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Keep Investing Simple, Supid!
General Finance
Personal finance, frugal living, budgeting, spending plans, investing, military, retirement planning, asset allocation
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Austin , Texas, United States
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DINK (Dual Income, No Kids)
Physical Therapist
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Latest Blog Posts

Bottom Lines Up Front! Failing to begin planning for retirement in your 20s has a long-lasting, devastating effect of your future financial situation! PLANNING is free! Educate yourself with some great books – a cheap, … ...
Posted: Aug 11 2018 @ 10:57 PM
One of the most common (and costly!) mistakes that people make when projecting how much their retirement investments will be worth in the future is basing their return off the nominal return alone. By definition, … ...
Posted: Aug 08 2018 @ 1:08 AM
Driving New Cars vs. Becoming a Millionaire With monthly payments for new cars in 2018 reaching $523 per month, it made me wonder, “What would investing most, or all, of that money in a Roth … ...
Posted: Aug 02 2018 @ 9:07 AM
Recently, it was reported that the inflation rate for the past 12 months was 2.9%. My last post explained what inflation is, why it’s normal, and what you can do to minimize its impact on … ...
Posted: Jul 26 2018 @ 12:31 PM
According to the Consumer Price Index, from June 2017 to June 2018, inflation in America was 2.9%. I’ve been reading about this from different perspectives, but sadly there’s been a disturbing lack of substance in … ...
Posted: Jul 21 2018 @ 3:08 PM
One question that everyone who invests asks at some point is, “Is the stock market too high to be investing in right now?” Now, although I’m against trying to time the market, I completely understand … ...
Posted: May 25 2018 @ 11:14 PM
As far as I’m concerned, there are two main types of investors in the world: Those that attempt to time the market by buying low and then selling high, whether it’s for day-trading OR the … ...
Posted: May 16 2018 @ 9:52 PM
Something that occasionally happens to a few lucky few people is that they receive a large, one-time payment of money known as a windfall. Whether it’s from an inheritance, winning a large settlement, winning the … ...
Posted: May 14 2018 @ 9:21 PM
For those struggling with debt, it often seems impossible to become debt-free. One of the hardest things to do is believe that by taking that first step it could really happen to you too. But … ...
Posted: May 08 2018 @ 7:00 AM
With so much written about debt in the personal finance world, I find it important to discuss what are the worst types of debt to go into, or have. First off, I’ll say this up … ...
Posted: May 05 2018 @ 9:00 AM


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