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Blogger Profile


Shandon Fowler

Blog Info

Name:
The Benefits of FI
Category:
General Finance
Tags:
Start Year:
2018

Blogger Bio

Net worth:
$2,300,000.00
Location:
Mount Pleasant, South Carolina, United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
DIK (Dual Income, Kids)
Profession:
Benefits Technology
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Latest Blog Posts

I was sitting down to write something and then saw this thread on Twitter and decided, to hell with it, this is a brilliant dissection of how pharmacy benefit managers (PBM’s) work and why and how they’re contributing to high prices in health care. There are several ways to read this thread. Certainly PBM’s are … ...
Posted: May 16 2019 @ 10:32 AM
This stat, from the nonprofit Council for Disability Awareness, is a great reminder that it’s not only a good idea to have an emergency fund but to take a serious look at some kind of disability insurance. Maybe you’ll get your emergency fund to a point where insurance isn’t as critical. Until then, don’t forget … ...
Posted: May 14 2019 @ 11:13 AM
On my personal Twitter profile, I describe myself as a “progressive pragmatist and vice-versa.” What that means is that I tend to look at things optimistically but with a healthy does a realism. I want things to go well. I want everyone (myself included) to be prosperous and feel important. But I know, from my … ...
Posted: May 09 2019 @ 8:14 PM
If you’re in the FIRE vanguard, retiring in your late 20s to mid-30s, you’re (hopefully) living the dream healthy enough to enjoy your retirement to its fullest. If you’ve planned your housing, transportation and other common living expenses well, they will be quite manageable within your budget until it’s time to shuffle off this mortal … ...
Posted: May 06 2019 @ 3:03 PM
I’m currently attending the DIG South Conference, which was created by my friends Stan and Sunny Gray, here in Charleston. It’s a fantastic event — so important to promoting new kinds of business in a South that could use it. With those new kinds of business come new kinds of thinking about both business and … ...
Posted: Apr 25 2019 @ 6:18 PM
With car insurance, deductibles are relatively straightforward — anything not related to damage of some kind, i.e. any maintenance or services, is not covered. You get your oil changed, you pay for it. You get your car washed, you pay for it. You get in a wreck and your car is totaled, your insurance pays … ...
Posted: Apr 18 2019 @ 10:26 AM
I’ve been noticing that pretty much every day has some kind of designation now. Sibling day. Work-from-home day. Pizza day. Pie day. Laundry day? But April 15 is and always will be Tax Day. Well, maybe not always but I’m a realist and don’t see any circumstances that might cause such a change in the … ...
Posted: Apr 15 2019 @ 11:30 AM
Tanja Hester at Our Next Life wrote a fantastic, comprehensive piece on the limitations and downsides of health savings accounts (HSAs) and high-deductible health plans (HDHPs). Before you dig deeper into this post, you should head over there and read it, because it’s chock full of awesomely useful information. OK, see you back here when … ...
Posted: Apr 09 2019 @ 2:22 PM
It’s Monday. Yay! Time to take on the world…or maybe just procrastinate until lunch. Here are some quick reads for your FIRE brain while you’re processing the coffee. First, a super-awesome and informative piece by FIRE pioneer blogger Tanja Hester about how, as we’ve said here on The Benefits of FI, HSAs can be great … ...
Posted: Apr 08 2019 @ 11:33 AM
If you have an HDHP, you may be working from the assumption that your insurance won’t cover anything before you meet your deductible. While the insurance company may wish that was the case, HDHPs are able to (and, in some cases, must) cover certain kinds of preventive care. These services can add up to hundreds … ...
Posted: Apr 02 2019 @ 3:52 PM

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