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Diamond in the Rough

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Diamonds In The Rough
General Finance
uk, united kingdom, london, real estate, saving, deposit, house, first home, family, personal finance, motivation, downpayment, parenting
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London, United Kingdom
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

“I understand why you’re doing it but have you truly considered the costs?” a well meaning family member messages me. Although I know that their concern is coming from a good place, I can’t help but feel a tiny bit resentful at their question, as if they have assumed that we haven’t spent months crunching … Continue reading "Fielding advice from well meaning friends and family" ...
Posted: Jul 23 2018 @ 4:01 PM
Last post I told you all the very exciting news about getting our offer accepted on a property we had viewed.  Almost immediately, the ball started rolling and we were asked to fill in forms telling the estate agent who our solicitor was and where we were getting our mortgage. One of the reasons I … Continue reading "Mortgage broker or go it alone?" ...
Posted: Jul 20 2018 @ 5:29 PM
So much has happened in the past month that I didn’t really know where to begin! I was going to break it all down into smaller posts but that has just led me to procrastinate typing it all up so I’m going to just write it all in this post! A couple of weeks after … Continue reading "Like A Rolling Stone" ...
Posted: Jul 19 2018 @ 1:20 PM
Last blog I shared our adventures in house hunting.  We saw three properties and liked one of them enough to make an offer.  Unfortunately, after a few days deliberation we received news from the estate agent that the vendors had moved forward with somebody else’s offer. Having reflected on it, I’m not too surprised at … Continue reading "3 Reasons Your House Offer Could Be Rejected" ...
Posted: Jun 08 2018 @ 4:22 PM
We view three properties with an estate agent for the first time, here's how it went. ...
Posted: May 13 2018 @ 10:25 AM
I was exploring Pinterest the other evening and found a thoughtful article by Kristina a few years ago at Cents + Order about the questions you should ask yourself before buying your first home.  I took some time to ponder them and my answers are below. Have you saved a deposit? The short answer is yes, … Continue reading Are we ready to buy a house? → ...
Posted: May 05 2018 @ 1:13 AM
On Friday my husband spent his last day at home caring for our son.  This week our little boy started with his childminder and my husband returned to work.  He’d met up with his colleagues for after work drinks on the Thursday and had a chat with his managers about his role returning to the … Continue reading Reflecting on our experience of Shared Parental Leave → ...
Posted: May 02 2018 @ 6:36 PM
Before I continue, I should probably explain the ‘free money’ part of my post before people begin to think I’m running some kind of give away! You may recall in a previous post how we had filled our Lifetime ISA.  This is a special account that you can use for the purchase of your first … Continue reading Building up momentum – house viewings and free money! → ...
Posted: Apr 27 2018 @ 4:47 PM
The more I learn about the home buying process, the more I think it’s all about the acronyms.  In most of the research I’ve done, the first step of the home buying process, before you even begin to view properties, is proving that your lender MIGHT lend you the money to buy a house.  This … Continue reading What is an Agreement in Principle (AIP) and why do I need ...
Posted: Apr 17 2018 @ 8:51 PM
Two weeks ago we said farewell to my brother in law who has finally made the move to be with his long-term girlfriend in Denmark.  They have been long distance for almost the entirety of their relationship so it’s great to finally see them living together.  Now that he has somewhat settled into his new … Continue reading Things I learnt when my brother-in-law moved to Denmark → ...
Posted: Apr 11 2018 @ 6:26 PM


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