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Early Retirement Now
Early Retirement
Investing, Real Estate
Start Year:

Blogger Bio

Net worth:
San Francisco, California, United States
Life stage:
SIK (Single Income, Kids)
Financial Analyst
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Latest Blog Posts

Well, the day has come! I have finally announced at work that I will be retiring! We have talked to family and friends about our plans. No turning back now! One way I ensured that I’m not going to get cold feet was to do the ChooseFI podcast that I knew will broadcast on March […] ...
Posted: Mar 12 2018 @ 4:50 AM
Happy Wednesday! I have been busy with the move this week so this is a good time to run a guest post! Today, we feature a guest post by Scott Overend, who runs the Basic Capital Forum. I don’t really feature guest posts very often despite getting tons of proposals – my fellow bloggers probably know what […] ...
Posted: Mar 07 2018 @ 11:00 AM
February is “Macroeconomics Month” on the ERN blog! And the topic of inflation fits right in. My blogging buddy Actuary on FIRE suggested doing a series on the “Inflation Risk for Early Retirees” and I like that idea because this topic hasn’t gotten all that much attention in the FIRE community. Even though inflation is […] ...
Posted: Feb 28 2018 @ 10:37 AM
Last week’s post ended with a bit of a cliff-hanger: I wrote about how the major stock market disasters are highly correlated with U.S. recessions. Since it doesn’t look like we’re anywhere close to a recession let’s not get too worried about the stock market volatility in early February! But I didn’t really elaborate on […] ...
Posted: Feb 21 2018 @ 11:10 AM
This is a topic I wanted to cover for quite a while and I think this is the perfect time for it: I got a few posts lined up already dealing with the intersection of macroeconomics and (personal) finance. Of course, I can already hear one objection: “Oh, come on Big ERN, did you see […] ...
Posted: Feb 14 2018 @ 10:00 AM
Talk to anyone in the FIRE community and ask how folks will deal with market volatility (especially downside volatility) during the withdrawal phase and everyone will mention “flexibility.” Of course, we’re all going to be flexible. Nobody will see their million dollar portfolio drop to $700k, $600k, $500k, $400k and so on and then keep […] ...
Posted: Feb 07 2018 @ 10:50 AM
Late last year, I chatted with Jace Mattinson and Clark Sheffield at Millionaires Unveiled. It’s a fairly new podcast but they’ve already lined up an impressive list of guests including Dr. Dahle, aka White Coat Investor and Mindy and Carl from 1500 Days. I also particularly appreciate the diversity of different investment styles. Not everybody becomes […] ...
Posted: Feb 05 2018 @ 11:59 AM
As a follow-up to yesterday’s guest post, here are a few of my own thoughts about the challenges and opportunities. For full disclosure, I don’t currently own or have ever owned Bitcoin or any other cryptocurrency myself. I reached Financial Independence (FI) years ago the old fashioned way with equities and a little bit of real […] ...
Posted: Jan 31 2018 @ 3:40 PM
Hard to believe that this blog has been around for almost two years and I never wrote anything about Bitcoin and Cryptocurrencies. I will have some more of my own thoughts and comments in tomorrow’s weekly Wednesday post but to set the stage, our online buddy Matt Paulson has agreed to write a guest post […] ...
Posted: Jan 30 2018 @ 3:40 PM
A controversial topic for today. Or maybe not controversial at all – we’ll see. This topic has been on my mind for a long time and I’ve mentioned this in passing in some of my posts over the last few months: The stock market isn’t really precisely a random walk! And just for the record: I […] ...
Posted: Jan 24 2018 @ 3:00 PM


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