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FIRE checklist
Early Retirement
FIRE, early retirement, personal Finance, investing, mutual funds, trading, options, real estate crowdfunding, income investing
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Texas, United States
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Sales Trainer
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Latest Blog Posts

This short article at ESI Money  inspired me to write about mortgages.  Is it better to pay it off completely or keep it (assuming the interest rate is locked in at a low rate) and invest the difference?  I’m not a financial planner and I cannot advise readers on what to do.  Having said that […] ...
Posted: Aug 07 2018 @ 7:03 PM
In a recent article I mentioned that I was taking profits at the 2790 level (basis the S&P 500 index).  Based on today’s prices, the market is 1% higher.  Was my desire to take profits on my Long positions premature?  Is there a higher presence of risk here at loftier levels?  What moves am I making now? […] ...
Posted: Aug 01 2018 @ 12:36 PM
I am not into self-help, feel good-about-myself books.  Tony Robbins?  No thank you.  I believe most self help “gurus” and life coaches are full of shit.  Having said that, I noticed a recent bestseller that caught my eye.  I purchased it, read it, highlighted it throughout, and I highly recommend it.  “The Subtle Art of […] ...
Posted: Jul 23 2018 @ 2:13 PM
In my June 25th post  I explained why I was a buyer of the dip in the markets.  I purchased several ETF’s on that day at a time with the S&P was trading at the 2710 area. Today I took profits on those positions as soon as the S&P hit 2790.  I didn’t anticipate this […] ...
Posted: Jul 10 2018 @ 5:29 PM
In a previous article I discussed how selling put options is a viable alternative to owning stocks.  It provides income from the premium that is collected and the strategy doesn’t tie up as much cash as holding common stocks.  Please go back and re-read the article.  I also recommend purchasing and reading a wonderful book that […] ...
Posted: Jul 09 2018 @ 8:56 PM
In a previous article I provided a discussion on writing put options as an alternative to owning common stocks.  It’s a passive cash flow method I use on a consistent basis.  Besides dividend payments, how does an investor generate income from the common stocks they already own?  The simple answer is by writing covered calls. Writing […] ...
Posted: Jul 05 2018 @ 7:00 PM
The trade tensions are causing this sell-off.  Like most headline risk, this is temporary and it provides investors (and traders, in my case!) a rare opportunity to buy the dip.  Just because today’s selloff looks and feels scary doesn’t mean it is real. Every buyable dip feels this way.  The market is providing investors & […] ...
Posted: Jun 25 2018 @ 2:36 PM
In my March 22nd article on how much you needed to retire I mentioned the 4% Rule based on the Trinity Study .   Below I offer you an exhibit that provides a framework for which to allocate your assets, based on the likelihood that your money will outlive you.  You certainly don’t want to outlive your money. Along the […] ...
Posted: Jun 23 2018 @ 4:21 PM
In part I  I vented about the state of our healthcare system and the bleakness when it comes to options for early retirees, living domestically in the USA.  In a nutshell, it stinks to high Heaven!  Insurance was never what I consider “affordable” but most middle-classers could manage. All of sudden March of 2010 arrived. […] ...
Posted: Jun 21 2018 @ 7:39 PM
On July 8th I posted that I had taken profits and exited my stock and ETF positions.  I exited when DOW was trading at approximately the 25,300 level. Yesterday at approximately DOW 24,600 I purchased the following ETF’s: $MDY, $SPY & $SSO.  Last Friday (@ approximately DOW 25,000) I purchased $SPHB & $XLG.  On purpose I […] ...
Posted: Jun 20 2018 @ 10:34 PM


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