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Kate Horrell

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Kate Horrell
Frugality/Saving, Real Estate
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Maryland, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Tricare health coverage is one of the most important benefits of military service.  It provides excellent coverage at an amazing price. Tricare beneficiaries usually get to choose which Tricare plan they want to use.  The different plans have different out-of-pocket costs.  Depending on your Tricare plan, your status (active duty or retiree), your family size,... | Read More... The post Tricare Supplements: Do You Want One? Where Would You ...
Posted: Mar 05 2018 @ 11:01 AM
The military can be confusing, with all its special terms and acronyms. One of the terms most often mis-used is home of record. The term comes up in questions about taxes and driver’s licenses and final moves. On rare occasion, when talking about final moves, it’s being used properly. The other 99.9% of the time,... | Read More... The post Home of Record and State of Legal Residence: Things You Need ...
Posted: Mar 03 2018 @ 6:42 PM
One frequently misunderstood issue about the Survivor Benefit Plan (SBP) is the way that SBP benefits may be offset by Dependency and Indemnity Compensation (DIC) benefits provided by the Department of Veterans Affairs (VA.) Under current law, a survivor may not receive the full amount of both SBP and DIC.  In order to receive DIC, the... | Read More... The post Understanding the SBP-DIC Offset appeared first on KateHorrell. ...
Posted: Feb 25 2018 @ 7:51 PM
When leaving the military, many people want to buy a house. It’s a perfectly normal desire – for many military families, it’s been a long-term dream to put down roots and buy their “forever” home. No more crazy landlords, white walls, and unpacking every two years! I am so sick of unpacking! Unfortunately, the “forever... | Read More... The post Why You Should Rent During Retirement/Transition From The Military appeared first ...
Posted: Feb 19 2018 @ 5:10 PM
Two of the largest banks used by military members have announced their programs to assist customers if a government shutdown delays pay. Both USAA and Navy Federal Credit Union (NFCU) offer interest-free loan program to eligible customers if pay is interrupted.  While we all hope that the government does not shut down, and military pay... | Read More... The post USAA and NFCU Announce Loans Programs If The Government Shuts Down ...
Posted: Feb 08 2018 @ 3:38 PM
There’s a lot of misinformation available out there – particularly when you’re getting your information from friends and the internet. One of the places where I see the most mis-information is about social security benefits for military spouses. Which is sort of weird, because there are no special rules for military spouses, the rules are... | Read More... The post Social Security for Military Spouses appeared first on KateHorrell. ...
Posted: Feb 04 2018 @ 11:52 AM
You’ve probably heard that the January 2018 government shutdown has ended, and Congress has agreed to fund the government for 17 more days. At that point, it is possible that we’ll be in the same situation we just left: a shutdown. What should military families be doing to be better prepared for the next government... | Read More... The post 12 Ways To Prepared For The Next Government Shutdown appeared first ...
Posted: Jan 22 2018 @ 9:20 PM
23 January 2018: This shutdown is over. Keep your momentum and be ready for the next one:  12 Ways to Prepare For The Next Government Shutdown It’s happened again: Congress has failed to pass a spending bill, and the federal government has shut down. If the shutdown is not resolved in a timely manner, and... | Read More... The post 10 Things To Do During A Government Shutdown appeared first on ...
Posted: Jan 21 2018 @ 4:10 PM
It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some tricky bits. Military retirement pay days are on the first of the following month, except when the 1st falls on a weekend or federal... | Read More... The post 2018 Military Retirement Paydays appeared first on KateHorrell. ...
Posted: Jan 08 2018 @ 6:16 PM
Many families struggle with the transition out of the military and into the civilian world. It’s natural – it is a big change! Thankfully, there are a world of resources available to both the veteran and the spouse. A recent Facebook conversation encouraged me to pull together some resources available to spouses of veterans who... | Read More... The post Employment Resources for Spouses of Veterans appeared first on KateHorrell. ...
Posted: Jan 08 2018 @ 9:33 AM


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