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Early Retirement
Financial Independence Retire Early, FIRE, Early Retirement, Personal Finance, Frugal
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Net worth:
St. Louis, Missouri, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

We are not a family that budgets. I understand other situations are different and that there are people out there that basically have to budget to get by, but in our current situation where we are lucky enough to bring in a high monthly income because of my wife’s job, we are able to get by without budgeting. For people who need to budget to get by, good for you, ...
Posted: Nov 13 2018 @ 12:18 PM
I’ve read multiple articles recently where people are talking about upping their cash percentage and divesting from the market. These people are probably smarter than me (it doesn’t take much), and they could be right about a downturn coming, but they could be wrong. I don’t know, and because I don’t know that is why I’m staying heavily invested in the market. Years ago I had an additional chunk of ...
Posted: Nov 07 2018 @ 12:06 PM
October was a tough month for stocks, which we’re heavily invested in, so our net worth has taken quite the hit. Before I started this blog I always tracked my net worth by quarter, and I’ve only been doing it for a couple years, so I think this might be the first time I’ve seen our net worth drop. It doesn’t look good on paper, but I’m not worried about ...
Posted: Nov 05 2018 @ 8:16 AM
I’m sure everyone who is on their path to FIRE are familiar with a 401K and IRA, and great news was announced today by the Internal Revenue Service regarding cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2019. Why contribute to Retirement Accounts Just a quick summary of why a 401K and IRAs are useful: Why Contribute to a 401K Your ...
Posted: Nov 01 2018 @ 4:41 PM
This is my first blog post not just about my family’s personal financial numbers. This will be the first post of possibly billions more to come that will let you know a little more about me, my views, and my motivations. I had my main list of bullet points I wanted to write about ready for this post, but I also still like to research my ideas before I start ...
Posted: Oct 31 2018 @ 1:55 PM
Everyone has their own reasons for wanting Financial Independence and no two paths will be the same to reach one’s Financial Independence goal. Some people want to reach FIRE as soon as possible, but while others prioritize other things than just the earliest retirement possible. We would love to retire as early as we could, but for various reasons it would not be best for us to retire as soon ...
Posted: Oct 29 2018 @ 10:40 AM
Our net worth grew by over 9% this quarter thanks mainly in part to us continuing to hammer money into our retirement accounts, and because the market was up almost 5% from July to October. We try to keep our joint checking account which we pay our bills with around $10K, and we each have a Kasasa account which pays the high interest on the first $20K so we try ...
Posted: Oct 24 2018 @ 10:15 AM


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