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Mr. and Mrs. Xyz

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Our Financial Path
Early Retirement
early retirement, travel hacking, investing, credit cards, personal finance
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Quebec, Canada
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

With the New Year comes new dreams, new objectives, and new plans. In our case, this year is our new baby year, where we will focus all our energy on raising our baby girl, but there will be much, much more to come. This is all part of our life plan. We do not plan […] ...
Posted: Jan 02 2018 @ 11:03 PM
Since I started reading one book per week, this has been an enlightening experience and I highly recommend it to everyone. I used to read three, maybe four, books a year. Slightly better than the three American out of ten who did not pick up a book at all during the past year but still […] ...
Posted: Dec 27 2017 @ 10:59 AM
I don’t know where you are at the moment but where we are from, it is snowing. It is snowing a lot and it will snow much, much, more in the next 4 months to come. When we were living in the city, we had an indoor garage and ever since we owned a house, […] ...
Posted: Dec 18 2017 @ 10:57 AM
We are glad to announce to the world that we are having a little girl in a few months!!! We are so happy to welcome a little one on our journey and cannot wait to share this amazing world with our little girl. Raising a child is not an easy feat and it comes with […] ...
Posted: Dec 11 2017 @ 10:38 AM
What if we started spending all of our paychecks instead of saving half of them' What if we started living paycheck-to-paycheck without regard to savings or investments'   After all, everyone else is doing it!   With all that money, we could drive brand new cars to work. Nothing fancy but we could finance a […] ...
Posted: Dec 03 2017 @ 9:40 AM
The year-end is right around the corner, leaving us a bit more than a month to finish on top. As part of our Better Self series, we explore the little things that can, over the long-run, make a big difference in your life.   Revise your finances In this Holiday time of gifts and expenditures, […] ...
Posted: Nov 26 2017 @ 12:28 PM
This week, I have been reading The Wealth of Nations by Adam Smith. This 1776 masterpiece reflects upon economics, the division of labour, productivity, and free markets at the beginning of the Industrial Revolution. However, even if it is centuries-old, it is still very enlightening and I highly recommend you pick up a free copy […] ...
Posted: Nov 19 2017 @ 2:01 PM
This is part of our Open Book series, you can start here if you did not read our first post.   Winter is coming and it has been a while since our last Open Book series. We try to be as accurate and transparent as possible to give you a proper idea of our finances. We attribute most of […] ...
Posted: Nov 12 2017 @ 12:06 PM
Traveling is amazing. Whether you are driving across the country in a van or flying across the Atlantic to explore Europe, trips will make you grow, they will show you the cultures of this world, they make you a better person. According to a study published in the Hostelworld Global Traveler Report, travel-hungry British traveled […] ...
Posted: Nov 05 2017 @ 4:37 PM
Feeling trapped is exhausting, it can drag you down. Keep you in a slump. Once you get out of that slump, once you are free, you can finally live again. You might feel dragged down by your student loans, car loan, or maybe you went a bit over your means with that credit card and […] ...
Posted: Oct 29 2017 @ 4:29 PM


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