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Jane Has Debt
debt, adhd, budgeting, cash, debit
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Net worth:
California, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

This week went well. 1. Pass - Put $200 in travel checking⁣⁣⁣⁣2. Pass - Appt done. Now we wait. Glad we have a buffer in our travel plans with the Gov’t shutdown going on. My heart goes out to all of you facing financial hardship because of it. ⁣⁣⁣⁣3. Conditional Pass, but 99% pass - No use CC or take out a loan. I did use the CC but ...
Posted: Jan 16 2019 @ 3:32 AM
Experiment #100034: I thought I would do better in the New Year by writing a monthly goal for myself. Then write weekly goals to help strengthen my accountability. Outcomes: Leave me to be for a long weekend and I got antsy chasing another big high. Bought a new-to-me-used-car. Total Debt: $87k+. View this post on Instagram January week 1 goals, outcome: ADHD impulse is real (and depressing). ⁣⁣Hard to ...
Posted: Jan 10 2019 @ 2:22 AM
Want to see what a cycle of debt looks like? I've never actually done my EOY numbers like this, but I am glad I did. It's an eye opener for me. But is also a classic example of what a "poverty" debt cycle looks like. ...
Posted: Jan 01 2019 @ 1:21 AM
Jane on InstagramIs actually $500 now for the next 6 months. I don't want to come back home with travel debt. So I am cramming to pay it off before hand.This is for anything past today. "What's Due" related expenses - like hotel payment, transport, spending, etc... I opened a checking account with no foreign transactions fees or monthly fees and am now transferring my travel savings into that account. ...
Posted: Dec 31 2018 @ 6:46 PM
There is $9,398 not shown, made up of $1,000 savings and the rest are balance transfers. I could dig more, but will pass. One thing I do know - every penny was spent (excluding the $1,000 in savings).Retirement (pre-tax)I had put my retirement contributions on hold in 2017. That hurt me with my income. I ended up owing. The first half of 2018, I still had them on hold. Then ...
Posted: Dec 31 2018 @ 5:41 PM
Being lazy. Today you get screenshots.Debt paid this month (included in images above):$556 Personal Loan$300 Car Payment$343 Student Loans$36 Consolidation CC3Last month's Debt Total: $68,501This month's Debt Total: $69,960Deficit of $1,459 due to booking travel. Christmas "Shopping": $358.47ETA: Food & Dining, note: $70 of that was Christmas celebrationI received a payout this month. $1,000 emergency fund refueled and the rest spend on travel bags & accessories. ...
Posted: Dec 31 2018 @ 5:30 PM
I appreciate all the love I received on this tweet, but I was actually mocking myself for closing out the year with an [expensive and] impulsive travel purchase.It will be by necessity in my future to travel without a credit card (I am not an affiliate for this debit travel card). So that post won't be written for a long while. But for now, I need to clean this latest purchase up. ...
Posted: Dec 23 2018 @ 7:41 PM
Wooowwwaaaa... most people don't move from Wordpress to Blogger. But I did. Rebellious and against the grain. Okay, more unique and what makes me special.Blogger gives me that feel of a journal and that is why I moved. I wanted to be in a place where I can scribble short blog posts, like this one.So if you have every followed:Stupid Debt,My Money Adventures, orJane Has Debt (wordpress)Please and thank you ...
Posted: Dec 16 2018 @ 9:51 PM
Quick update for November. How did the Jane Lean FI financial house do? This month’s debt was reduced from $69,324 to $68,501. Here is a list of my debts with the total amounts and the payment made this month. Debt (SD: 4/2018) (10/2018) (11/2018) Auto Loan – Paid off (4/2018) $0 $0 $0 New Used-Auto … Continue reading November 2018 Debt & Expense Report [-$68,501] ...
Posted: Dec 08 2018 @ 7:07 PM
Quick update for November. How did the Jane Lean FI financial house do' This month's debt was reduced from $69,324 to $68,501.Here is a list of my debts with the total amounts and the payment made this month.Debt(SD: 4/2018)(10/2018)(11/2018)Auto Loan - Paid off (4/2018)$0$0$0New Used-Auto Loan$13,071$11,523$11,275Signature Loan$11,510$8,398$7,907Student Loans$46,996$45,756$45,697CC1 - Paid off (5/2018)$740$0$0CC2 - Paid off (5/2018)$2,401$0$0CC3*$4,468$3,657$3,621Health$1,935$0$0Total Debt$81,120$69,324$68,501*CC3 snowball is behind schedule by approximately $1030.Monthly Debt Recap for 2018April 2018 [-81,120]May ...
Posted: Dec 08 2018 @ 11:07 AM


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