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Blogger Profile


DIYMoneyStuff

Blog Info

Name:
DIY Money Stuff
Category:
General Finance
Tags:
Investing, Home Improvement, Family, Budgeting
Start Year:
2015

Blogger Bio

Net worth:
Location:
United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Corporate Finance
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Latest Blog Posts

December was an ugly month in the market, and our portfolio (primarily comprised of index funds) was not immune. We lost all of Novembers gains and more, ending the year with a net worth of $823,046.Looking back to the overall change for the year, things were pretty good. Our net worth grew by nearly $80k, primarily due to aggressive principal reductions on our mortgage and moderate appreciation in home value. CASHOur ...
Posted: Jan 22 2019 @ 12:05 AM
If your car engine dies because you didn't change the oil, should your car insurance step in a fix your engine? Of course not. Then why would homeowners insurance be any different? Like many neighborhoods these days, ours has a neighborhood Facebook page. The most common uses are for announcing activities, alerting neighbors of suspicious activity, giving away things, or recommendations for various services. A recent thread started out right up my ...
Posted: Jan 08 2019 @ 11:56 PM
November was a big month for us in terms of progress towards our financial goals and had a slight recovery from losses in the market last month. The biggest.  Change we made was to cash in some of our investments and throw the entire amount against our mortgage. We weren’t able to pay it off, but accelerated our payoff by more than a year had we stuck to our previous ...
Posted: Dec 30 2018 @ 10:40 PM
A few weeks ago my parents were in town, allowing us to go on a rare date without kids. We weren't gone for very long, but it was long enough that my parents somehow broke our microwave beyond repair. They said it just started sparking and smoking, so they turned it off and waited until we got back. That microwave had already exceeded life expectancy (the sticker said it was made ...
Posted: Dec 14 2018 @ 8:56 PM
October is typically the busiest month of the year for me at work. The good news is I was too busy to even really worry or know much about what the stock market was doing. The even better news is when I did see the aftermath it didn't emotionally affect me or cause me to want to deviate from our plan. Our net worth declined by $25k to $836k.CASHOur cash balance ...
Posted: Nov 27 2018 @ 5:01 PM
In September, we reached another all-time-high net worth, growing another $7k to $860,846. CASHOur cash balance stayed pretty flat again as expected. Mrs DIY$ took a trip towards the end of the month leaving me home alone with all the kids for a weekend, but It ended up being a really inexpensive trip since we travel hacked her flight and the the rest of her trip cost about the same as ...
Posted: Nov 03 2018 @ 10:16 PM
August was another great month for the DIY$ household net worth. We didn’t do anything out of the ordinary, but thanks for a continued strong market and disciplined mortgage payoff, our net worth increased by $18k to $853,952. CASHOur cash balance crept up as I figured it would since we didn’t have any trips or large bills pop up in the month. With kids back in school, it should be easier ...
Posted: Sep 18 2018 @ 10:02 AM
July was a great month in many ways. We were able to fit some travel in to visit both sides of our family and let the kids spend quality time with their cousins. Despite a few cross country flights and an unexpected hotel stay, we were able to boost our net worth by nearly $27k to $835,913.CASHJanuary and July are the months where we pay our auto insurance, and since ...
Posted: Aug 19 2018 @ 10:30 PM
In the past month, I've been approached by 3 different individuals or groups (family and co-workers) asking for some personal finance advice. Most of the requests came somewhat out of the blue, but it was interesting to me to realize that to some people I have become a trusted resource for this information. I had the chance to speak with each of these groups and was surprised to hear some ...
Posted: Jul 30 2018 @ 11:57 PM
June was a pretty quiet month for us. We didn’t travel anywhere and also didn't do any major home repairs (just a little bit of paint). With the kids out of school, it has been nice to just spend time together. Financially we continued our normal cadence of investing and paying extra on our mortgage, allowing our net worth to increase to $809,000CASHIn June, our cash balance crept up over ...
Posted: Jul 23 2018 @ 1:49 PM

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