Blogger Profile

Mister DS

Blog Info

Dollars & Smiles
Early Retirement
Happiness, Early Retirement, FIRE, Real Estate, Index Funds, Investing, Mobile Home Park
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Blogger Bio

Net worth:
Boise, Idaho, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

“I’d love to invest in real estate, but most of my net worth is tied up in home equity and my 401k, which I can’t touch until I’m 59.5.” Does this describe you? Well don’t give up your investment dreams in favor of couch time and cable news just yet! You might be able to … Continue reading "Creative Finance For Real Estate Investing" ...
Posted: Jan 30 2019 @ 11:32 AM
Running. Some people hate even the sound of it. Others are addicted and can’t get enough. Those who don’t enjoy running may wonder what it is about running that so many people are so obsessed with… Running has many health benefits. According to this article from Runner’s World, running makes you happier, helps you maintain … Continue reading "Regaining Your Sanity Through Running" ...
Posted: Jan 17 2019 @ 10:25 AM
As I mentioned in The Pursuit of Happiness, one of my key insights when I took a step back to analyze my life was: I enjoy my work when I feel like I am succeeding at it, and I become stressed and unhappy when I feel like I am not.   Even once you figure out … Continue reading "Get Things Done" ...
Posted: Jan 11 2019 @ 10:28 AM
After reading my post on waking up early to create space in your life, Mrs. DS noted that getting up early is NOT the only way to accomplish this. In life there is almost always more than 1 way to accomplish a goal. I asked her to write about how she makes space for the … Continue reading "Guest Post – I’m NOT A Morning Person – And I Create ...
Posted: Jan 04 2019 @ 10:57 AM
If you read last week’s article, and if you actually did the homework, you may now be thinking: “Okay I dragged myself out of bed . . . now what?” Maybe you already have some big goal, and you already know what you need to do to get there.  In that case, use your mornings … Continue reading "Creating Space – SAVERS" ...
Posted: Dec 28 2018 @ 3:24 AM
If you are are as stressed and overwhelmed as I was a couple years ago, you probably feel like you don’t have time to learn about financial independence, the study of happiness, or anything else.  Consistently spending 55 hours per week in the office will not only make you bitter about the time you are … Continue reading "Creating Space – Wake Up!" ...
Posted: Dec 21 2018 @ 10:00 AM
Now it’s time for my favorite form of investing . . . real estate!  It’s my favorite because I am a nerd and I love learning, and there is so much to learn in real estate!  This is a follow up to my last post on how to invest in index funds.   I’ll try to … Continue reading "How to FI – Invest in Real Estate" ...
Posted: Dec 04 2018 @ 11:20 AM
In the last post we learned the basics of how to save a pile of cash.  In this post, we’ll talk about what to do with that money. There are a lot of different ways to invest.  Some are very complicated, and some are extremely simple.  Within the FI community there seem to be two … Continue reading "How to FI – Invest in Index Funds" ...
Posted: Dec 04 2018 @ 10:55 AM
In Lighting a FIRE I talked about what FI and RE mean, as well as some of the reasons I want to get there.  But how do we get there?  How do we earn our freedom? “You want to have enough money so that you don’t HAVE to work any more . . .  and … Continue reading "How To FI – Save" ...
Posted: Nov 30 2018 @ 8:50 AM
Why are you interested in financial independence?  Do you hate your job?  Are you always stressed out?  Do you feel like you never have any time for what truly matters?  Do you think that when you become Financially Independent and Retire Early (FIRE) you will finally be happy?  This was how I felt when I … Continue reading "First, Be Happy!" ...
Posted: Nov 23 2018 @ 2:51 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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