Blogger Profile

Peter Horsfield

Blog Info

SMART Advice
General Finance
I write in a personal, non financial jargon way drawing on my own experiences on my journey to financial independence. What I have learnt is achieving our financial goals is simple,but not easy. And that it's more often drawing on the confidence of others that we are on the right path and doing the right things that gets us through those difficult moments. The more people we can encourage and empower the more we all improve our experiences.
Start Year:

Blogger Bio

Net worth:
Cairns, QLD, Australia
Life stage:
DINK (Dual Income, No Kids)
Surfer, skier, golfer, guide
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Latest Blog Posts

Money is a really powerful thing – it has the power to help us destroy, or to massively improve the world, depending on how we handle it. And business success (to me) is my enabler to walking my talk and help many others to live their ideal life worry free too. I'm so passionate about this. And believe if we all get better at managing our money while aligning financial choices to our unique ...
Posted: Jan 22 2019 @ 1:05 PM
When most people first hear of the F.I.R.E. (Financial Independence Retire Early) movement it’s natural to assume the movement is all about money and being free, however we would be wrong. In truth the F.I.R.E. movement is about self-discovery, our authenticity, experiences and our journey towards personal mastery.  The mastery of being able to better define, develop and live our own authenticity and to add value to others. I don’t know who came ...
Posted: Dec 06 2018 @ 8:16 AM
First let’s be clear. We do not live on tins of baked beans or substitute gravel for toilet paper. Ouch! Secondly the $50,000 in additional savings we are accumulating is not from any increase in income or side gigs. Our savings are purely from implementing smarter ways and choices to legally keep more money in our pockets instead of others. Thirdly, we’re not special. We have the same amount of time and days in ...
Posted: Nov 19 2018 @ 3:45 PM
Sadly many of us only know how to live life in fear, without knowing how to escape it. We’re even schooled and educated to believe that fear is excellent motivator and a catalyst to our “success”. “Use you fear for motivation” and “Fear is a good thing because it keeps you alive”. Fear, shame, and guilt in some circles is even promoted as good and to be our trusted battle cries to get ...
Posted: Feb 27 2018 @ 10:48 AM
Twenty one years, three months and a few days ago I looked up into a star filled night sky and I was overcome by feelings of regret, fear, loss and embarrassment. I didn’t like where I was, what I had become and what the future would hold if I was to continue down the same path I was on. I also remember thinking massive change only comes from massive action. And so ...
Posted: Jan 07 2018 @ 11:29 AM
Five sailors are shipwrecked on a desert island. They quickly determine that the only other inhabitant of the island is a monkey and that the only food is coconuts. They set about collecting as many coconuts as they can and put them all in a very large pile. By nightfall they are too tired to divide the harvest; so they agree to go to sleep and share the coconuts equally ...
Posted: Dec 10 2017 @ 10:11 AM
Well friends, 2017 is now dry cement. However before we embark on our plans for 2018 I’d like to share the ups and downs, successes and failures of the 2017 that was. I do this at the start and end of each year to keep myself accountable and inspired on this journey called life. As a reference point click the 2016 Benchmarking Success link here. The past maybe dry cement, but I believe ...
Posted: Dec 04 2017 @ 2:15 PM
Living life to the fullest, not blowing your savings is key to both achieving our goals and enjoying the journey along the way. In this blog we show you how and where to save money in Cairns while also maximizing your experiences and holiday memories. This blog has moved to http://peterhorsfieldfinancialplannercairns.blogspot.com.au/2018/01/what-to-do-in-cairns-local-knowledge.html   ...
Posted: Nov 28 2017 @ 8:02 AM
You bring me pleasure and joy. Watching you sleep, your eyes closed, a relaxed face, your chest rising and falling with each breath you take brings me joy. I know your desires, pains, strengths and self-doubts. I know them all. I’m deeply touched by things you do for me. Be yourself always and rest assured that your uniqueness is beautiful and brings me much happiness. ...
Posted: Nov 22 2017 @ 11:42 AM
Growing up my Dad said he considered changing my brother and my names to Gunna and Gotta.  Why? Because whenever he asked if we had done our chores, I would say “Yes dad. I’m gunna” and my brother would say “Yes Dad. I just gotta….. Even today I still catch myself saying I’m gunna when it comes to chores around the home, however sixteen years and nine months ago I said ...
Posted: Nov 05 2017 @ 5:29 PM


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