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DINKS Finance

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DINKs Finance
General Finance
To deliver high-quality personal finance news and advice that informs, empowers, educates and entertains the public.
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Portland, Oregon, United States
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Latest Blog Posts

Unless you are super wealthy or an excellent money manager, you have likely had a time where you ran out of money before your next paycheck and considered a payday loan. These loans, sometimes called small-dollar loans, are given to consumers who agree to pay them back by their next payday, or when they receive another […] The post Everything You Should Know About Payday Loans appeared first on Dual Income No ...
Posted: Nov 12 2018 @ 2:31 PM
Most independently-owned freight companies run into cash flow problems, especially when they are just getting off the ground. Unfortunately, freight companies are particularly susceptible to cash flow problems due to the overwhelming amount of variables that exist within the industry, like vehicle repairs, fuel costs and federal and state taxation. Freight bill factoring, coupled with […] The post Advantages Of Freight Factoring When Operating Your Freight Company appeared first on Dual ...
Posted: Nov 09 2018 @ 6:28 PM
The post Today’s Banking Humor: Interest-Free Checking appeared first on Dual Income No Kids. ...
Posted: Nov 09 2018 @ 11:32 AM
The number of cardless ATMs are increasing as most people now have some kind of cellular phone. These ATMs have been around for about five years, but the concept is still new to many people. A regional Midwestern bank, Wintrust Financial, was one of the first banks to offer a cardless ATM to its customers. […] The post Protect Your Money – Is Using a Cardless ATM Safe? appeared first on ...
Posted: Nov 05 2018 @ 8:40 PM
Whether you have been married 50 days or 50 years, money is likely a source of friction between you and your spouse at times. This is especially true if one spouse is a spender and the other one is a saver. Spouses with children don’t have to worry about who has the checkbook when a […] The post How to Decide if You Need a Separate or Joint Bank Account appeared ...
Posted: Nov 03 2018 @ 1:10 AM
As the end of the year approaches, our minds turn to the holidays and a less than pleasant thought – taxes. Parents get a child tax credit for each dependent under the age of 17. Last year’s tax reform package increased the deduction from $1,000 to $2,000. Couples without any children don’t get the big […] The post Last Minute Tax Planning for Couples With No Children appeared first on Dual ...
Posted: Oct 30 2018 @ 1:37 PM
Your health is important, but the cost of taking care of yourself has risen dramatically in the past few years. Even without children, you could spend hundreds on insurance and health care costs. The enrollment period for next year’s health insurance plans begins next month. The change in leadership has led to changes in healthcare […] The post Find the Right Health Plan for You appeared first on Dual Income No ...
Posted: Oct 26 2018 @ 5:34 PM
Life is not like Monopoly. Sometimes a bank’s error is not in your favor, such as suddenly your bank account is empty and no one will listen. But you do have recourse – you can file a CFPB complaint. Origin of the CFPB The Consumer Financial Protection Bureau, which was established in 2011, takes complaints […] The post Bank Problems? Here’s How to File a CFPB Complaint appeared first on Dual ...
Posted: Oct 22 2018 @ 6:48 PM
According to the National Association of Realtors, 52% of home buyers cited finding the right property as the most difficult part of buying a home. But don’t be mistaken, the process doesn’t end when you’ve found the picture perfect property — in fact, that’s where it’s just beginning. Buying a home requires due diligence and financial responsibility. […] The post Preparing to Buy a Home? Here’s What Your Realtor May Not Tell You ...
Posted: Oct 22 2018 @ 3:41 PM
There is some confusion about whether whole life insurance is a good idea. Many consumers don’t know if they should be on a whole life insurance policy or if they should stick to term life. It can be a hard decision, especially when it affects you and your family so close. This confusion is normal […] The post Reasons You Don’t Need Whole Life Insurance appeared first on Dual Income No ...
Posted: Oct 20 2018 @ 6:42 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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