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Stoicism, Financial Independence, Lifehacks, Budgeting, Minimalism, Freedom
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New York, New York, United States
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

My company announces promotions around this time each year. I won’t be among the promoted few this year, but many of my friends will be. Seemingly every fall, a similar leveling up happens in my friends’ personal lives. People get their own apartments, move in with significant others, and get engaged. Watching other people hit... The post How to control your life when the world is trying to control you appeared ...
Posted: Nov 19 2019 @ 10:00 AM
Tell me if this sounds familiar. You spend your workweek nailing your job responsibilities, then spend your weekday evenings in some combination of fulfilling hobbies and social events. You’re busy, but you’re a well-oiled machine. Up by 6 AM, in bed by 10 PM, and everything in between is structured but not over-engineered. Then Friday... The post How and why to create a weekend plan appeared first on CityFrugal. ...
Posted: Nov 12 2019 @ 10:00 AM
A version of this post originally appeared on Collecting Wisdom. Since I wrote it, I’ve spent a lot of time thinking about the purpose of my life and talking with other people about theirs. Those conversations inspired me to update this piece and share it with all of you.  Your savings rate is impressive. You’ve... The post How to find your life purpose appeared first on CityFrugal. ...
Posted: Nov 05 2019 @ 9:00 AM
Well, we made it. Friday of this week marks a year since the first CityFrugal post went live. I’m very grateful for all of you who have read the work, posted a comment, or sent kind and encouraging words via Twitter. I’ve posted about more than 80 times in the past year. My goal was... The post Five things I got wrong about financial independence in 2019 appeared first on CityFrugal. ...
Posted: Oct 29 2019 @ 8:00 AM
I’m always looking for bits of wisdom that I can incorporate into my life. Occasionally, I run across something so useful that I can’t wait to share it with all of you. This happened most recently with Ryan Holiday’s new book Stillness is the Key. I’ve been a fan of Ryan’s work for a long time... The post Three financial independence lessons from Stillness is the Key appeared first on CityFrugal. ...
Posted: Oct 22 2019 @ 8:00 AM
Living frugally in a city like New York can seem impossible. Rent is pricey, restaurants and bars are expensive, and the cost of a cab keeps going up. One cost of living calculator recently suggested that I could live the same lifestyle for half the money if I moved to nearly any other city.  The... The post Your comprehensive guide to frugal city living appeared first on CityFrugal. ...
Posted: Oct 15 2019 @ 8:00 AM
I grew up in the suburbs. The places I went to daily were at least a few miles away, and you needed a car to get to them. I drove a lot and walked very little. My exercise came from gym class and from sports rather than from getting around. When I visited New York... ...
Posted: Oct 08 2019 @ 8:00 AM
I recently purchased a coin. It’s small – roughly the size of a dime – and made of silver. It’s worn and dirty, with asymmetrical edges thanks to an imperfect minting process. The coin is a Roman Denarius, minted in the year 161 CE. That means it’s rapidly approaching its 1,850th birthday. When it was... ...
Posted: Oct 01 2019 @ 8:00 AM
Welcome back and to Part 2 of the CityFrugal comprehensive guide to choosing a neighborhood. In Part 1, we framed the fundamental problem of choosing a neighborhood. Determining where you’ll live is one of the most critical factors in your life happiness, yet we: 1) dedicate far too little time to thinking about how to... ...
Posted: Sep 24 2019 @ 8:00 AM
The neighborhood you live in is hugely important regardless of the city in which you live. It influences nearly every aspect of your day-to-day life. Will you need a car to get around, or can you walk everywhere? Will you have easy access to nature, or will a sea of buildings surround you? Whether you’re... ...
Posted: Sep 17 2019 @ 8:00 AM


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