Blogger Profile

Michael Lacy

Blog Info

Winning To Wealth
General Finance
budgeting, debt, saving money, family, investing
Start Year:

Blogger Bio

Net worth:
Houston, Texas, United States
African American
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Job changes are practically inevitable for the majority of folks looking to land a substantial raise. In 2018, I made a job change that led to a 45% salary increase for me after only getting a 3% raise from my employer earlier in the year. And I’m not alone. Data from the Atlanta Fed Wage […] The post Save Money On These Hidden Costs When Leaving A Job appeared first on ...
Posted: Jan 17 2019 @ 3:01 AM
Coming into 2018 we knew it would be a big year for us. I mean, Taylor was pregnant so there was that, but it just had this feel like something big was gonna happen. Like all of the work we’ve been putting in over the last few years was about to pay off. And while […] The post Our 2018 Financial Recap appeared first on WInning To Wealth. ...
Posted: Jan 05 2019 @ 2:08 PM
So if you’ve been on a few other personal finance blogs, you may have noticed that a lot of folks use cash envelopes to track their spending and stay on course with their budget. For those who don’t know, the cash envelope system is when you allocate a certain amount to spend for a particular […] The post Why We Don’t Use Cash Envelopes appeared first on WInning To Wealth. ...
Posted: Jan 04 2019 @ 5:11 PM
It can be so easy to get caught in the moment and buy a bunch of stuff you don’t need. These purchases can be fueled by a struggle to tell ourselves and others no or even a struggle to keep up a false image of success. At the end of the day, we’re still responsible […] The post 13 Items People Buy That Are A Waste of Money appeared first on ...
Posted: Jul 06 2018 @ 11:59 PM
I’ll be honest: my skills in the area of personal finance were terrible until about 4 years ago. I’m not ashamed to admit that I learned best practices by failing then learning from my mistakes. But that’s the beauty of personal finance: it’s never too late to start turning things around. Just over the last […] The post 13 Personal Finance Rules You Need To Start Following appeared first on WInning ...
Posted: Jun 27 2018 @ 10:20 AM
If you’re reading this, that means something has already clicked for you. Maybe it was a debt collector calling, frustration over a lack of money, fear of the future, or something else, but what I do know is you’re tired of not winning with money. And that’s a great place to be. But then there’s […] The post How To Get Your Spouse On Board With Your Financial Plan appeared first ...
Posted: Jun 04 2018 @ 8:13 AM
Your net worth can be defined as the value of what you own minus what you owe. When Taylor and I got married in October of 2014, we had over $61,000 worth of debt and only a few thousand dollars saved. This meant that our net worth was negative. Thankfully, we both agreed to a […] The post 8 Simple Ways To Multiply Your Net Worth appeared first on WInning To ...
Posted: May 20 2018 @ 11:40 AM
Two facts about me and gift-giving: I always buy at the last minute. I don’t like to spend a ton of money. Since I’m a first-time Dad this year, I decided to give you all a list of things that I personally think Dads would find useful and awesome. Now let’s be clear on something: […] The post Father’s Day Gifts He’ll Love That Won’t Leave You Broke appeared first on ...
Posted: May 19 2018 @ 4:34 PM
For the longest time, Taylor and I struggled to control food spending. Actually, to be brutally honest, we sucked at managing this area of our budget. It felt nearly impossible for us to save money in this area. As a matter of fact, the first month we created a budget, we realized that we had spent […] The post How We Save Money On Food Every Single Week appeared first on WInning ...
Posted: May 07 2018 @ 11:42 PM
I really don’t like wasting time or money. A big part of why I don’t like going to the grocery store is because I usually find some kind of way to pull off both in under 30 minutes. Then factor in having to actually cook the food and it created a nightmare. I would either […] The post 9 Keto Recipes That Save Time & Money appeared first on WInning To ...
Posted: May 06 2018 @ 5:28 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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