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Margin Studies
Financial Independence, Budgeting, Self Employment, entrepreneurship, side hustles, investing,
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Michigan, United States
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Latest Blog Posts

I spent part of December simplifying my banking situation, I’m hoping to leave my longtime National Bank relationship for a local credit union that offers a checking account that bears 3% interest. … It seems like a no brainer! As I transition my spending to the debit card at the new institution, I want to … Continue reading "New For 2019 The Great Acorns Trial of 2019" The post New For ...
Posted: Jan 17 2019 @ 1:17 PM
Much of this blog revolves around my journey to Financial Independence. But what does that even mean? Simply put- a person has reached financial independence when the income that’s produced by their assets can pay for their living expenses indefinitely. Or put even simpler. They no longer have to work for money again in their … Continue reading "What is Financial Independence?" The post What is Financial Independence? appeared first on ...
Posted: Jan 16 2019 @ 5:18 PM
A new year brings a new month, and a new month brings another update to the Margin Studies Wall Chart and net worth report series! The Wall Chart is borrowed directly from Your Money or Your Life, which is one of the cornerstone books of the FIRE movement. By consistently keeping track of all of … Continue reading "December Wall Chart and Net Worth Report" The post December Wall Chart and ...
Posted: Jan 03 2019 @ 10:23 AM
I first wanted to start publishing the Investment Study on margin studies when I first purchased the domain back in September of 2017, so I’m kind of kicking myself for not starting sooner, as it would be really interesting to have seen the performance of these portfolios over the last 15 months. That being said, … Continue reading "Investment Study Update. Things are going to get interesting." The post Investment Study ...
Posted: Dec 26 2018 @ 2:22 PM
I started writing Margin Studies because I wanted to share some of the things I was passionate about, but do it in a way where I was comfortable exploring all aspects of my finances and entrepreneurial journey. I decided to start the blog in a semi anonymous way and start publicly tracking both my net … Continue reading "What is Margin Studies? Start Here." The post What is Margin Studies? Start ...
Posted: Dec 19 2018 @ 5:00 PM
One of the things I am publicly tracking on my Net Worth / Wall Chart posts is net worth. Here I want to explain what net worth is, and also how you calculate it. To calculate net worth, all you need to do is add up your total value of your assets, and subtract the … Continue reading "How do I calculate net worth when I can’t even bake a ...
Posted: Dec 12 2018 @ 5:18 PM
Last month, I kicked off my first ever Wall Chart Report on the Margin Studies Blog. These reports are modeled after the simple personal finance system found  in Vicki Robin’s Your Money or Your Life. This month i’m going to publish my first ever Net Worth Report so that I can remain accountable both to … Continue reading "November Wall Chart and Net Worth Report" The post November Wall Chart and ...
Posted: Dec 05 2018 @ 5:03 PM
So at this point, I’m taking one afternoon a week, to dedicate time in within the business day to work on the Margin Studies blog. It’s been a BLAST so far. My work is in digital marketing, so sometimes it’s hard to force myself to productively stare at a screen when it’s time to head … Continue reading "Am I still playing catchup?" The post Am I still playing catchup? appeared ...
Posted: Nov 28 2018 @ 5:31 PM
I didn’t exactly burst onto the success train after college graduation. In fact, I feel like we can safely say that didn’t happen. It was summer of 2010 and I was leaving a prestigious school and a well laid-out path for the next leg of my journey into adulthood. I wasn’t sure whether I was … Continue reading "online banking gave me a panic attack: my money story" The post online ...
Posted: Nov 21 2018 @ 5:43 PM
In August, as I reported an earlier post, I started reading Your Money or Your Life, by Vicki Robin, and I intend on sharing my monthly updates with this. So here’s my wall chart report for October. In Your Money or Your Life, Vicki Robin outlines a step by step program to repeat on your … Continue reading "October Wall Chart Report" The post October Wall Chart Report appeared first on ...
Posted: Nov 07 2018 @ 3:55 PM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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