Blogger Profile

Joe Udo

Blog Info

Retire by 40
Early Retirement
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:

Blogger Bio

Net worth:
Portland, Oregon, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

When I left my engineering career to become a stay at home dad/blogger, I wasn’t sure if I could continue to save for retirement. My original plan was to use my small blog income to help fund our expenses. That way I could put off withdrawal from my nest egg and let it grow undisturbed. However, life […] The post Saving More for Retirement in My Solo 401k appeared first on Retire by ...
Posted: Mar 19 2018 @ 3:10 AM
Last week, I had a talk with RB40Jr on the way to school. I reminded him that I have a blog and asked if he’d like to work for me. I could pay him to use his photo on Retire by 40 and also for whenever he takes a good picture that I can use. […] The post Why I’m Hiring Our Kid as an Employee appeared first on Retire by ...
Posted: Mar 15 2018 @ 3:10 AM
Alright, I am almost done with our 2017 tax returns! There are a couple of K1 forms that should be coming in April, but everything else is done. Now, I can share my 2017 blog income because that part is finished. We had a record year in 2017 and doubled our blog income from the […] The post 2017 Blog Income Wrap Up appeared first on Retire by 40. ...
Posted: Mar 12 2018 @ 3:10 AM
We finally got a new tenant for our rental condo. This time it’s for real! The tenant has already moved in and the rent is in the bank. A few weeks ago, another potential tenant signed the lease and backed out at the last minute. I was very disappointed because she seemed like a great […] Screening Tenants in the Spring Is Like Online Dating is a post from: Copyright © ...
Posted: Mar 08 2018 @ 4:10 AM
Last month, I read about an interesting concept at Get Rich Slowly – The Opportunity Fund. The opportunity fund is basically the money you set aside to take advantage of opportunities. Once in a while, you’ll come across a good opportunity and you need money to take advantage of it. These opportunities can be anything […] How to Build Your Opportunity Fund is a post from: Copyright © 2010-2016 Retire By ...
Posted: Feb 26 2018 @ 4:10 AM
Last week, I picked up my new glasses and posted a picture on social media. A few sharp eyed readers commented that they loved the background. I replied it was a splurge before I discovered FIRE (Financial Independence Retire Early.) Do you recognize the picture' It is Mrs. RB40’s favorite cartoon canine – Snoopy. The […] My Biggest Splurge Before FIRE is a post from: Copyright © 2010-2016 Retire By 40 ...
Posted: Feb 22 2018 @ 4:10 AM
It’s only natural to feel anxious when the stock market drops or spikes too fast. The stock market has been stable for so long that many of us aren’t used to the volatility anymore. I wrote this post the last time (2016) the stock market had a correction (10% decline from the peak) and it […] Focus on Your Saving Rate When the Market Fluctuates is a post from: Copyright © ...
Posted: Feb 19 2018 @ 4:10 AM
A little obsession is good because it drives us to accomplish something. I was obsessed with getting my engineering degree when I was in college because my parents worked hard to send me there. Many kids were there to have fun, but I just wanted to get through it. Fun was secondary. Mrs. RB40 was […] It’s Good to be a Little Obsessed with Early Retirement is a post from: Copyright ...
Posted: Feb 15 2018 @ 4:10 AM
I just signed a lease with a tenant for our rental condo! This is great news because the unit has been vacant since November. The extended vacancy really sucks. We had this condo since 2011 and this was the longest vacancy we’ve seen yet. The previous longest vacancy was just 25 days. Winter is a […] Our Rental Condo Investment is a post from: Copyright © 2010-2016 Retire By 40 All ...
Posted: Feb 12 2018 @ 10:38 AM
It is going to be a fun and easy one today. I’ll share 10 things I’ll buy when I’m rich and then you tell me some of yours. We all need a break from the wild gyration on the stock market. It is nerve racking to see the stock market plunge so steeply in just […] 10 Things I’ll Buy When I’m Rich is a post from: Copyright © 2010-2016 Retire ...
Posted: Feb 08 2018 @ 4:10 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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