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The Accountant

Blog Info

Accounting For Freedom
Early Retirement
budgeting, data, spending tracking, accounting, financial independence, UK,
Start Year:

Blogger Bio

Net worth:
Newcastle-upon-Tyne, United Kingdom
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Rappers are experts when it comes to money. Just watch any rap music video. There’s wealth everywhere. They’ve all got fancy cars, stacks of cash, bottles of champagne, huge houses. How many accountants do you know like that? Not many. I’m kidding, of course. I love hearing Eminem rap about his life growing up in … Read more Five Money Lessons I Learned From Jay-Z The post Five Money Lessons I ...
Posted: Apr 12 2018 @ 5:01 PM
Accountants are wrong. I know that as an accountant myself, I shouldn’t really say that, but it’s true. We get things wrong all the time. And boy, there’s one HUGE mistake we’ve made. We tell people that cars are assets. But that’s a lie. They’re not. Us accountants will tell you that in simple terms, … Read more Is your car an asset or a liability' The post Is your car ...
Posted: Apr 11 2018 @ 5:26 PM
I increased my profit margin five times over, in ONE MONTH. Absolutely smashed it. Went from a 9.7% profit margin to a 62.9% profit margin almost overnight. At this rate, I’ll be able to retire in a few years! Want to know the simple secret' I’ll tell you… I got paid my annual bonus. So … Read more Spending and Net Worth Report: March 2018 ...
Posted: Apr 01 2018 @ 11:56 AM
We’re doing this all wrong. Personal finance writers, FIRE bloggers, and everyone in between — we’re making some huge mistakes. The way we talk about all these things. It’s so dry. And it means that the message isn’t hitting home the way it should. Think about it: we’re trying to sell people on the idea … Read more Forget about savings rates, budgeting and early retirement The post Forget about savings ...
Posted: Mar 31 2018 @ 1:22 PM
I’m The Accountant. Not the character that Ben Affleck played in that movie (although I watched it and liked it and was jealous that he makes accounting seem much more glamorous than it is in reality). I’m just a guy who wants to retire early. I’m writing this blog for a couple of reasons. There … Read more Who is The Accountant? The post Who is The Accountant? appeared first on ...
Posted: Mar 26 2018 @ 2:00 PM
  “Would you tell me, please, which way I ought to go from here?” “That depends a good deal on where you want to get to.” “I don’t much care where.” “Then it doesn’t much matter which way you go.” – Alice in Wonderland, Lewis Carroll To achieve a goal, you must define the goal. … Read more What is Financial Independence to you? The post What is Financial Independence to ...
Posted: Mar 24 2018 @ 8:33 AM
Sometimes you can save a lot of money in simple ways. I decided to take my interest-bearing credit card with a balance of £3,203.22 and move it with an interest-free balance transfer offer. The balance transfer fee was just £17.62, which is just over half of one-month’s worth of interest on my old credit card … Read more I just made over £2k by reducing my cost of capital The post ...
Posted: Mar 08 2018 @ 4:48 AM
I don’t care that much about money. That’s an odd thing for an accountant and a personal finance blogger to say, but bear with me. Your goal is not to die with the highest net worth possible. It’s not about accumulating money in the bank or in the stock market. It’s not about material wealth. … Read more Accumulating Money Is NOT The Goal The post Accumulating Money Is NOT The ...
Posted: Mar 02 2018 @ 4:27 PM
As this is the first month I’ve done a spending report, I’ve also included some notes on what I’ve put into each spending category, and I’ve added in my January spending and a month-on-month variance column for comparison. (Note: I do all this in Excel — because I’m an accountant, so Excel is what I … Read more Spending and Net Worth Report: February 2018 The post Spending and Net Worth ...
Posted: Mar 01 2018 @ 4:02 PM
I am a business. Unfortunately, I’m a struggling business. That’s the key mindset shift I had recently. I stopped looking at how I use my money as a “personal finance” problem, and instead thought to myself, “If I was a business, what advice would I give myself?” Because that’s a question I’m (literally) qualified to … Read more The Key Insight: Manage Your Money Like a Business The post The Key ...
Posted: Feb 28 2018 @ 3:12 PM


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