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Modern Personal Finance
General Finance
Budgeting, Saving, Finance, Personal Responsibility, Research, Financial Independence, Retirement, Frugality, Wealth
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Net worth:
Boston, Massachusetts, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Today I want to take a moment and sing the praises of my favorite hobby: Cooking. Becoming a competent chef is one of those magical lifestyle changes that can absolutely change your life for the better! What other pastime can simultaneously increase your happiness, help you lose weight, boost your energy levels, improve your social … Continue reading "Home Cooking: A Million Dollar Idea" ...
Posted: May 27 2018 @ 11:06 AM
I’m going to be honest with you, I’m not entirely certain what the point of today’s post is. I’m hoping that if I start writing about the thing I want to write about today, a lesson will emerge organically. Because today I want to take a moment and brag about my kitchen table. LOOK AT … Continue reading "A Love Letter to our Kitchen Table" ...
Posted: May 16 2018 @ 8:35 AM
At this blog I try to force myself to be uncomfortably open and honest about my finances because I think it can help a lot of other people boost their savings rate and make important steps to securing their own finances. I sometimes worry, however, that being open and honest like this can come of … Continue reading "Happy Mother’s Day" ...
Posted: May 13 2018 @ 6:34 AM
I focus a lot in my posts talking about strategies that can save you money in nearly every category of you budget, with promises that the voodoo magic known as compound interest can turn your small savings into millions of dollars over a lifetime. Today I think we should address something that sometimes gets lost in … Continue reading "Earning a Return on Investment: You’ve gotta do something with your money" ...
Posted: May 06 2018 @ 5:08 PM
Every month I post budget updates highlighting my family’s income, budgets, and investments. The goal is to increase accountability, both to you the readers so there is no mystery about our finances and to me. The goal is not to praise myself for being crazy frugal (We really aren’t), or to brag about how much … Continue reading "April 2018 Budget Update" ...
Posted: May 01 2018 @ 10:06 PM
My wife and I recently had the pleasure of hosting her grandmother for dinner, who turned 90 this year. Despite her age, my wife’s grandmother is still in relatively good health. She lives by herself in the family home where she raised all of her children and in many ways she’s an ideal model for … Continue reading "Why you need to account for long-term care costs in your retirement" ...
Posted: May 01 2018 @ 7:54 PM
As part of my ongoing series titled “How much do vacations cost?” I want to document how much different styles of vacations cost to help improve our ability to budget for vacations and trips. While planning my honeymoon to the island of Mallorca in Spain, I realized my wife and I had never taken a … Continue reading "How much did a trip to Spain cost us?" ...
Posted: Apr 25 2018 @ 6:39 AM
I recently had the dubious pleasure of planning a weeklong vacation to San Francisco which I found out after the fact is literally the most expensive place to vacation in the US. Which explains why I found the process of planning this vacation so painful. Everything seemed so much more expensive than I thought it … Continue reading "How much do vacations cost?" ...
Posted: Apr 23 2018 @ 5:14 AM
In a previous post, I mentioned how I view my savings as spending on peace-of-mind: money spent so I never worry about money again. In general, I think that motivates my day-to-day desire to save, but if I’m being honest my desire to pursue financial independence stems from a more generalized uncertainty about our economic … Continue reading "Automation of Jobs: A case for Financial Independence" ...
Posted: Apr 21 2018 @ 9:54 AM
I recently had the pleasure of reading a blog post by The Give and Get talking about how everyone is frugal. No one sets out to purposefully waste money. Everyone is trying to spend money in a way that is important and meaningful to them. Reading through some of my previous posts, as well as my … Continue reading "On the pursuit of happiness: Spending money mindfully" ...
Posted: Apr 18 2018 @ 8:44 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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