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The Next Chapter

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The Next Chapter
Early Retirement
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London , United Kingdom
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

That’s a wrap on 2019 – last month of the year done. All told it was quite quiet with the general festive merriment with family and friends. We both enjoyed some much needed time off of work over christmas and we also went away for a week to the countryside which was lovely and restful. Great to be out of the city! credit cards: how we buy everything easier to ...
Posted: Jan 02 2020 @ 5:22 AM
2019 is over and was another decent year financially. As this post is all about numbers and percentages, let’s dive right in. expenses Our yearly spend was £58,977.21, averaging out at £4,914.77 a month. If you fancy having a read of 2019’s monthly spending reports, they’re listed on a handy page here. 2019 was more expensive than last year by around £6,000 which can be attributed to more personal spending, ...
Posted: Dec 31 2019 @ 1:02 PM
I’ve seen a lot of the 2009 vs 2019 social media posts recently with people posting how much they’ve changed over the last decade. Quite frankly, it’s nothing short of terrifying that a decade seems to have passed in the blink of an eye. While I’m not interested in sharing whether the past 10 years has been kind to my face(!) or not, it did make me think about our ...
Posted: Dec 19 2019 @ 8:29 AM
November – done! Again, this spending report is later than I like to post but work has just been hectic and mentally draining and when I get home of an evening, I can’t face anything but making dinner and crashing. The way that work has been recently, has really reinforced to me the importance of being on this journey and working to become financially free. I can’t keep doing this ...
Posted: Dec 16 2019 @ 5:22 AM
Believe it or not, I remember a time without social media. I still remember the text I got from my old uni pal asking me to sign up to Facebook. After googling it a bit, I thought that the design of Facebook looked so crap, she couldn’t possibly mean that & texted her asking if she meant Face Party?? No, she definitely meant Facebook and not Face Party, a random ...
Posted: Nov 11 2019 @ 10:48 AM
October seems to have passed by in a flash! It was a lovely month celebrating some family birthdays. Work was crazy busy though, so I struggled through the month, thinking about what we’re trying to do with financial independence and thinking that one day I can just celebrate special occasions without the work exhaustion. We’ve had some pretty big expenses which is reflected in our monthly spending total – some ...
Posted: Nov 04 2019 @ 6:14 AM
You can tell how busy I am at work by the fact it’s reached almost the middle of October before I’ve had time to sit and write our spending report for September. Looking back, it was a busy month that saw me run a race, go see a live podcast recording, view some houses (I already hate the process) and go away for work. It ended up being a bit ...
Posted: Oct 13 2019 @ 6:33 AM
August – over and out! We were back in the groove of work after our holiday in July and had a quiet month seeing friends and beginning to get a bit more serious about the house hunt! We actually hit a huge milestone this month – hitting £100,000 in cash savings for our house! We got there a month earlier than planned as I got a bonus from work at the ...
Posted: Sep 01 2019 @ 10:47 AM
July was a highlight month for us as we went away on a much needed relaxing holiday. I feel lots better after downing tools for a week, which I’m glad about because all of my tiredness/exhaustion is just down to work and not something health related. Depressing but also a motivator to keep on saving towards financial independence. Other highlights in july were enjoying the lovely summer weather with dinner ...
Posted: Aug 01 2019 @ 4:33 AM
Here’s June’s spending report. A busy month all told, with some travel for work and some busy weekends; I went to Wembley to see the Spice Girls with my best friends, we went on a day trip to Longleat and we also went away for the weekend with friends. We kept costs down where we could, so we didn’t feel the purse strings slip too wildly out of control!! I’m ...
Posted: Jul 05 2019 @ 7:19 AM


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