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Blogger Profile


DIYMoneyStuff

Blog Info

Name:
DIY Money Stuff
Category:
General Finance
Tags:
Investing, Home Improvement, Family, Budgeting
Start Year:
2015

Blogger Bio

Net worth:
Location:
United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Corporate Finance
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Latest Blog Posts

February is usually our highest income month, and this year was our best yet. This year I used most of my annual bonus to make our final payment on our house! The market started to slump in the end of February, but we still managed to end the month with an increase in net worth of $9k to $1,028,625. CASHOur cash balance is up to a much more comfortable level now, ...
Posted: Mar 26 2020 @ 11:29 PM
As of this month, we are officially MORTGAGE FREE! Our mortgage servicing company had this nice note posted the day after we wired them the final payoff but it still hasn't sunk in. I've been at the same company now for almost 7 years and have received progressively larger bonuses each year. Most of those years, we've taken pretty much the entire bonus and used it to pay down our mortgage. ...
Posted: Feb 25 2020 @ 12:32 AM
January was a fairly unremarkable month for the DIY$ household financials, but we did manage to have our net worth creep up by $2,811 to $1,019,162. Read on to see how things all shook out. CASHThe only somewhat concerning change in January was our cash balance dropping below $20k. I'm not super concerned since I'm getting a bonus in February that will fill it back up, and this is only because ...
Posted: Feb 23 2020 @ 12:36 AM
2019 was a great year for the DIY$ household finances. We had our highest income year ever (thanks to a promotion and two pay raises), saw huge gains in our portfolio, and banked a lot of our income towards paying off our mortgage. We got soooo close to paying off the house, but still need a couple of more months to get it completely paid off. For the month of December, ...
Posted: Feb 08 2020 @ 3:49 PM
Since I started tracking my annual reading in 2010, my annual goal has always been to complete 52 books per year. Somehow I blew right past that number and went all the way to 121 books completed in 2019. People often ask where I find the time, and the simple answer is that I don't really watch TV. Each night after the kids go to sleep I spend about an hour ...
Posted: Jan 20 2020 @ 4:36 PM
November was another great month in the DIY$ household for net worth growth. We finished the month up $28k to $1,030,781. It was only last month that we passed the threshold into millionaire status and it has lead me to reflect on what we've done to reach this milestone. I've also turned my thoughts to 'what's next'? The next obvious goalpost is to have a paid off house, but we'll be ...
Posted: Dec 24 2019 @ 9:59 PM
For a while now, I've been wondering what would happen first, paying off our home or reaching millionaire status. Well, now we know. We haven't quite paid off the mortgage, but have now reached millionaire status! Right at the end of the month, our net worth crept barely over the $1M threshold to end at $1,002,357. This doesn't really change anything in terms of how we live our lives, but it ...
Posted: Nov 25 2019 @ 1:19 PM
September was another great month for our net worth, which grew by over $22k to $982,369. It's hard to believe that we're basically one good month away from achieving millionaire status. I think it may set in once we are mortgage free, because until then we don't see a lot of accumulation of assets outside of our retirement accounts and home equity.CASH / INVESTMENTSOur cash balance jumped in September, but ...
Posted: Oct 22 2019 @ 2:47 PM
Another new month brings another new all-time high net worth for the DIY$ household. We continue to march towards $1M mark and a paid off house, closing the month with a net worth of $960,099.CASHAs expected, our cash balance bumped up a bit in August. Hovering between $20-25k is our sweet spot for now. There are times when I feel it should be higher since we do spend a lot, ...
Posted: Sep 17 2019 @ 10:33 PM
One of my favorite college professors was a retired investment banker. He had spent his career as an ex-pat throughout Asia and built up an 8 figure net worth before 'retiring' (to be a part-time professor) at 50. I looked up to him and occasionally went to him for career advice even after I was not taking classes from him.While I was in my last year of college, I accepted ...
Posted: Sep 16 2019 @ 10:13 PM

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