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Money Meets Minimalism

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Money Meets Minimalism
Early Retirement
Minimalism, frugality, lifestyle, millennial
Start Year:

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Net worth:
Iowa, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Today we’re traveling back in time nearly a decade, to when I was a fresh college graduate at the ripe old age of 22.  I had just returned from a semester studying abroad in Hangzhou, China – a city of 9 million people. It was time for me to secure my first career and enter … Continue reading "How Small-Town Living Kick-Started My Journey to Financial Freedom" ...
Posted: Apr 09 2018 @ 11:27 PM
In Our Road Map to FIRE, I laid out our plan for stockpiling $750,000 by my fortieth birthday, allowing us to ditch the rat race and live life on our own terms.  Although turning forty currently sounds like it is way off in the distant future, that fateful day will be here before I know … Continue reading "Investment Milestones" ...
Posted: Mar 26 2018 @ 11:57 PM
The average American watches over four hours of TV each day.  That’s 30 hours a week – nearly a full-time job! Ever since we cut our cable in 2014, I have smugly scoffed at that statistic, patting myself on the back for not engaging in that mindless consumption.   Just think how those four hours … Continue reading "Challenge: One Month Without YouTube" ...
Posted: Mar 21 2018 @ 10:30 PM
  Last spring, I put my minimalist ideology to the test by traveling to China for three weeks with only the clothes on my back (or more accurately, the clothes I was carrying in my backpack).  I trekked along flashy city streets, up sheer mountain cliffs, and through dirty alleyways wearing the same few sets … Continue reading "To China and Back in One Backpack" ...
Posted: Mar 17 2018 @ 12:06 PM
Last week, I told you about seven areas of our lives that are ticking along in frugal harmony.  From clothes buying bans to minimal beauty routines to giving the furnace a break, we are saving some serious dough by making minor adjustments to our daily routines. On the other hand, we spend big money in … Continue reading "Our Most Spendy Habits" ...
Posted: Mar 08 2018 @ 11:51 PM
Quiz time!  Which of the following are valid ways to to reach financial independence? A) Increase your income B) Lower your expenses C) Do neither and complain about not being able to save any money The astute readers out there will immediately recognize that A and B are the correct responses.  Upping your income and/or … Continue reading "Our Most Frugal Habits" ...
Posted: Mar 01 2018 @ 2:07 AM
Ever since my pre-teen years, HGTV has been my favorite channel.  Back in the olden days, their shows focused more on crafts and simple home updates rather than renos and flipping houses.  Decked out in my braces and perfectly curled bangs, I would spend hours in front of the TV learning how to make wreaths … Continue reading "So Long HGTV" ...
Posted: Feb 24 2018 @ 1:15 AM
Alright, friends, things are about to get juicy… It’s time for my first financial “show and tell”.  In “Our Road Map to FIRE”, I laid out my general plan for achieving financial independence by hitting the magic savings number of $750,000.  So we know the destination, but where is the starting point? Lucky for you, … Continue reading "Our Financial Baseline – February 2018" ...
Posted: Feb 22 2018 @ 11:49 PM
Lengthy disclaimer: So far on this blog I have only talked about my own money and minimalism goals, but there is in fact a second half of the equation, Mr. M3.  We both share the desire to manage our money well and retire early, although I tend to be much more fascinated by the details … Continue reading "Our Road Map to FIRE" ...
Posted: Feb 17 2018 @ 12:34 AM
  As a hardcore introvert, it’s not often that I choose to broadcast my intimate life details and viewpoints to the public.  I usually prefer to listen and observe rather than voice my own opinions, so the act of putting my thoughts on display gives me some minor heartburn.  So why do it? Because I’m … Continue reading "Why Blog?" ...
Posted: Feb 15 2018 @ 10:23 PM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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