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Frugal To FI

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Frugal To FI
debt, adhd, budgeting, cash, debit
Start Year:

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Net worth:
California, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

With the first paycheck in June I decided to do the paycheck budget by paper by downloading The Budget Mom‘s paycheck and sinking funds tracker. It peaks my creative side to do it by hand (and gives me a chance to use all the Copic markers and sharpies available around the house). By tracking on … Read more June Paycheck Budget – Paycheck Tracker, Sinking Funds & Cash Envelopes ...
Posted: Jun 18 2019 @ 11:30 AM
We just returned from our Expensive vacation to Dublin, Ireland and London, England. It was my first time out of the country and am now I am full of memories. Both cities were definitely a feast for the senses. The Book of Kells and the Long Room in Dublin at the Trinity College was Amazing. … Read more Ramblings of an Expensive Trip ...
Posted: Jun 16 2019 @ 11:30 AM
Ninety-nine percent of people with ADHD cannot own a credit card because it only takes one time to knock it out of the ballpark. How I fell back into credit card debt...Read more Falling Back into Credit Card Debt (ADHD kryptonite) ...
Posted: May 28 2019 @ 10:20 AM
Every day for the next 5 days, pack a lunch. I am sorry for the lack of pictures for the past week! I was busy busy and it went by in a whisk. Then I was left with no pictures. Shrug. Deep breath out.   Happy to say I did pack a lunch all 5 … Read more My 5 Goals in 2019 – Week 6 of 52 ...
Posted: Feb 11 2019 @ 12:41 AM
Every day for the next 5 days, pack a lunch. Albondigas with an RBC (rice, bean and cheese) burrito for 2 days. RBC burrito for 1. PB&Js for 2 days. Proud to say that I brought my lunch to work each day.     I also did not use my debit card for the vending … Read more My 5 Goals in 2019 – Week 5 of 52 ...
Posted: Feb 03 2019 @ 8:00 PM
At the beginning of previous week I jot my intended goals in a notebook. Then 7 days later I share how things turned out. Holding myself accountable to live a more intentional life. ...
Posted: Jan 28 2019 @ 11:10 AM
1. Don’t use the CC or take out a loan. I didn't do either!  In fact, I am trying to figure out where to store the CCs for out of sight, out of mind. It doesn't seem ... ...
Posted: Jan 21 2019 @ 11:45 AM
This week went well. 1. Pass – Put $200 in travel checking⁣⁣⁣ ⁣ 2. Pass – Appt done. Now we wait. Glad we have a buffer in our travel plans with the Gov’t shutdown going on. My heart goes out to all of you facing financial hardship because of it. ⁣⁣⁣ ⁣ 3. Conditional Pass, … Continue reading My Goals for 2019 – 2 of 52 ...
Posted: Jan 14 2019 @ 2:00 PM
Failure, Security, Anxiety, ADHD, Added Debt Experiment #100034: I thought I would do better in the New Year by writing a monthly goal for myself. Then write weekly goals to help strengthen my accountability. Outcomes: Leave me to be for a long weekend and I got antsy chasing another big high. Bought a new-to-me-used-car. Total … Continue reading My Goals for 2019 – 1 of 52 ...
Posted: Jan 07 2019 @ 2:00 PM
Instead of feeling overwhelmed trying to conquer the year’s goals… or the other aspect of feeling hyped to conquer this year’s goals only to burn out on boredom few weeks in…. I broke the goals down to focus on what needs to be done in January. Smaller and more manageable to do it this way. … Continue reading January 2019 Goals ...
Posted: Jan 02 2019 @ 2:03 AM


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