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Blogger Profile


Mrs. BITA

Blog Info

Name:
Bayalis Is The Answer
Category:
Early Retirement
Tags:
Investing, Immigrant Perspective
Start Year:
2016

Blogger Bio

Location:
California, United States
Age:
30s
Race:
Asian
Gender:
Female
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Thus far the BITA portfolio has been an unexciting place, more quiet suburb than Disney Land. The vast majority of our holdings are in diversified index funds (like good old VTSAX) with low expense ratios. In December I decided to spice up the place and added a single roller coaster […] The post Magic Internet Money appeared first on Bayalis Is The Answer. ...
Posted: Jan 21 2018 @ 6:11 AM
And just like that, 2017 is in our rear view. A Happy New Year to all of you!   If all goes according to plan, we have now officially begun my last year of working a 9-5 corporate job. So very many wheeeees! There will be time enough in 2018 […] The post On the Path to Financial Independence: December 2017 appeared first on Bayalis Is The Answer. ...
Posted: Jan 04 2018 @ 10:11 AM
I recently read the Global Wealth Report for 2017 published by Credit Suisse Research. This is the eighth annual wealth report and it is chock full of interesting stats. Before we delve into some snippets from the report, let’s get the definition of wealth out of the way. The report […] The post Stats and Gratitude appeared first on Bayalis Is The Answer. ...
Posted: Dec 17 2017 @ 11:11 AM
Until recently the BITA household were DIKs. Not to be confused with dicks that you would like to punch in the face for being such arseholes, but DIKs – a Double Income family with one Kid. For those not familiar with this branch of financial taxonomy, I have, with the […] The post From DIKs To TIKs appeared first on Bayalis Is The Answer. ...
Posted: Dec 13 2017 @ 11:07 AM
Have you ever wandered into the subreddit called /r/dataisbeautiful' I recommend it. The contributors to that subreddit take all sorts of data sources and come up with ways to present the data in picture-form. The results are generally very pleasing aesthetically.   Over the last few days a certain kind […] The post Visualize Your Numbers appeared first on Bayalis Is The Answer. ...
Posted: Dec 06 2017 @ 11:11 AM
Whooosh! Another month whizzed by at breakneck speed. November started off at a sedate enough pace. We spent the early part of the month visiting our local library. Toddler BITA enjoyed exploring the new outdoor play area at the Children’s Discovery Museum (the membership to which was a birthday gift […] The post On the Path to Financial Independence: November 2017 appeared first on Bayalis Is The Answer. ...
Posted: Dec 03 2017 @ 11:07 AM
Regular readers of this site know that the BITA family is accelerating towards financial independence as fast as we possibly can. In 2017 we have saved and invested north of $260,000 and we don’t intend to slow down until we reach the finish line. What regular readers don’t know are […] The post If I Can Do It, So Can You: A Financial Full Monty appeared first on Bayalis Is The ...
Posted: Nov 15 2017 @ 4:11 PM
Imagine. Imagine what you would do if you woke one morning and discovered that you were financially independent. After you fainted, and awoke, and whooped, and celebrated and jubiliated and shouted wheeeee! to your heart’s content, what would you do' What would you do if money was no longer a […] The post Potential: The Why of Financial Independence appeared first on Bayalis Is The Answer. ...
Posted: Nov 12 2017 @ 4:11 PM
Last week the House GOP finally unveiled the draft legislation of their long-awaited tax reform proposal: the “Tax Cuts and Jobs Act” (TCJA). There will be much arguing and many compromises before this draft makes its way into law, but we have some real meat to dig into here after […] The post AMT versus the TCJA appeared first on Bayalis Is The Answer. ...
Posted: Nov 09 2017 @ 4:04 PM
What a month! October whizzed past and left me breathless in its wake.     I kicked off October with a trip to Orlando for a work-related conference: the Grace Hopper conference for women in technology. This beast of a conference was attended by 18,000 women and had Big Names […] The post On the path to financial independence: October 2017 appeared first on Bayalis Is The Answer. ...
Posted: Nov 05 2017 @ 4:12 PM

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