Blogger Profile

A Way to Less

Blog Info

A Way to Less
General Finance
minimalism, frugality, FIRE, mental health
Start Year:

Blogger Bio

United Kingdom
Life stage:
DINK (Dual Income, No Kids)
Teacher & Chartered Engineer
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

As Miss Way mentioned in Frugal Fitness, bodyweight fitness (BWF) is a form of strength training. I wanted to create this separate post to give you a bit more detail on BWF, because I love it so much!  So What Actually Is Bodyweight Fitness?! Essentially, BWF involves using your own bodyweight to perform resistance training. This type of training can accommodate anyone – from absolute beginners […] The post Bodyweight Fitness appeared first on A Way to Less. ...
Posted: May 18 2019 @ 5:00 AM
Society Expects  This is another one of those aspects of life where we have challenged the ‘norms’ of society. We decided to forge our own way of doing things by keeping our finances separate.  The accepted norm for couples is to merge finances, particularly when you own a house together as we do. In our […] The post Why We Keep Our Finances Separate appeared first on A Way to Less. ...
Posted: May 11 2019 @ 5:00 AM
In March we produced our first ever monthly spending report. Here is our second!  Despite going away this month we have managed to stay very close to our March spending amount. We’re really happy with this and hope we can keep up the £2000 per month average!  We break our main expenses down into broad […] The post Monthly Spending – April 2019 appeared first on A Way to Less. ...
Posted: May 07 2019 @ 2:00 PM
Ode to Sunshine  S.A.D vanisher  Negativity banisher  Energy creator and motivation shaker  Reinvigorates smiles and unused miles  Of muscles that wake as you shine  The slate is wiped clean  As faces beam at rays that rain down from the  Blue, cloudless sky, bringing twinkles to eyes   As collectively spirits are raised!  Miss Way A Way to Southern Portugal! We […] The post What a Difference the Sun Makes appeared first on A Way to Less. ...
Posted: May 04 2019 @ 5:00 AM
What is the 4% Rule? The 4% rule was created based on historical market returns data. Simply put, it showed that a typical retiree could withdraw 4% of their portfolio while keeping the initial pot intact. The withdrawn amount would increase by inflation each year. The rule came about from work by Bengen and later, […] The post In Defence of the 4% Rule appeared first on A Way to Less. ...
Posted: Apr 20 2019 @ 5:00 AM
What Will I Do When I Retire? This is the first time we’ve participated in one of SavingNinja‘s Thought Experiment posts so we’ll add a little explanation. This is an idea to get bloggers to immediately respond to a question and all post their answers on their blogs. You have to write the first thing […] The post Thought Experiment 5 appeared first on A Way to Less. ...
Posted: Apr 15 2019 @ 3:35 AM
We Love Exercising!   Staying physically fit is something that is important to both of us. It fits really well with those who are seeking financial independence. If you aren’t at your physical best, you won’t be able to enjoy the retirement you work so hard for!  As mentioned in A Way to Less……. Spending! we […] The post Frugal Fitness appeared first on A Way to Less. ...
Posted: Apr 13 2019 @ 4:00 PM
The beginning  It all started normally enough.   I grew up in a comfortable lower middle-class household. We never really discussed money. My parents weren’t flashy by any means, but they saw it as a matter of personal pride that we never went without.  Looking back, it’s fairly clear that there wasn’t any significant money being […] The post My Money Journey appeared first on A Way to Less. ...
Posted: Apr 09 2019 @ 2:00 PM
As somewhat of a personal finance geek, I (Mr Way) have learnt a fair amount over the last few years. As a result, I wanted to share my specific take on saving for FIRE in the UK with you. I am not a qualified financial advisor and nothing in this article should be considered financial […] The post How Do You Save for ‘FIRE’ in the UK? appeared first on A ...
Posted: Apr 06 2019 @ 5:00 AM
In What is FIRE? we described the process of achieving financial independence and having the freedom to retire early from work. That’s great, but what are you going to do with all that spare time? You need to have a goal! “One can find time for everything if one is never in a hurry.” Mikhail […] The post The Importance of Having a Goal appeared first on A Way to Less. ...
Posted: Apr 02 2019 @ 2:00 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.