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Sunday Brunch Cafe

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General Finance
investing, portfolio, money mindset
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Toronto, Ontario, Canada
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Portfolio Manager
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Latest Blog Posts

My mom must be one of the most risk-averse people I know. She sticks to what she knows. From routes to work down to the brand of soy sauce she buys. “Aye-ya, now we have to suffer until we finish the bottle”.  She once chided my dad.  He had brought home a new, previously untried … Continue reading "Why My Mom Will Never Change Soy Sauce Brands and What it ...
Posted: Nov 09 2018 @ 10:08 AM
No cute or clever wordplay on this one.  I want to talk about risks in investing. This is salient because risk is often misunderstood and because the markets are displaying increased volatility – where market swings can be 3-4% up or down in a day. I want to arm you with a framework to analyze … Continue reading "What You Need to Know About Risks" The post What You Need to ...
Posted: Oct 14 2018 @ 10:26 AM
They say that money can’t buy happiness, but can it buy validation? A case study on how I tried to buy my way out of impostor syndrome So what is Impostor Syndrome? Impostor Syndrome was first studied and came into the popular lexicon when Dr. P. Clance and Dr. S. Imes published their findings based upon … Continue reading "Buying Your Way Out of Impostor Syndrome" The post Buying Your Way Out ...
Posted: Oct 05 2018 @ 8:45 AM
Our society’s narrative is of heroes and villains.  It rings true for money too. We praise the virtue of financially sound decisions and we vilify of financially dumb moves. In media, we see stories of responsible & resourceful people paying off tens of thousands in debt, saving 50%+ of their income.  Or we see the … Continue reading "Making a Financially Dumb Move" The post Making a Financially Dumb Move appeared ...
Posted: Sep 25 2018 @ 9:15 AM
If you’re like me; you’ve never met an avocado toast you didn’t like or said no to a cup o’Joe, good news!  Impulsive spending money on avocado toast or lattes says nothing about your discipline or your willpower.  It’s just the way we are wired.  But hold on, we still have to budget and save … Continue reading "Money Hacks for Impulsive People" The post Money Hacks for Impulsive People appeared ...
Posted: Sep 13 2018 @ 8:45 AM
Recently a journalist asked me: What are the unique money challenges women face? I had some trouble choosing just one to highlight.  Because none of the challenges stand in isolation.  They are all interconnected. I had a substantial list and I had not even started to include the intersectionality of persons of color or sexual … Continue reading "Unique Money Challenges for Women" The post Unique Money Challenges for Women appeared ...
Posted: Aug 26 2018 @ 10:12 AM
At home, I have a box of canned foods, a gallon of water and a manual can-opener for “emergencies”.  I live in a condo in the middle of a large city with family nearby.  But, hey, you never know, right? Then I thought, why don’t we prepare of personal finance disasters like we do for … Continue reading "Recession Preparedness: Steps You Need to Take Today" The post Recession Preparedness: Steps ...
Posted: Aug 16 2018 @ 8:40 AM
With the movie, Crazy Rich Asians, coming out later this month, I thought I’d share some valuable money lessons I gleaned from reading the bestselling books by Kevin Kwan. Crazy Rich Asians’ plot follows the heroine, Rachel Chu, as she accompanies her boyfriend, Nick Young, back to Singapore for his best friend’s wedding.  It’s a … Continue reading "Money Lessons from Crazy Rich Asians" The post Money Lessons from Crazy Rich ...
Posted: Aug 01 2018 @ 9:11 AM
We all know that investment fees play a large role in investment returns. Much of the advice today in personal finance has been to move away from paying high fees in Mutual Funds and switching to low fee Index funds or ETFs. What is the rationale for this? Is that the best solution for you?  Are … Continue reading "When Are Investment Fees Worth Paying?" The post When Are Investment Fees Worth ...
Posted: Jul 22 2018 @ 9:08 PM
Once I answered this one question, everything else fell into place. Like many people, I struggled with staying within my budget.  I had a perfectly good budget; idealistic enough to save for big goals, but realistic enough to cover all my expenses and have some wiggle room.  But somehow, I was always over budget every … Continue reading "Answering this One Question put me on Track Financially" The post Answering this ...
Posted: Jul 15 2018 @ 5:45 PM


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