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Ditch the Cave
FIRE, budgeting, happiness, early retirement, life hacking, contentment, financial independence
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United Kingdom
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DIK (Dual Income, Kids)
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Latest Blog Posts

I love my kids. There’s nothing I wouldn’t do for them. When I get home after one of those days when nothing has gone right they’ll always put a smile on my face. How do children just mange to stay unfailingly cheerful even when I’m walking about with a black cloud over my head? Turning… The post Making a million. Why savings for kids is a terrible idea and why I’m ...
Posted: Mar 21 2019 @ 4:44 AM
Shame is powerful. Of all the emotions I think it’s the least rational. Like so many emotions it can only affect you if you allow it to…but it is so easy to feel embarrassed. Often this is just a fleeting feeling By the next day you’ve forgotten all about it. At other times it becomes… The post “I always thought he was poor.” How shame made me waste money for years ...
Posted: Mar 14 2019 @ 4:41 AM
February goes by fast doesn’t it? I feel like it’s only been a few days since I was doing my January update. I like February though. The days are starting to stretch out and get warmer. In fact it turns out that we had the warmest February day since records began in the 1600s. Crumbs.… The post February 2019 update: Emerging from hibernation and some swords appeared first on Ditch the ...
Posted: Mar 07 2019 @ 4:50 AM
Last time I did a mini-rant about why I think ethical investing doesn’t work. Bit of a downer huh? But I did promise that I would follow up with some positivity. So here it is. The good news is that it’s still possible to do things to, genuinely, help save the world. Hopefully as relevant… The post 12 easy actions you can take to save the world while getting richer appeared ...
Posted: Mar 01 2019 @ 5:10 AM
Ethical investing is one of those areas where I was totally blinkered. I used to strongly support it and berate myself for not doing it. That shouldn’t have surprised me. In almost every way I’m your normal middle-class Guardian-reading liberal. Making sure that I invest in ethical funds fits as neatly into that demographic as… The post The pointlessness of ethical investing appeared first on Ditch the Cave. ...
Posted: Feb 21 2019 @ 4:55 AM
There are moments that change your life. They are the high peaks of fear and joy that stand out when you look back at the plains and foothills that make up your life. It could be a death. It could be a birth. Changing jobs. Moving home. Meeting ‘the one’…being dumped by ‘the one.’. It… The post Facing fear and losing everything: You’re never gonna keep me down appeared first on ...
Posted: Feb 15 2019 @ 4:20 AM
I’m not one of those people that hates January. For a lot of folks it’s the toughest month of the year. I entirely get that. Heck, my wife totally feels like that. Christmas has gone but the credit card bills have to be paid. The weather’s cold, wet, and generally pretty awful. Everyone seems to… The post January 2019 update: Did I undersell my goals? appeared first on Ditch the Cave. ...
Posted: Feb 07 2019 @ 4:43 AM
I spent a lot of last week in Brussels at a conference. There’s a lot to hate about conferences. Travel, time away from home, unhealthy food, and an unfamiliar bed, to name a few. You know what? I can put up with all of that. The thing that I find hardest is the people. More… The post Easy networking for introverts: 7 tips to network effectively in your own company appeared ...
Posted: Jan 31 2019 @ 4:50 AM
Is it controversial to say that I’d like my life to be better? Today I’m going to share with you how I used the idea of marginal gains to do just that. What I’m going to share is how doing that had the double benefit of saving me money and time. It’s also about how… The post Marginal gains: How I made tiny changes to get richer and remove stress appeared ...
Posted: Jan 23 2019 @ 4:29 AM
One of the inescapable facts about adulting is that almost all of us spend the majority of our waking hours at work. Even worse it’s not as if the rest of the time around that is for us to do what we like. We spend the time between waking up and starting work getting ready… The post The magical world of prioritisation. How to win promotions and get pay rises the ...
Posted: Jan 15 2019 @ 4:45 AM


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