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Blogger Profile


Camilo Maldonado and Francisco Maldonado

Blog Info

Name:
The Finance Twins
Category:
General Finance
Tags:
Budgeting, Saving, Intentional Spending, Healthy Habits, Smart Moves, Financial Literacy
Start Year:
2018

Blogger Bio

Location:
Pennsylvania, United States
Age:
20s
Race:
Unspecified
Gender:
Team
Life stage:
Unspecified
Profession:
Personal finance
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Latest Blog Posts

If you are wondering why your net worth matters, you aren’t alone. We get asked all the time what the term net worth means and why it even matters. The concept is more simple than it sounds and is straightforward to calculate. To begin, net worth is strictly a financial term. The name is vague […] The post What Is Net Worth And Why It Matters appeared first on The Finance ...
Posted: Aug 14 2018 @ 12:56 PM
If you’ve watched movies about Wall Street you probably imagine investing to be something like this: A wild flurry of activity and excitement as millions of dollars exchange hands every second. No wonder so many people think that investing is fast paced, exhilarating, and complex. But that’s not what investing is actually like. The investors […] The post The Best Investments Are The Most Simple appeared first on The Finance Twins. ...
Posted: Aug 11 2018 @ 8:30 AM
Since launching this site we’ve talked to hundreds of people about their money, their goals, and their financial problems. Between conferences, friends, strangers on social media, and our loyal readers we get messages daily asking for help. Naturally, one question our friends ask us is, “what is one pattern you’ve noticed or one thing you’ve […] The post Is Fear Causing You Financial Problems? appeared first on The Finance Twins. ...
Posted: Aug 01 2018 @ 6:04 PM
As we discussed in our intro to paying for school post, a college education is E-X-P-E-N-S-I-V-E. And most people would agree that the cost is out of hand! The cost is so high that you might even feel like you aren’t able to pay off student loans at all. You wanted to go to college […] The post Downing In Student Debt appeared first on The Finance Twins. ...
Posted: Jul 30 2018 @ 6:19 PM
The cost of a college education is skyrocketing. Between financial aid and scholarships, both of us were able to graduate from undergrad with very little debt. It wasn’t until several years later that we realized how lucky we got. Fast forward a few years and hundreds of thousands of dollars of debt for grad school, […] The post The Cost of College Is Out Of Hand… And Getting Worse appeared first ...
Posted: Jul 24 2018 @ 4:12 PM
Cable TV is crazy expensive. How crazy is it? Crazier than that drunken night back in college… wait — we are getting off topic here. Everyone knows cable TV prices are outrageous! But getting rid of cable TV does not mean you have to sacrifice watching your favorite sports teams, movies, or addicting TV shows. […] The post Get Rid of Cable appeared first on The Finance Twins. ...
Posted: May 31 2018 @ 8:48 PM
How to Fill Out the Form W4 When You Start a New Job The new tax reform resulted in updates to IRS Form W4. This the form that everyone must fill out before starting a new job in the US! Today we will explain exactly what the form is and how you should fill it […] The post The 2018 W4 Form and How to Complete It appeared first on The ...
Posted: May 08 2018 @ 8:54 PM
Our culture revolves around food. It seems that nearly every social event we are invited to includes eating and drinking. But going to restaurants is expensive. Eating out cheap kind of sounds like an oxymoron, but today we are going to share some of the things we’ve done to stay within our budgets while still […] The post How To Save When Eating Out appeared first on The Finance Twins. ...
Posted: Apr 30 2018 @ 1:16 PM
Simply put, Americans are not saving enough money for retirement. The Federal Reserve (our nation’s central bank) published a report (“Report on the Economic Well-Being of U.S. Households in 2016”) highlighting that American’s don’t know the Best Way to Save for Retirement: Over 1 in 8 of Americans struggle to pay their bills each month […] The post Here’s the Best Way to Save for Retirement appeared first on The Finance ...
Posted: Apr 23 2018 @ 5:33 PM
Credit cards… the good, the bad and the ugly 8 out 10 Americans have credit cards and over half of those consumers carry a balance on their credit cards.[1] With so much differing information out there, it can be hard to understand credit cards. You might even be thinking ‘Should I get a credit card’? […] The post Should I get a credit card? appeared first on The Finance Twins. ...
Posted: Apr 16 2018 @ 1:13 PM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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