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Family Money Travel
Holidays, budgeting, investing, credit card hacking, travelling, frugality, home loans,
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Perth, Western Australia, Australia
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

For the last two years my home loan interest rate has been slowly creeping up. It started off around 3.89% and is now at 4.07% with one of the Big 4 banks. This has prompted me to look into other lenders to see what is on offer. House Value: $450,000 Current Mortgage Balance: $284,000 4.07% Variable Principle … Continue reading Home Loan Interest Rate Creeping Up ...
Posted: Nov 14 2018 @ 2:21 AM
  A throwback to last year and our first holiday away since the birth of our daughter 6 months earlier. Our accommodation was a 2 bed cabin in a caravan park on the river. The cabin averaged out to $71/night which in Margaret River is 30% cheaper then the normal nightly rate. Saving is $200 over … Continue reading Margaret River Family Holiday September 2017 ...
Posted: Oct 06 2018 @ 9:12 AM
End of September means the end of the 3rd quarter of 2018, which is a good chance to look over our spending. We had a big bump in income due to a tax return and a small first pay from Mrs FMT’s small business. Total Income $26,564 July to Sept After a great second quarter … Continue reading 3rd Quarter Update $-288,200 ...
Posted: Oct 04 2018 @ 8:32 AM
One of the ways we have improved our savings rate is by changing to our food shopping habits. We used to spend at least $150/week but now are around $80/week. We previously did one main shop per week but with no real plan would run to the shops 3 to 4 extra times, typically spending … Continue reading Food Shopping ...
Posted: Oct 03 2018 @ 1:44 AM
Eating meals out at fast food, restaurants/pubs can quickly add up. Even grabbing the flat white takeaway on the way to work can take its toll on the budget. To keep the peace in the marriage and still enjoy ourselves we try to limit our meals out and take away coffee to once per month … Continue reading Eating Out ...
Posted: Oct 02 2018 @ 1:48 AM
Since discovering FI we have sold our money-hungry Investment Properties. So we can focus on paying off our own mortgage then we can invest into low cost index funds. We started aggressively paying off our mortgage May 2018 – Planning on paying off our 30 Year mortgage in 5-6 Years. By putting every spare dollar … Continue reading Paying a 30 year mortgage in 5 years! ...
Posted: Sep 11 2018 @ 1:42 AM
FI or FIRE stands for Financial Independence/Financial Independence Retire Early. The concept is spending less and saving more, investing the savings to create income to live on in the future. One of the original bloggers in this space is Mr Money Mustache, in his post Shockingly Simple Math Behind Early Retirement he explains how easy … Continue reading Introduction to FI ...
Posted: Sep 10 2018 @ 1:30 AM
Thanks for joining us! Hopefully new content will appear over the coming weeks and months. Enjoy following along our Journey to FI Mr Family Money Travel Good company in a journey makes the way seem shorter. — Izaak Walton ...
Posted: Sep 08 2018 @ 3:53 PM


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