Blogger Profile

Ruby Escalona

Blog Info

A Journey We Love
Early Retirement
Frugality/Saving, Millennial
Start Year:

Blogger Bio

Jacksonville, Florida, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

First up in our Why Travel To series: our state, Florida! The Why Travel To series aims to give you a glimpse of why you should want to go to a destination. I’ve been living in Florida for the past 18 years of my life, and Ruby has been living here for a little over [...] The post Why Travel To Florida' appeared first on A Journey We Love. ...
Posted: Jan 03 2018 @ 1:46 AM
It’s that time of year again.  No, I don’t mean Christmas. I mean dusting off the transaction history for this past year from Personal Capital (link) and sifting through…(checking total amount of transactions)…2,097 transactions! Boy, what fun it is to calculate net income…yeah. It has certainly been an interesting year.  The first half of the [...] The post 2017 Budget Year In Review appeared first on A Journey We Love. ...
Posted: Dec 31 2017 @ 1:30 AM
If you’re traveling to Nevada, odds are you’re looking to stop in Las Vegas. While “Sin City,” as some call it, isn’t for everyone, it’s still one of the main tourist attractions in the U.S. You know the general idea: there are massive casino resorts, luxurious pools, fine dining establishments, and some of the best [...] The post 4 Things You Might Not Know About Las Vegas appeared first on A ...
Posted: Dec 28 2017 @ 1:45 PM
  People always ask us how we can afford to travel this much, and we try to make it as transparent as possible by posting our travel expenses on this blog. However, what they really don’t know is HOW we can afford to spend all that money on travel.  Living in the USA, I’ve realized [...] The post How we fund and afford our travels appeared first on A Journey We ...
Posted: Dec 28 2017 @ 1:33 PM
A battle that is debated continuously in the personal finance world. If you want a simple answer, it will depend on your situation right now. Here, we discuss some of the pros and cons of each and why we ultimately became homeowners ourselves. The perks of buying a house I mean it doesn’t even have [...] The post Buying vs Renting a House – Which One Is Better' appeared first on ...
Posted: Dec 25 2017 @ 1:30 PM
What is the first reaction you receive when you tell someone that you’re traveling' I ask this question, out of curiosity, because whenever me and Ruby go traveling during the year, people we talk to sometimes express surprise and often ask us how we can afford to travel so much. One of the most common [...] The post The Real Cost of Travel appeared first on A Journey We Love. ...
Posted: Dec 24 2017 @ 3:52 AM
Here on A Journey We Love, we aim to do full time travel by becoming financially independent. However, from time to time we do book reviews about books that we may have read for the year. After all, being on the road means a bit of a downtime, especially if we are traveling from place [...] The post 2017 Personal Finance Book Reviews appeared first on A Journey We Love. ...
Posted: Dec 05 2017 @ 1:45 PM
We rarely get guest posts on this blog, but when we got approached by Club Thrifty, we can’t help but say yes! Long before we had this site, I had been following Holly’s website for her travel hacking ideas and her other personal finance posts. It is an honor to have them on our site! [...] The post How to Save Money on Travel if You Don’t Have a Credit Card ...
I began my first full-time job out of college in Jacksonville, FL, in April of 2010. In the time period between April 2010 and October 2013 (about 3.5 years), I’d traveled to the following places: Los Angeles, and Spain (Barcelona and Madrid). Those were fun trips, but that was basically it. My weekends consisted of watching [...] The post How I Learned to Stop Worrying and Travel appeared first on A Journey ...
I attended a seminar hosted by my employer on the new benefit they are rolling out. They are now allowing Roth 401k contributions as part of our 401k plan. Happy days, right' More options for people who want to have more options. But little did I know that this will open up an entire new [...] The post The Post-86 After Tax 401k Retirement Strategy appeared first on A Journey We ...


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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