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Blogger Profile


DIYMoneyStuff

Blog Info

Name:
DIY Money Stuff
Category:
General Finance
Tags:
Investing, Home Improvement, Family, Budgeting
Start Year:
2015

Blogger Bio

Net worth:
Location:
United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Corporate Finance
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Latest Blog Posts

March was the first decrease in our net worth since October 2016. I’ve been wondering when we’d see a pullback in the market, and we’ve finally seen something. Our net worth in March decreased by nearly $9k to $770,723.CASHOur cash balance went down a bit in March, largely due to some pre-planned charitable donations. We’re happy with that cash in the ~$20-25k range, so don’t have any concerns with this ...
Posted: Apr 23 2018 @ 11:26 PM
February 2018 Net Worth UpdateDespite the stock market having a rough month (about time!), February was actually a really good month for us in net worth growth. We ended the month at $779k, up $11k for the month.CASHOur cash increased quite a bit in February primarily just from getting my annual bonus. It will come down a bit in March, but we are now at a spot we feel more ...
Posted: Mar 19 2018 @ 10:00 PM
I recently finished reading Overhaul: An Insiders Account of the Obama Administration’s Emergency Rescue of the Auto Industry and really enjoyed it. This one has been sitting on my ‘to-read’ shelf for years and I finally got around to it thinking I was just going to ‘check the box’ but not really learn anything new since I’ve already read so many books about this crazy time ...
Posted: Mar 04 2018 @ 10:11 PM
January sure started the new year with a bang for our net worth. We ended the month at $768,059, up nearly $25k making it our third best month ever. Here’s how it all went down:CASHOur cash went down a bit this month but January tends to be an expensive month for us so this wasn’t entirely unexpected. We paid our semi-annual auto-insurance, booked a beach condo for an upcoming trip, ...
Posted: Feb 02 2018 @ 11:29 PM
I came across a great article the other day from HumbleDollar outlining the best investment you can make in 2018. Sorry, but it isn't anything too exciting - it's paying down debt. Specifically mortgage debt. Not that I needed any additional validation, but it’s nice to see this since we are planning on reducing our mortgage balance in 2018 by over $30k.This year marks 9 years since we paid off our non-mortgage ...
Posted: Jan 19 2018 @ 5:59 PM
December 2017 marked the first time ever that the stock market had positive returns every single month of a year. I’m thankful for the impact the market has had on our net worth this year. Nevertheless, let this serve as a reminder that the high returns and low volatility we’ve been experiencing are unusual and … Continue reading "December 2017 Net Worth Update" The post December 2017 Net Worth Update appeared ...
Posted: Jan 04 2018 @ 5:07 AM
December 2017 marked the first time ever that the stock market had positive returns every single month of a year. I’m thankful for the impact the market has had on our net worth this year.Nevertheless, let this serve as a reminder that the high returns and low volatility we’ve been experiencing are unusual and shouldn’t be expected to persist.What will 2018 returns look like? Your guess is as good as ...
Posted: Jan 03 2018 @ 8:07 PM
The older I get, the quicker time seems to pass. Here we are at the end of another year. A lot has happened, but it still seems like yesterday when I shared some of my goals for 2017.Tonight we’ll be going to bed before midnight (we did the countdown with the kids on London time). Before the year is officially over here in the US, here is a quick re-cap ...
Posted: Dec 31 2017 @ 5:17 PM
In the years following 2008, any time I recommended a mutual fund, portfolio, managed account, or any other investment, clients would almost always ask me: “How did this do in ’08'” What people were really asking was “is this going to protect me from the downside next time the market corrects”' This often lead to … Continue reading "Are Index Funds Safe'" The post Are Index Funds Safe' appeared first on ...
Posted: Dec 13 2017 @ 9:07 PM
In the years following 2008, any time I recommended a mutual fund, portfolio, managed account, or any other investment, clients would almost always ask me: "How did this do in '08?"What people were really asking was "is this going to protect me from the downside next time the market corrects"?This often lead to discussions about bond funds, which at the time showed steady 10-year track records like the blue line ...
Posted: Dec 13 2017 @ 12:07 PM

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