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Sam Dogen

Blog Info

Financial Samurai
Early Retirement
Investing, Real Estate
Start Year:

Blogger Bio

San Francisco, California, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

John F. Kennedy once said, “Ask not what your country can do for you, ask what you can do for your country.” I took his message to heart when I came to America as a teenager. As soon as I started my first job out of college, I was proud to pay taxes to help Read More... The post Three Favorite Ways To Earn Money And Pay Less Taxes appeared first on ...
Posted: Feb 22 2019 @ 11:55 AM
We know the average spending for American households over the age of 65 is a surprisingly high $45,756 a year or $3,800 a month according to the Bureau of Labor Statistics. Given the average Social Security benefit is only $17,532 a year, or $1,461 a month, the average retiree likely has a significant amount of Read More... The post Average Consumer Expenditure Per Year Proves Americans Are Living The Dream appeared first ...
Posted: Feb 20 2019 @ 7:08 AM
What’s great about America is that we’ve got a highly productive workforce that grinds like no other. We invent some of the greatest products and consistently build some of the largest companies in the world. What’s sad about America is that we’re working ourselves to an early death. We pride ourselves on working double digit Read More... The post Mental Illness Deserves A Sick Day Just Like A Physical Illness appeared first ...
Posted: Feb 18 2019 @ 11:58 AM
I hope everyone had a wonderful Valentine’s Day! I spent about $360 dollars on a dozen long stem red roses and took my wife on a scenic helicopter ride over Napa Valley to a secret mountain villa. Just kidding. Instead, I got her some white roses for $20 because they smelled better, did some last Read More... The post If You Love Your Spouse, You’d Make Them Financially Independent appeared first on ...
Posted: Feb 15 2019 @ 11:28 AM
There will undoubtedly be tremendous turbulence in our lives that will test our faith. But controlling what we can control is a vital part of growth and happiness. My favorite thing to control is work ethic. Because I realized early on I neither had the mental or physical talent to surpass my peers, the only Read More... The post To Get Ahead, Choose Production Over Talent Every Single Time appeared first on ...
Posted: Feb 13 2019 @ 4:58 PM
With the racism and sexual assault allegations that have befallen the Governor of Virginia, the Attorney General of Virginia, and the Lt. Governor of Virginia, I was reminded of all the racist altercations I experienced growing up in Virginia for public high school and public university in the mid-to-late 90s. Given the revelations at the Read More... The post The Importance Of Feeling Consistently Uncomfortable For Personal And Financial Growth appeared first ...
Posted: Feb 11 2019 @ 9:28 AM
One of the most common pushbacks I got from my post, “Why You Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today,” is: why the hell don’t I just leave expensive San Francisco if I’ve truly got enough passive income? Believe me, I’ve been thinking about relocating out of San Francisco Read More... The post The Proper Geoarbitrage Strategy: First Your City, Then Your Country, Then The World ...
Posted: Feb 08 2019 @ 7:18 AM
In theory, the maximum possible Social Security benefit in 2019 for someone who retires at full retirement age is $2,861, up 2.6% YoY. However, in order to collect the maximum benefit, you would need to earn the maximum taxable amount for 35 total years. Given the maximum taxable amount is $132,900 for 2019, this is no easy feat. According Read More... The post The Average Social Security Benefit Is Not Enough For Retirement appeared first on ...
Posted: Feb 06 2019 @ 7:18 AM
According to the Bureau of Labor Statistics data, “older households” – defined as those run by someone 65 and older – spend an average of $45,756 a year, or roughly $3,800 a month. I don’t know about you, but spending $45,756 after-tax a year in retirement sounds like a lot! Based on a 20% effective Read More... The post The Average Spending Amount In Retirement Is Surprisingly High appeared first on Financial ...
Posted: Feb 04 2019 @ 8:33 AM
After Sam published his article, Achieving Financial Freedom On A Modest Income In Manhattan, I was fascinated to observe some of the no-can-do responses he received from his readers. Instead of focusing on Sam’s message of cutting down housing costs, distracting yourself from spending temptation by working more than the average American, and building extra Read More... The post Maxing Out Your 401(k) Is A Choice On An Average Income: $55K In ...
Posted: Feb 01 2019 @ 11:28 AM


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