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DIY Money Stuff
General Finance
Investing, Home Improvement, Family, Budgeting
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United States
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SIK (Single Income, Kids)
Corporate Finance
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Latest Blog Posts

In the past month, I've been approached by 3 different individuals or groups (family and co-workers) asking for some personal finance advice. Most of the requests came somewhat out of the blue, but it was interesting to me to realize that to some people I have become a trusted resource for this information. I had the chance to speak with each of these groups and was surprised to hear some ...
Posted: Jul 30 2018 @ 11:57 PM
June was a pretty quiet month for us. We didn’t travel anywhere and also didn't do any major home repairs (just a little bit of paint). With the kids out of school, it has been nice to just spend time together. Financially we continued our normal cadence of investing and paying extra on our mortgage, allowing our net worth to increase to $809,000CASHIn June, our cash balance crept up over ...
Posted: Jul 23 2018 @ 1:49 PM
May was a great month in many different ways. We went on a long-awaited European cruise from Barcelona to Venice, I finished reading 11 books (!), and our net worth increased by over $22k to $801,743.CASHOur cash balance in May was pretty flat, which was a little surprising considering that this included our hotels in Europe and all our food/souvenirs. Most of our trip was on a cruise ship and those expenses ...
Posted: Jul 05 2018 @ 9:49 PM
We recently had some houseguests and while getting to know each other the typical conversation topics emerged of what each of our families do for fun and the types of vacations we enjoy.I think I gagged a little when, after some slight complaining about not earning/having enough money, the father told us how great of a deal they got by spending just over $5,000 to take their kids to Disney.Don’t ...
Posted: Jun 25 2018 @ 11:49 PM
Back from the declines of March, April saw our net worth snap back to $779,035. Here's how it broke down:CASHOur cash balance went down a bit in April partially from an extra big payment against our mortgage, and also some unexpected travel due to a death in the family. I consider time with family a priority and consider ourselves blessed that we don't have to decide attending family events and money.HOUSE/MORTGAGEIn ...
Posted: Jun 06 2018 @ 1:11 PM
March was the first decrease in our net worth since October 2016. I’ve been wondering when we’d see a pullback in the market, and we’ve finally seen something. Our net worth in March decreased by nearly $9k to $770,723.CASHOur cash balance went down a bit in March, largely due to some pre-planned charitable donations. We’re happy with that cash in the ~$20-25k range, so don’t have any concerns with this ...
Posted: Apr 23 2018 @ 11:26 PM
February 2018 Net Worth UpdateDespite the stock market having a rough month (about time!), February was actually a really good month for us in net worth growth. We ended the month at $779k, up $11k for the month.CASHOur cash increased quite a bit in February primarily just from getting my annual bonus. It will come down a bit in March, but we are now at a spot we feel more ...
Posted: Mar 19 2018 @ 10:00 PM
I recently finished reading Overhaul: An Insiders Account of the Obama Administration’s Emergency Rescue of the Auto Industry and really enjoyed it. This one has been sitting on my ‘to-read’ shelf for years and I finally got around to it thinking I was just going to ‘check the box’ but not really learn anything new since I’ve already read so many books about this crazy time ...
Posted: Mar 04 2018 @ 10:11 PM
January sure started the new year with a bang for our net worth. We ended the month at $768,059, up nearly $25k making it our third best month ever. Here’s how it all went down:CASHOur cash went down a bit this month but January tends to be an expensive month for us so this wasn’t entirely unexpected. We paid our semi-annual auto-insurance, booked a beach condo for an upcoming trip, ...
Posted: Feb 02 2018 @ 11:29 PM
I came across a great article the other day from HumbleDollar outlining the best investment you can make in 2018. Sorry, but it isn't anything too exciting - it's paying down debt. Specifically mortgage debt. Not that I needed any additional validation, but it’s nice to see this since we are planning on reducing our mortgage balance in 2018 by over $30k.This year marks 9 years since we paid off our non-mortgage ...
Posted: Jan 19 2018 @ 5:59 PM


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