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Traditional Retirement
physician finance, health insurance, asset allocation, SWR
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Huntsville, Alabama, United States
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Doctor (Physician)
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Latest Blog Posts

I thought a recent feedback email from a reader who is an engineer posed some interesting questions for the nearing retirement community.  I will appreciate comments on his situation.   I am also 60 and have been looking at RMD’s of late. My financial advisor ran some numbers using a software program, and the amount … Continue reading RMDs, ROTH CONVERSIONS, and ROTH 401Ks The post RMDs, ROTH CONVERSIONS, and ROTH ...
Posted: Jun 16 2018 @ 1:27 PM
Financial success is not a given just because you have MD (DO, PhD, JD, or MBA) after your name.  I think several factors account for financial success.  The letters after your name give you a big head start to success however. I am going to list some things that helped me become financially independent at … Continue reading Financial Success….Physician Characteristics. The post Financial Success….Physician Characteristics. appeared first on Doctor of ...
Posted: Jun 09 2018 @ 12:09 PM
I decided to write a quick post to answer a reader’s question.   I’m very impressed. I am 52 and all of us in the health care industry need someone like you to discuss these difficult topics. I would like to hear more about your “number” or “nest egg” on what it will take for … Continue reading Answering a Reader’s Question 2 The post Answering a Reader’s Question 2 appeared ...
Posted: Jun 03 2018 @ 2:17 PM
WCI CON 18....more thoughts. New video. The post WCI CONFERENCE 18 … MORE THOUGHTS appeared first on Doctor of Finance MD. ...
Posted: Jun 03 2018 @ 9:33 AM
Today a wild thing happened. A good thing happened.  I am quoted and this blog is linked in an article in Barron’s Magazine.  The article is good.  The article is on the cover.  My quote is on page 23 in the print edition. So how much can retirees actually withdraw? It depends in large part … Continue reading 4% RULE, BARRON’S MAGAZINE, AND RETIREMENT The post 4% RULE, BARRON’S MAGAZINE, AND ...
Posted: Jun 02 2018 @ 4:46 PM
I am continuing to document the closure of my medical practice.  I documented it here and here and even here.  My malpractice carrier sent around a sheet of paper entitled “Career Transitions: Closing a Practice” and a Closing your Practice Checklist. I am too far along in the process for these to really be useful.     … Continue reading Closing Down is Harder Than Breaking Up The post Closing Down is Harder ...
Posted: May 26 2018 @ 4:03 PM
I wanted to share with the reader of this blog about my new plans.  When I started this blog I was planning to completely retire on 7/1/2018.  This is my 61st birthday.  I feel very good about not running out of money.  I guess I am still worried about health insurance.  I did not solicit … Continue reading RETIREMENT TRANSPARENCY The post RETIREMENT TRANSPARENCY appeared first on Doctor of Finance MD. ...
Posted: May 19 2018 @ 6:07 PM
I received this via email: That is the biggest question for me and the one that gives me most pause about when I will actually retire. Because I don’t qualify based on religion/faith, the likely best option of health share ministries is out of the question for me. Physician on Fire mentioned that he is … Continue reading Answering a Reader’s Question The post Answering a Reader’s Question appeared first on ...
Posted: May 14 2018 @ 2:19 PM
Monte Carlo Analysis What it is not Typical in retirement planning is the use of calculators to try and predict the future.  There are many rearward facing calculators like FIREcalc.  This is not to knock FIREcalc, just to examine its premise.  The notion is to look at a selected time frame like 30 years and … Continue reading Monte Carlo Analysis By Gasem The post Monte Carlo Analysis By Gasem appeared ...
Posted: May 13 2018 @ 12:02 PM
Efficient frontier Stocks bonds commodities and other assets have properties in common.  One property is return, one is volatility, and one is correlation with other assets.  In 1952 (the year I was born) Harry Markowitz created modern portfolio theory at the Chicago school.  His theory is effectively the basis of the cheap broad market-based portfolio … Continue reading Efficient Frontier …..Guest Post 1 by Gasem The post Efficient Frontier …..Guest Post ...
Posted: May 12 2018 @ 9:32 AM


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