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Blogger Profile


Ms. Mod

Blog Info

Name:
Modest Millionaires
Category:
Early Retirement
Tags:
Smart spending, frugal parents, budgeting, lifestyle optimisation
Start Year:
2017

Blogger Bio

Net worth:
Location:
Quebec, Canada
Age:
30s
Race:
Unspecified
Gender:
Team
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Our mission to Reduce our Grocery Spending was launched on August 20. In ten weeks we’ve reduced our 2018 grocery average from $256/week to $229/week. That’s over $1400 less on a yearly basis so it’s definitely worth the extra hour it takes me to plan out our shopping for the week. Specifically for the first… Continue reading Results October 2018 : Mission Reduce our Grocery Spending The post Results October 2018 ...
Posted: Oct 26 2018 @ 3:38 PM
I often suffer from the Sunday blues, that moment where, after a lovely weekend spent doing fulfilling and relaxing activities, the reality of the painful return to the 9 to 5 grind starts to settle in my thoughts. In an attempt to eliminate, or at least minimize my Sunday blues, I decided in the last… Continue reading Increasing our Happiness at Work The post Increasing our Happiness at Work appeared first ...
Posted: Sep 24 2018 @ 11:09 PM
Our mission to Reduce our Grocery Spending was launched on August 20. In only 3 weeks we’ve reduced our 2018 grocery average from $256/week to $244/week. That’s already over $624 less on a yearly basis so it’s definitely worth the extra hour it takes me to plan out our shopping for the week. Specifically for… Continue reading Results September 2018 : Mission Reduce our Grocery Spending The post Results September 2018 ...
Posted: Sep 11 2018 @ 1:19 PM
Our mission to Reduce our Grocery Spending is off to a great start! In only 2 weeks we reduced our 2018 grocery average from $256/week to $248/week and it should keep going down if we keep up this spending rate. That’s already over $400 less on a yearly basis so it’s definitely worth the extra… Continue reading Results August 2018 : Mission Reduce our Grocery Spending The post Results August 2018 ...
Posted: Aug 27 2018 @ 2:32 PM
Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014… Continue reading Mission : Reduce our Grocery Spending The post Mission : Reduce our Grocery Spending ...
Posted: Aug 20 2018 @ 2:04 PM
Another great way to assure the success of your path to financial independence is to start a side hustle in order to grow your revenue and increase your savings rate. As mentioned in our 2017 spending review, the year 2017 was quite busy since Ms Mod launched a small side business. Indeed, I decided to… Continue reading Why Ms Mod Started a Side Hustle The post Why Ms Mod Started a ...
Posted: Apr 26 2018 @ 4:41 PM
Despite the lack of new posts since last Fall, we want to reassure you that the Modest Millionaires family is still on the road to reach their financial independence and that we have not abandoned the idea of maintaining this blog to document this journey. Now that the (very busy) 2017 year is a thing of… Continue reading 2017 Spending & Investments Review and ModestMillionnaires is One Year Old! The post 2017 ...
Posted: Mar 14 2018 @ 2:02 PM
    A recurring debate in the personal finance world is the choice between paying off a mortgage vs investing in the market. The Modests Millionaires are of the point of view that, statistically speaking, investing in the market is financially more beneficial in the long run. However many psychological benefits of paying off your mortgage… Continue reading Why we Paid off our Mortgage Quickly The post Why we Paid off our ...
Posted: Sep 26 2017 @ 11:34 AM
When we purchased our house in 2013, our plan was to pay off our mortgage in 5 years for the many reasons detailed out in our Why we decided to pay off our mortgage quickly post. We took many steps to achieve this goal and surpassed it by a full year when we made our final mortgage… Continue reading How we Paid Off our Mortgage in 4 years The post How we Paid ...
Posted: Aug 01 2017 @ 4:07 PM
Here we are already in July, with half of the year 2017 behind us. This is an excellent time to do a mid-year review of the Modest Millionaires family progress in terms of spending for 2017. I will also use this as an opportunity to expose our spending for 2015 and 2016 as well as… Continue reading Mid-Year Progress for 2017 The post Mid-Year Progress for 2017 appeared first on Modest ...
Posted: Jul 07 2017 @ 10:31 PM

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