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Critical Financial

Blog Info

Name:
Critical Financial
Category:
General Finance
Tags:
A Financial Survival Guide to America in the 21st Century.
Start Year:
2012

Blogger Bio

Location:
Portland, Oregon, United States
Age:
Unspecified
Race:
Unspecified
Gender:
Unspecified
Life stage:
Unspecified
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Latest Blog Posts

Using a prepaid card has changed the way I handle money. They are safe alternatives to your bank-provided debit card, and you can use them virtually anywhere. In the past, most of the people using prepaid cards were those who didn't have traditional bank accounts, due to lack of access or funds for fees, or because they couldn't qualify for a credit card due to low credit scores. This is ...
Posted: Jul 19 2019 @ 11:44 PM
*Disclosure: One or more of the links below are affiliate links, and I might receive a commission at no cost to you if you sign up.* Personal finance apps range from couponing to budgeting to investing. You use your phone every day, but how many apps do you have related to money?  Time magazine estimates that 60% of cell phone users don’t go longer than an hour without checking their phones. ...
Posted: Jul 16 2019 @ 11:37 PM
I had the opportunity to try out SAVVI Financial. At first glance, it seems like another budgeting tool or net worth tracker. It is neither of those. In fact, I was shocked at the final outcome. Here's my review. About SAVVI Financial SAVVI is a financial planning tool launched in 2018 that uses an algorithm to determine steps you can take to improve your financial health. It gives you a scientific approach ...
Posted: Jul 15 2019 @ 6:10 PM
When Warren Buffet gives you advice on how to invest, you listen. Also known as the Oracle of Omaha, he is one of the most famous investors of the last century. He started investing at age 11, became a millionaire at age 32 and is worth $87.3 billion at age 88. It's clear he knows what he's doing, and he's shared his advice in interviews, shareholders' meetings, and random conversations ...
Posted: Jul 15 2019 @ 2:57 PM
The Federal Reserve says that 40% of American adults have less than $400 in savings. To change the narrative, I challenge you to save $500 by Labor Day. Two months doesn't seem like a very long time, but it can be done. I've heard that a goal without a plan is just a dream, so I've created a savings plan for you. Why You Need to Save $500 The report goes on ...
Posted: Jul 02 2019 @ 11:36 PM
It's not easy to pick the right budget, and it's not a one-size-fits-all experience. Your circumstances and goals are specific to you, and your budget should be too. With so many options out there, from envelopes to percentages, it can be hard to figure out what’s best for your situation. Generally speaking, a budget will show your income and expenses and the difference between the two. You will list all ...
Posted: Jun 28 2019 @ 11:16 PM
Bank promos and bank bonuses might be my favorite side hustle. At one point, I had a quarterly schedule for opening new accounts with different banks. There are promos for savings, checking, business, savings, business checking, investment accounts, and credit cards. (I shy away from the credit card promotions because the goal is to save money and they generally require spending.) The others, however, are fair game. The best part ...
Posted: Jun 26 2019 @ 12:01 AM
Purchasing a home is a joyous occasion. There is one thing that feels even better - paying off your mortgage. Have you looked at your amortization schedule and realized you'd be retirement age before you can pay the balance off? Don’t despair. Here are five unique ways to pay off your mortgage quickly. 1. Short Term Rental Do you live in a high tourist area in a trendy neighborhood? Is your backyard ...
Posted: Jun 21 2019 @ 11:55 PM
Doing freelance work online is going to be great for a free-spirited professional like you. It will set you free from having to travel or commute to work everyday. It even makes it totally unnecessary for you to dress up.  Heck, you can even work while in your pyjamas if that’s what you prefer! However, the freelance work-at-home setup is not perfect. It also has its own share of disadvantages. Fortunately, ...
Posted: May 08 2019 @ 2:34 AM
Sometimes, we need to save money in a pinch. Perhaps there’s something we really want to do like attend Martha’s bachelorette party in Vegas this September, something we want to get like that cute Kate Spade bag that’s being retired after this year, or something we need to unexpectedly replace like the iPad I broke last week (seriously, I did, and cried…). There are times in our life where we ...
Posted: Mar 27 2019 @ 8:20 PM

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