Blogger Profile

Michael Dinich

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Your Money Geek
General Finance
Retirement, health insurance, pension, IRA, 401k, Roth,
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Blogger Bio

Athens, Pennsylvania, United States
Life stage:
SIK (Single Income, Kids)
Financial Advisor
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Latest Blog Posts

In the early 1970s, Kodak approached Congress about creating a program where their employees could invest a portion of their salary in the stock market. They also suggested that this investment be tax-exempt, hence the birth of the 401(k). It was a great idea in theory, but it may not be as good as you […] ...
Posted: Mar 14 2018 @ 3:04 PM
If buying a home fills you with anxiety and fear, you’re not alone. A new home is one of the biggest purchases you will ever make. I remember when my wife and started the home buying process. We had no idea where to start. We looked at every home within a 15-mile radius. After a […] ...
Posted: Mar 06 2018 @ 8:14 PM
A Roth 401k may not be the best option. Journalists have been promoting Roth IRA’s and Roth 401k’s heavily over the last few years, and the prospects of tax-free income in retirement is certainly desirable. However, aside from the sexiness of “tax-free,” the actual math behind the decision is a bit more complicated. The decision […] ...
Posted: Feb 28 2018 @ 11:52 AM
As an Advisor at Your Money Matters, I have hosted retirement planning workshops and have met with families one-on-one for almost 20 years. It has been an amazing experience to educate people, working with them hands-on to reach their retirement goals and objectives. But the last 20 years have also seen the rise of the […] ...
Posted: Feb 12 2018 @ 4:57 PM
Retirement planning is an essential part of life planning. One of the most crucial, yet overlooked, considerations is where you want to be when you retire. Florida often carries the stereotype of being the retirement hub of the country but there are many cities, specifically on the east coast of the United States, that is […] ...
Posted: Jan 24 2018 @ 4:29 PM
Open letter to Journalists, bloggers, and anyone trying to keep a financial resolution. “Everything Works, but everything does not work for everyone” – Gary Vaynerchuk My new year’s resolution in 2018 is to become a better writer and blogger. My father, Michael R. Dinich, a man who has dedicated his life not, only to serve […] ...
Posted: Jan 08 2018 @ 2:35 PM
If you are in the market for securing Affordable Care Act health insurance for 2018, there are many things to consider and act on RIGHT NOW that can save (or cost you) thousands in premiums next year. There are several factors regarding your income (46 examples off the top of my head in fact) that […] ...
Posted: Dec 18 2017 @ 4:34 PM
The process of planning for retirement can be a long, grueling process. When the day finally comes to retire, many make a few mistakes in the method of adjusting to the new life of retirement. A strong understanding of your finances in your new relaxed lifestyle is key to maintaining happiness after exiting the workforce. […] ...
Posted: Dec 15 2017 @ 4:57 PM
Saving for retirement can be overwhelming. Fretting about how much money you should have saved or how much you should be saving at a certain point in your life are two questions that can weigh heavily on anyone’s conscious. They say that every 5 years you should aim for saving the equivalent of a one […] ...
Posted: Nov 08 2017 @ 6:12 PM
Managing investments can be difficult, which is why so many people hire a financial advisor to help aid them in the process. These experts are supposed to help you plan your investments in order for you to successfully strengthen your financial safety net. While a financial advisor’s credentials look good on paper, it’s important to […] ...
Posted: Oct 27 2017 @ 2:45 PM


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