Blogger Profile

Mrs Miller

Blog Info

Millers on FIRE
Early Retirement
budgeting, personal finance, financial independance,
Start Year:

Blogger Bio

Net worth:
New York, New York, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Wealth guilt is a relatively new term but not a new feeling. Below is my experience with wealth guilt and how I overcame it. I grew up in the Bronx.  New York City’s poorest borough. My dad worked as a chef and my mom left the workforce for over 10 years to raise five kids. Yep, I come from a large family. We didn’t have a lot, but we had ...
Posted: Aug 31 2019 @ 9:20 AM
Is a blog a good investment? This may be a question you’ve asked yourself so here’s a story that may help you understand why your blog is a good investment. In the past couple of months, I have spent over $1,000 on myself. Actually, not on myself but on this blog. I enrolled in a blogging course, registered for FinCon 2019 (a financial media conference), I paid for lodging and ...
Posted: Aug 25 2019 @ 2:55 AM
In 2008, I met one of the biggest dreamers to date.  Although, I didn’t know it at the time, he was going to teach me the difference between a goal setter and a dream chaser. Goals vs Dreams. Eric Knopf  is the leader of a Young Adult Ministry called Epic Life. Eric was just a few years older than me but his dreams were so big they were almost childlike. ...
Posted: Jul 27 2019 @ 3:44 PM
With all of the recent coverage of the FI/RE community, there are some basic concepts that are getting lost in the noise. Financial independence seekers only need to focus on a few things. Here are the wealth building basics: make money, spend less, and use the money you are saving, to well, save! (Actually, invest!) So, you bought that new $30 shirt on sale? Saved a whopping $15? Unless you ...
Posted: Jul 14 2019 @ 11:00 AM
It’s been over a year since our previous financial progress report. My goal was to get these financial updates up on the blog quarterly. I failed miserably. So here’s a quick update on our financial savings progress. In 2018, we were able to make the maximum contributions to each of our employer sponsored retirement plans for a total of $37,000. We each contributed $5,500, the maximum allowable amount. $5,000 was ...
Posted: Jul 12 2019 @ 8:30 PM
Have you ever lost a $5 bill? What about a $20? In this post, I’ll tell you how you might be leaving money on the table by not contributing to your retirement account. I don’t underestimate the challenge of setting aside money to save.  Using a paycheck deduction analyzer tool, most noteworthy is I saw a minimal difference between contributing 5% vs 8% in my take-home pay. Most importantly, the ...
Posted: Jun 29 2018 @ 9:12 AM
  When I started down the path of financial independence, I confess, I was a bit perplexed by this whole notion of early retirement. Could I retire in my 40s? Have people really retired in their 30s? Tell me how to begin. Show me how to do it. How do I invest? Can I really invest my way to retirement?  The answer was a resounding YES! Below are the 7 ...
Posted: Jun 28 2018 @ 5:14 PM
The magic of compound interest, oh the MAGIC. Before I get overly excited let’s talk about the differences between simple and compound interest. Most people are familiar with simple interest. Let’s say you deposit $1,000 into an account earning 2% in simple interest. With a 2% interest rate, you’ll earn $20 at the end of the year. Keep the principal amount and interest earned in the account. At the end ...
Posted: May 14 2018 @ 2:40 PM
It was an incredible year in the stock market. In 2017, the DOW increased by 25%, the S&P 500 grew by 19% and NASDAQ was up 28%. I can hardly believe it, in a little over 13 months our investment accounts have increased by $125,000! I have to let that sink in. 2017 also marked a record year in the Miller household for the amount of money we poured into ...
Posted: May 12 2018 @ 10:54 PM
Step one The first step to improving your financial health is to know you where your money is going. Track expenses and create a budget. If you have decided that you no longer want to continue to spend money frivolously and you find the idea of having the option to be financially free more appealing than having to work until you are 70, then keep reading. Budgets and expense trackers ...
Posted: Oct 31 2017 @ 11:53 PM


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