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Mr. and Mrs. Xyz

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Our Financial Path
Early Retirement
early retirement, travel hacking, investing, credit cards, personal finance
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Quebec, Canada
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Occasionally it’s important to get away from your normal routine and take a relaxing vacation. While some people prefer visiting new destinations, others just want to spend some time with family members they haven’t seen in a while. However, some people are not comfortable with making vacation plans due to the costs involved. No matter […] The post Tips to Help you go on Vacation Without going into Debt appeared first ...
Posted: Jan 25 2019 @ 4:55 PM
A while back, we argued that purchasing our house in the suburbs was a good financial move for us and the actual cost of ownership would compare to a $703 per month rent. To know the actual true cost of house ownership, the only accurate way to know for sure is to look back at […] The post We Sold our House at a Profit and Still Lost Money appeared first ...
Posted: Jan 15 2019 @ 9:34 PM
In our last article, we left off right after our month-stay in Chaing Mai. Since then, we have spent a month in the south of Thailand, stopping in Koh Lanta, Ao Nang, Krabi, and Phuket before flying back to Bangkok to catch our flight to Japan.   Traveling to Koh Lanta Our first stop in southern […] The post The Family Travels Through Thailand appeared first on Our Financial Path.. Start Saving, ...
Posted: Dec 26 2018 @ 2:20 PM
It has been over a month now that we have arrived in Thailand. Some might think we are crazy to slow travel with an infant in Thailand but the experience has been amazing so far. They don’t call it the Land of a Thousand Smiles for nothing. Everyone seems fascinated by our baby! 🙂 With everything to […] The post Slow Travel Through Thailand (Mostly Chiang Mai) appeared first on Our Financial Path.. ...
Posted: Nov 23 2018 @ 7:02 AM
With all this traveling going on, we forgot to talk finance! This is a personal finance blog after all. Since we plan to reach financial independence after only 10 years in the workforce, we constantly need a little reminder to keep pushing. Our ultimate goal is to reach FIRE with roughly 25 times our yearly expenses […] The post Basics of FIRE (Financial Independence and Early Retirement) appeared first on Our Financial ...
Posted: Oct 26 2018 @ 6:44 AM
As part of our big tip, we stopped for a week in Germany. We are so thankful to be able to travel to Germany with points. This expensive country would have definitively hurt the wallet quite a bit if it was not for travel rewards. Our around-the-world trip is going great so far. We spent […] The post Family Travels in Germany with a Baby appeared first on Our Financial Path.. ...
Posted: Oct 21 2018 @ 8:38 AM
Two stops on our around-the-world trip were in Italy. From Austria, we took a train to Bolzano. This quaint town right in the Italian Alps is only a short drive away from the UNESCO World Heritage Site: the Dolomites. Of course, its great location for hiking and adventuring in the Alps is not the only reason why […] The post Our Trip to Italy , Exploring the Italian Alps (The Dolomites) appeared first ...
Posted: Oct 13 2018 @ 1:36 AM
Last week, we took a train from Switzerland to Austria. Of all places, we decided to stay in Dornbirn, a small city near the German and Swiss border. It is actually the tenth largest in Austria. Since we travel Europe with an infant, we did not want to ride a train for too long and […] The post 6 Day Trip in Austria with an Infant appeared first on Our Financial ...
Posted: Sep 26 2018 @ 5:22 PM
Continuing our trip around the world, we have now journeyed to Switzerland. Traveling with an infant can be hard but, thankfully, we planned things right and our trip is going pretty smoothly (for now). The best is to stick to direct flights and to keep Baby entertained or asleep. We also noticed some moms traveling […] The post Traveling in Switzerland with our Family appeared first on Our Financial Path.. Start ...
Posted: Sep 13 2018 @ 5:18 PM
We are spending this whole month in British Colombia. The flight from Montreal was about five hours long, just enough to get Baby excited. We were a bit worried about her first flight since we have half a dozen more planned for this year. Having a crying baby on a plane is the last thing […] The post Fly for Free to British Columbia, Canada, with Aeroplan appeared first on Our ...
Posted: Aug 19 2018 @ 3:13 PM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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