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paritosh sharma

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General Finance
Ispeaksforum is a blog, we guide to investors about wide different varied topics related to personal finance, investment, and cryptocurrency.
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Net worth:
new delhi, Delhi, India
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Recently Value Research studied the actively managed equity funds to assess, where fund manager and board of directors of the fund houses have invested their own money. Study showed that in 113 equity funds with total asset under management of 5.5 lakh Crore, near about of 2,069 crore amount has been invested by board of... The post Mutual fund Managers Invest in their Own Schemes? appeared first on ISPEAKSFORUM. ...
Posted: Oct 23 2018 @ 4:52 PM
When market falls, it tempts you to stop your sip! Like since February market is falling, and your portfolio must be showing in Red. Obviously! Any retail or new investors will be afraid of seeing his portfolio and would always think to stop the new investments (Stop the sip) and withdraw the invested money. However,... The post Mutual Fund SIP: Why You Shouldn’t Stop Your Mutual Fund Sips in The Falling ...
Posted: Oct 21 2018 @ 4:00 PM
What would you do if you don’t have enough savings and require additional funding to pay your medical bills, or looking for down payment for New car, plan a wedding or take a family vacation? In the current world there is easy access to funding in the form of personal loans. You may go for... The post How a short-term loan can improve your CIBIL score? appeared first on ISPEAKSFORUM. ...
Posted: Oct 14 2018 @ 4:09 PM
The commercial real estate (CRE) industry is comprised of many different types of service providers, including property management, brokerage firms, banks, and other types of lenders. When a CRE transaction takes place, there are various operators involved, requiring extensive sharing of official property documents, and financial information which need to be validated. The requirements for... The post Top Blockchain Applications Making Waves in Commercial Real Estate appeared first on ISPEAKSFORUM. ...
Posted: Oct 11 2018 @ 1:14 PM
We had discussed about the Regular and Direct plans in our earlier blog post, where we have tried to reveal the benefits to invest in Direct plans, as someone rightly said, “Little drops of water make the mighty ocean.” and this is true with the Direct plan in context of Mutual funds. Only 10,000 Rs... The post How To Switch From Regular Plan To Direct Plan In Mutual fund appeared first ...
Posted: Oct 07 2018 @ 12:55 PM
All mutual fund schemes offer two plan- Regular and Direct Plans. In Regular plan investors invest through the intermediary and commission paid (distribution cost) to Brokers/Intermediary by the AMC to facilitate the transaction, which is charged daily as a small part in the expense ratio from the fund NAV (Net asset value) But in Direct... The post Difference Between Regular and Direct Plans-Which One Is Better? appeared first on ISPEAKSFORUM. ...
Posted: Sep 18 2018 @ 3:57 PM
If you have not yet filed your Income Tax Return,or ITR, then their is a big relief. The tax department recently has extended the last date to file ITR(Income tax return). The due date for filing ITR for financial year 2017-2018 or assessment year 2018-2019  has been extended to 31st August from 31st july. “The... The post Last Date To File ITR Extended-5 Things To Know appeared first on ISPEAKSFORUM. ...
Posted: Jul 29 2018 @ 5:44 PM
Over the years, you might have come across quite a few ‘golden rules’ of personal finance. You may have read up about these personal finance tips online or learned a rule or two from friends, family, colleagues, etc. The rules almost seem quite predictable: Save more, spend less, invest, plan for retirement, etc. The list... The post 7 Golden Rules For Successful Personal Finance Management appeared first on ISPEAKSFORUM. ...
Posted: Jul 21 2018 @ 11:26 AM
Sukanya Samriddhi Yojana (SSY) is a monetary savings scheme provided to all households to help them endure the fundamental expenses of raising a woman child, especially her schooling. It is a deposit scheme for the woman child introduced under the government campaign “Beti Bachao Beti Padhao”. It needs a minimum deposit of Rs. 1,000 and... The post Sukanya Samriddhi Yojana-[Details &Rules] appeared first on ISPEAKSFORUM. ...
Posted: Jul 15 2018 @ 6:12 PM
A guide on Hra calculation and how to claim Exemption. Salaried individuals who Reside in a rented home Can claim House Rent Allowance (HRA) to lower taxes. This may be partly or completely exempt from taxes. The allowance is for expenditures related to accommodation that is rented. If you do not live in a rented... The post HRA calculation- How to claim House rent Allowance [HRA] appeared first on ISPEAKSFORUM. ...
Posted: Jul 07 2018 @ 5:10 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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