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Charlotte Rutherford

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Canadian Profiteer
financial advice, investment news, discussion
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Blogger Bio

Net worth:
Toronto, Ontario, Canada
Life stage:
DIK (Dual Income, Kids)
Financial Investment Planner
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Latest Blog Posts

There have been many negative developments that have taken place during the past year that might make it a dangerous time to invest — in anything. Tariffs, the threat of trade war, and NAFTA uncertainty are just examples of some of the issues that have come up within the past 12 months. Most recently, Saudi […] ...
Posted: Aug 12 2018 @ 10:11 PM
Management fees, part of the expense ratio of funds, have always been considered one of the primarily nuisances for investors when deciding between a fund and individual stocks.  Don’t confuse management fees with commissions fees when buying into funds.  They are two different animals.  These days ETFs are free when buying through a discount broker […] ...
Posted: Aug 05 2018 @ 8:51 PM
It’s been nearly a decade since I started speaking to fund managers on a regular basis. While each conversation is about something different—a sector to invest in, a stock to explore, an economic issue to pay attention to—one comment has come up time and time again: “Markets hate uncertainty.” It’s an idea that has, in […] ...
Posted: Jul 29 2018 @ 3:11 PM
To no one’s surprise, Bank of Canada (BoC) raised the interest rate from 0.25% to 1.5%. This is par for the course since the Canadian economy has been expanding for some time. They also predict the economy will continue growing through 2020. The interest spike is also a way for the Bank to combat the […] ...
Posted: Jul 16 2018 @ 1:06 AM
Here’s a rundown of Doug Ford and the PC Ontario’s campaign promises around work and taxes, hydro, healthcare, tuition and child care you should be aware of: Work and taxes Progressive Conservative Party of Ontario Ford, who has pledged to scrap the Liberals’ planned minimum wage hike from $14 to $15 next year, would introduce […] ...
Posted: Jul 08 2018 @ 11:49 PM
On June 28 the TSX/S&P composite index was down a disappointing 51 points. Meanwhile, the major US indexes began the day in the negative, but bounced back just before the close of day. For the most part this anxiety stems from tensions with trade talks among Western allies, China, and the US still uncertain to […] ...
Posted: Jul 01 2018 @ 9:35 PM
There can be a number of reasons for an investor to sell a stock. To determine when you should sell a stock, investors should review what the original goal was of buying each individual stock. Here are some illustrative examples. Is it a speculative play? I bought Katanga Mining Ltd. (TSX:KAT) about three weeks ago […] ...
Posted: Jun 17 2018 @ 10:52 PM
Picking the right stocks for a starter portfolio can often be challenging. In a bull market, such as the one being experienced at the present time, it is all too easy to buy stocks in companies that are overpriced. After all, a number of stock markets are now trading close to all-time highs, with margins […] ...
Posted: Jun 10 2018 @ 10:55 PM
When the dust settles after the ceremony, reception and second helpings of tiered wedding cakes, newly married couples in Canada must decide whether to join their banking. Technically speaking, so long as the couple works together to achieve their goals as a team, they can do joint or separate banking. But, in my experience, the […] ...
Posted: Jun 03 2018 @ 11:04 PM
When it comes to teaching your kids about quality financial decision making there are common mistakes many of us make.  Here are several of them, and where you can be on the forefront of ensuring your kids won’t fall into the same traps. ...
Posted: May 27 2018 @ 7:55 PM


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