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Blogger Profile


Cody Boorman

Blog Info

Name:
Clocking Out Early
Category:
Early Retirement
Tags:
Financial Independence, FIRE, FI, Early Retirement, Budgeting, Family Finance, Millennial, Generation Z, Gen Z, Frugality, College Hacking, FAFSA Hacking, Travel Hacking
Start Year:
2018

Blogger Bio

Net worth:
$175,000.00
Location:
Moses Lake, Washington, United States
Age:
20s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Business Analyst
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Latest Blog Posts

The biggest excuse I see that stops people from taking control of their financial situation is the victim mentality. Any combination of demographics, “greedy” corporations, personal economic circumstances, lack of education, etc., are perceived by many as actively holding them back from achieving financial breathing room. While some people certainly are facing situations that act... ...
Posted: Nov 03 2018 @ 2:07 PM
Chad Carson’s new book: Retire Early with Real Estate provides a step-by-step guide to achieving financial independence through real estate investing. Unlike most real estate books, Carson lays out several different real estate investing strategies, categorized by what financial stage of life you’re in. Instead of focusing on a single strategy in excruciating detail, Carson... ...
Posted: Oct 20 2018 @ 1:04 PM
Before we get any further, we need to define the very thing we’re pursuing. FIRE or Financially Independent, Retired Early, refers to one simple concept: when your passive income matches your expenses and you no longer need to work for a living. To be clear, it doesn’t mean you don’t work at all; it means... ...
Posted: Oct 09 2018 @ 3:21 PM
In the last post we talked about the big cost of little things. Groceries are comprised almost completely of “little things,” and so they’re probably the lowest hanging fruit in terms of cost-cutting. It comprises about 12.7% of the average household budget, and as previously mentioned, roughly 42% of the average food budget goes towards... ...
Posted: Oct 02 2018 @ 12:03 PM
We’re fast approaching the marquee event in the personal finance community: FinCon. A 4-day convention that gets together the biggest names and brands in the personal finance space is being held in Orlando within a week. With heavy hitters like Mr Money Mustache, Chris Hogan and Rachel Cruze speaking and established brands and influencers attending,... ...
Posted: Sep 21 2018 @ 1:18 PM
Some mainstream personal finance sites recommend you allocate 5% of your net spending to “miscellaneous.” Here, “miscellaneous” is the catch-all term for spending not devoted to housing, food, utilities, clothing, travel, health insurance, or entertainment. While it is prudent to make room in the budget for unexpected costs (gas money to visit a sick relative,... ...
Posted: Sep 14 2018 @ 3:50 PM
NFL football is back. After the kickoff game last night, we’ve been ushered into fall. And while antennas work great for watching your local/state team play, borderline-obsessive fans will find themselves wanting more. As one of those fans and a fantasy football commissioner, I set out to find the most cost-effective way to watch the... ...
Posted: Sep 07 2018 @ 5:13 PM
If you want to revolutionize your financial situation, start with the habits that are easiest to change, like “disposable income.” Why do we call it that? Do we really use the same adjective for our hard-earned dollars that we use for plastic bags or paper plates? If you have “disposable income” anywhere in your budget,... ...
Posted: Sep 03 2018 @ 2:12 PM
We don’t just give technical financial advice on this blog. We do anything that helps you save money and live better (not to steal Walmart’s slogan…well actually, sort of. It’s a great slogan). I am not ashamed of my love of fall and pumpkin spice. I’m okay with having some Basic White Girl tastes. I own... ...
Posted: Aug 31 2018 @ 4:50 PM
Welcome to our blog! You may find it strange that our welcome post isn’t the very first post we published, and you’re right, it is a little weird. Typically, you start a blog, gain readership and launch a book. Instead, we launched a book, realized we didn’t have any readers and then started a blog. But... ...
Posted: Aug 26 2018 @ 7:30 PM

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