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Blogger Profile


DIYMoneyStuff

Blog Info

Name:
DIY Money Stuff
Category:
General Finance
Tags:
Investing, Home Improvement, Family, Budgeting
Start Year:
2015

Blogger Bio

Net worth:
Location:
United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Corporate Finance
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Latest Blog Posts

Since I started tracking my annual reading in 2010, my annual goal has always been to complete 52 books per year. Somehow I blew right past that number and went all the way to 121 books completed in 2019. People often ask where I find the time, and the simple answer is that I don't really watch TV. Each night after the kids go to sleep I spend about an hour ...
Posted: Jan 20 2020 @ 4:36 PM
November was another great month in the DIY$ household for net worth growth. We finished the month up $28k to $1,030,781. It was only last month that we passed the threshold into millionaire status and it has lead me to reflect on what we've done to reach this milestone. I've also turned my thoughts to 'what's next'? The next obvious goalpost is to have a paid off house, but we'll be ...
Posted: Dec 24 2019 @ 9:59 PM
For a while now, I've been wondering what would happen first, paying off our home or reaching millionaire status. Well, now we know. We haven't quite paid off the mortgage, but have now reached millionaire status! Right at the end of the month, our net worth crept barely over the $1M threshold to end at $1,002,357. This doesn't really change anything in terms of how we live our lives, but it ...
Posted: Nov 25 2019 @ 1:19 PM
September was another great month for our net worth, which grew by over $22k to $982,369. It's hard to believe that we're basically one good month away from achieving millionaire status. I think it may set in once we are mortgage free, because until then we don't see a lot of accumulation of assets outside of our retirement accounts and home equity.CASH / INVESTMENTSOur cash balance jumped in September, but ...
Posted: Oct 22 2019 @ 2:47 PM
Another new month brings another new all-time high net worth for the DIY$ household. We continue to march towards $1M mark and a paid off house, closing the month with a net worth of $960,099.CASHAs expected, our cash balance bumped up a bit in August. Hovering between $20-25k is our sweet spot for now. There are times when I feel it should be higher since we do spend a lot, ...
Posted: Sep 17 2019 @ 10:33 PM
One of my favorite college professors was a retired investment banker. He had spent his career as an ex-pat throughout Asia and built up an 8 figure net worth before 'retiring' (to be a part-time professor) at 50. I looked up to him and occasionally went to him for career advice even after I was not taking classes from him.While I was in my last year of college, I accepted ...
Posted: Sep 16 2019 @ 10:13 PM
Financially speaking, July was a pretty good month in the DIY$ household. We had one of our most expensive months ever, but still managed to grow our net worth to a new all-time high of $955,950. CASHOur cash balance went down a bit this month but is still above our preferred minimum of $20k. We'll be recovering over the next few months since a lot of this was due to one-time ...
Posted: Aug 13 2019 @ 10:57 PM
I’ve probably read several dozen books about the Great Financial Crisis, and just now got around to reading ‘The Sellout’ by Charlie Gasparino and really enjoyed the approach he took in telling the story.If you were glued to CNBC for much of 2008-09 like I was (it was on all day in the lobby of my office so I could often hear it all day long whether I wanted to ...
Posted: Jul 30 2019 @ 10:50 PM
June 2019 was a great example of why you shouldn’t react to short term declines in the stock market. After having one of our personal worst months ever, we had one of our best months ever. In June, our Net worth grew by over $42k to $937,191. CASHWe spent half of the month of June either on vacation as a family or separated so I could work while the ...
Posted: Jul 15 2019 @ 10:41 PM
Golden Handcuffs refer to financial circumstances that keep someone tied to a career or employer when they might otherwise prefer to move on. I’ve never had a lavish executive pay package, but have still faced a small version of this dilemma and have put a lot of thought into it. It is a form of privilege to even have to worry about it, but one that I think many will ...
Posted: Jul 10 2019 @ 7:39 AM

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