Blogger Profile

Fred Smidlap

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Freddy Smidlap Blows Off Some Steam
General Finance
investing, early retirement, family
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Blogger Bio

Net worth:
Buffalo, New York, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Zero Dollars a Month'!  That’s Impossible, Smidlap! I’ll let you in on the secret:  The way to having such a low cell phone bill is nothing illegal or immoral, it’s not having a smart phone machine that keeps it so low.  I work in this factory with about 500 other people and have heard tales … Continue reading "My Zero Dollar a Month Cell Phone Plan" ...
Posted: Mar 19 2018 @ 11:09 AM
Did You Think to Get Your Financial Shit Together Your Life Must Be Boring' That photo above probably looks like a train wreck to a lot of people.  Look at all those degenerates and reprobates.  Maybe you’re into good clean living and good for you if that’s the case.  I wish you the best with … Continue reading "Financial Success With a Rock’n’Roll Lifestyle? Hell Yeah!" ...
Posted: Mar 09 2018 @ 1:08 PM
“I don’t care to belong to any club that would have me as a member” – Groucho Marx I read a lot of good financial independence/ early retirement writings.  The best ones tell a story of trying to get a place via many different but similar paths with enough personal style and detail to hold … Continue reading "We Do It Without The Buzzwords" ...
Posted: Mar 05 2018 @ 4:45 PM
Where did we leave this'   Get Yourself a Good Bank to Start Your Bucket System If you’re reading this I’ll go out on a limb and figure you have a bank account and maybe two or three if you’re a couple.  There’s also a decent chance you are getting a raw deal from your … Continue reading "More Basics of Breaking Free From Your Thankless J.O.B- part II (Ally ...
Posted: Feb 28 2018 @ 4:58 PM
What’s Troubling You' Your boss might be an asshole, in your humble opinion, and the only opinion that matters to you!  Maybe you worked your cojones off to try and get that raise and promotion and it went to the chronic masturbator two cubicles down.  You might have guessed that one armed bandit of a suck-up … Continue reading "Tired of Your Crappy Job? Here’s Where to Start to Break ...
Posted: Feb 22 2018 @ 9:52 AM
And You’re Just Now Realizing This, Freddy' Well, it’s not that I never suspected the state of my birth where I have lived 90% of my life hasn’t been sodomizing us over the years, but I think it was when I was commenting on somebody else’s property taxes in another state and compared their rates … Continue reading "How We Get Boned by High State Taxes" ...
Posted: Feb 19 2018 @ 3:19 PM
I’m kind of an atavistic type.  That’s a favorite word of the legendary Hunter S. Thompson, go and get Fear and Loathing in Las Vegas from your library if you have never read it.  Loosely, it’s an adjective describing characteristics that are a throwback to an earlier age or era.  That’s partly how I come to loath … Continue reading "Investing in Things I Loathe" ...
Posted: Feb 16 2018 @ 1:42 PM
Before You or Your Friends or Relatives Tap that 401k to Pay Bills, Push Pause for a Moment. I’ve been wanting to address this subject for awhile now as I have seen firsthand what I believe were bad money moves made by a couple of friends the past 10 years.  I know most of you … Continue reading "Your Retirement Assets are Protected" ...
Posted: Feb 12 2018 @ 12:03 PM
2017 Sucked the Big Boner of Untimely Death Death is never timely I like to think.  2017 kicked our family square in the nuts with the passing of two of our peers who were not only close friends but younger than my wife and me.  Part of this is a cautionary tale and part is … Continue reading "When Your Peers Die" ...
Posted: Jan 30 2018 @ 10:42 AM
  So What'  You Ask. It has to do with a little experiment I’ve been working on and adjusting my portfolio towards a little safety as we get a little closer to not working for a paycheck.  I thought I might as well throw the ideas out for your mockery and derision.  As I write … Continue reading "I Made a Model Bulletproof Portfolio" ...
Posted: Jan 10 2018 @ 4:46 PM


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