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Blogger Profile


Joe Udo

Blog Info

Name:
Retire by 40
Category:
Early Retirement
Tags:
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:
2010

Blogger Bio

Net worth:
Location:
Portland, Oregon, United States
Age:
40s
Race:
Asian
Gender:
Male
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

When we think about early retirement, we tend to focus on the money. That’s natural because we need money to retire early. Building up a portfolio is a crucial step to early retirement. When I was trying to retire, it was all about how much we spend and how much passive income we need. However, it takes […]The post It Takes More Than Money to Retire Early Interview: Mr. Tako Escapes appeared ...
Posted: Feb 20 2020 @ 2:15 AM
I love our dividend stock portfolio! Dividend income is my favorite form of income because it is very passive. I don’t have to do much and the dividends will keep rolling in AND grow. I used to like rental properties as well, but they are too much work for me now. These days, I don’t […]The post Our Growing Dividend Income appeared first on Retire by 40. ...
Posted: Feb 17 2020 @ 1:00 AM
Can you retire early with 1 million dollars? That’s a tough question. A million dollars isn’t what it used to be. This is especially true when it comes to retiring early. Early retirement means you can have 40, 50, or more years in retirement. Those 1 million dollars will have to last a very long […]The post Can You Retire Early with 1 Million Dollars? appeared first on Retire by ...
Posted: Feb 10 2020 @ 3:00 AM
Hey everyone, welcome to another installment of SAHD recipes. Today, we’ll make Cilantro and Pork soup. This is one of the few recipes passed down from my grandmother. She immigrated from China to Thailand when she was young so this is a Chinese recipe. I’ve never seen this soup anywhere else (even on Google) so […]The post SAHD Recipe – Cilantro Pork Soup appeared first on Retire by 40. ...
Posted: Feb 09 2020 @ 3:00 AM
One of the biggest problems with retirement is whether your portfolio will last. In the FIRE community, we have a good starting point. If you save up 25x your annual expenses, you’ll probably be okay financially. This is based on the 4% safe withdrawal rate. Basically, you can withdraw 4% plus inflation (around 2%) every […]The post How to Eliminate Sequence of Returns Risk appeared first on Retire by 40. ...
Posted: Feb 06 2020 @ 2:00 AM
Hey everyone, we’re off to the races for 2020! January was a good month for us. I made some progress on my New Year goals and our cash flow was good. However, our net worth took a small step back. The stock market dropped a bit at the end of the month due to the […]The post January 2020 Goals and Financial Update appeared first on Retire by 40. ...
Posted: Feb 03 2020 @ 3:00 AM
Last month, we went to visit my parents in Thailand to see how they’re doing. It’s been a tough year for them. My mom used to live with us part-time, but we moved her to Thailand about a year ago. She has dementia (most likely Alzheimer’s disease) and I couldn’t take care of her in […]The post Vietnam & Japan Side Trip Hacking appeared first on Retire by 40. ...
Posted: Jan 30 2020 @ 4:10 PM
Hey everyone, welcome to another installment of SAHD recipes. Today, we’ll make Thai Cashew Nut Chicken. My parents used to have a tiny Thai restaurant and this was one of the most popular dishes we served. Whenever someone asked what we’d recommend, this would be it. It’s salty, sweet, and just a little spicy. It’s […]The post SAHD Recipe – Thai Cashew Nut Chicken appeared first on Retire by 40. ...
Posted: Jan 26 2020 @ 2:40 AM
I hope I don’t lose too many readers from the title alone. The reality is – everyone hates budgeting. It is tedious, takes a lot of time, and requires constant self-control. However, it doesn’t have to be that way. My easy peasy budgeting system only needs an hour of your time per month. Most of […]The post Why I Love Tracking Our Expenses appeared first on Retire by 40. ...
Posted: Jan 20 2020 @ 2:00 AM
Hey everyone, welcome to another installment of SAHD recipes. Today, we’ll cook Thai Ginger Chicken stir-fry. If you like ginger, you’ll love this dish. It’s a bit spicy for kids, but they can avoid the ginger. My son didn’t like it much and gave it 4/10. However, he still ate a fair amount so it […]The post SAHD Recipe – Thai Ginger Chicken Stir-fry appeared first on Retire by 40. ...
Posted: Jan 19 2020 @ 3:00 AM

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