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my twenty cents
minimalism, budgeting, millennial, student, side hustle
Start Year:

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Net worth:
Lausanne, Switzerland
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

In 2018, I spent a total of $23,492.29. I know that amount appears monstrous to some of you, but it’s actually a reasonable amount. I’ll explain why in this post. Firstly, Switzerland is an expensive country to live in. According to UBS, Zurich and Geneva are the world’s two most expensive cities, beating out New The post How Much I Spent In One Year Living In Switzerland appeared first on my ...
Posted: Jan 06 2019 @ 7:39 PM
Switzerland is a beautiful country but many people do not consider visiting due to the high prices. Switzerland is not known to be a budget travel friendly destination. And with reason! A lot of people are too scared to come visit because they think it will cost them an arm and a leg. I have to The post How To Travel To Switzerland For Cheap appeared first on my twenty cents. ...
Posted: Jan 04 2019 @ 10:27 AM
Are you stepping into the new year with lots of debt? Don’t worry. You are not alone. Many people are struggling to repay outstanding debts. However, you can make a difference by starting to solve your debt problems at the onset of the new year. Check this article to know how to solve your debt The post How To Get Out Of Debt In 2019 appeared first on my twenty cents. ...
Posted: Jan 02 2019 @ 7:39 PM
In March 2018, I decided to start this blog. I had no idea what I was doing. This was my first blog post ever: 5 Reasons I Started Blogging (And Why You Should Too)! Since then, I have written 98 posts and achieved over 92,000 page views on my blog! Quite impressive for someone who is The post Year In Review: 2018 And The Start Of My Blogging Journey appeared first on ...
Posted: Dec 27 2018 @ 9:12 AM
I am Canadian and I have been living in Europe for over 2 years now (doing a Master degree and now a PhD). I always get asked why I decided to make the move abroad. This article will discuss all the things I considered before making the move abroad. It’s an important decision that literally The post 10 Important Things I Considered Before I Moved Abroad appeared first on my twenty ...
Posted: Dec 20 2018 @ 7:51 PM
I have been living alone abroad for over two years. This will be my third Christmas abroad. Even though I don’t celebrate Christmas, around the holidays, I always feel a rush of loneliness and sadness because I’m not surrounded by family at the end of the year. This article is going to discuss ways I The post How To Spend Christmas Alone If You Live Abroad appeared first on my twenty ...
Posted: Dec 19 2018 @ 9:15 AM
I know it sounds a bit counterintuitive, but these are 10 things that you absolutely must buy if you want to save money in the long run! You can consider these items as an investment with an infinite ROI (return on investment). Here’s my list of the top 10 things you must buy to save […] The post 10 Things To Buy To Save More Money! appeared first on my twenty ...
Posted: Dec 08 2018 @ 7:33 PM
I started tracking my net worth report in March 2018 when I launched this blog. I used to be an accountant and the end of every month marked a chaotic time when I had to work extra long hours to try to close all of the company’s books. Now, I look forward to the end […] The post My Net Worth Report – November 2018 – $743,685 appeared first on my ...
Posted: Dec 06 2018 @ 9:10 AM
November 2018 was a big month for my blog! I made a few big changes and I’m so excited to share them with you! Also, I’ve decided that I will no longer post my blog revenues publicly so you can sign up for my newsletter if you want to know the full details! From now on, The post My Ninth Month Blogging – November 2018 Income Report appeared first on my twenty ...
Posted: Dec 01 2018 @ 5:49 PM
Living below your means and sticking to a budget can expedite your journey to early retirement and financial independence. However, there are several common buedgeting mistakes that I have made and that I keep seeing others repeat. This post talks about all the mistakes that are actually not helping you when it comes to budgeting […] The post 6 Common Budgeting Mistakes You’re Probably Making appeared first on my twenty cents. ...
Posted: Nov 30 2018 @ 7:12 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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