Blogger Profile

Joe Udo

Blog Info

Retire by 40
Early Retirement
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:

Blogger Bio

Net worth:
Portland, Oregon, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

So you want to retire in 10 years (or less). That’s a terrific goal, no matter how old you are. I’m going to assume most readers are in their 40s and 50s because that’s the age you start to consider early retirement. However, I’ll also keep younger readers in mind because this is Retire by […] The post 10 Goals to Hit If You Want to Retire Early in 10 Years ...
Posted: Aug 13 2018 @ 4:10 AM
Hey, everyone! Summer break is almost over. Did you do everything you wanted? There are only a few weeks left before school starts. It’s already time for back to school shopping! Summer will be gone before you know it. We’ve had a great summer so far, but we’ll have to take it easy in August. […] The post July 2018 Goals and Financial Update appeared first on Retire by 40. ...
Posted: Aug 06 2018 @ 4:10 AM
Not everyone loves budgeting like my buddy J. at Budgets are Sexy.  If you loathe budgeting like most of us, then today is your lucky day. I’m going to share my simple AND easy budget plan with you. Check it out and let me know what you think. Joe’s Simple & Easy Budgeting System Here […] The post A Simple & Easy Budget Plan for People Who Hate Budgeting appeared first ...
Posted: Jul 30 2018 @ 4:10 AM
Hey everyone, we are back from our 2 week road trip to California. I drove down with RB40Jr and Mrs. RB40 flew down to join us for the drive back. This trip was great. I caught up with my college friends and met my 8 month old nephew. It was nice to see old friends […] The post Recommended Travel Destinations by Age appeared first on Retire by 40. ...
Posted: Jul 23 2018 @ 4:10 AM
Hey everyone, I’m on vacation this week and we have a guest post from Amy Kirsch, RealtyShares Vice President of Investor Sales and Client Success. Today, she’ll share her experience with being a landlord and a passive real estate investor. See which one she likes better. I’ll be back next week. Thanks! Amy has over 10 years […] The post Should I be a Landlord or a Passive Real Estate Investor? appeared first ...
Posted: Jul 19 2018 @ 4:10 AM
One of the best things you can do to build wealth is to start investing as early as you can. This is easy in theory, but it is more difficult in practice. Someone new to investing wouldn’t know where to begin. I sure didn’t when I was young. I started investing by going to the […] The post How to Invest Your First $500 appeared first on Retire by 40. ...
Posted: Jul 16 2018 @ 4:10 AM
Independence Day (U.S.) is my favorite holiday of the year. It is even better than Christmas for me. This year, the weather was perfect and we stayed in town to BBQ, relax, and enjoy the fireworks. I guess I just don’t have the same attachment to Christmas like most people. Christmas feels so commercialized to […] The post Declare Your Financial Independence Day appeared first on Retire by 40. ...
Posted: Jul 09 2018 @ 4:10 AM
Hey everyone, are you enjoying the long summer days? I’ve always loved summer, but this year has been extraordinary so far. Before summer began, I decided to cut back on blogging a bit and spend more time with our son. This is working out really well and we’re having a great time. Here was how […] The post June 2018 Goals and Financial Update appeared first on Retire by 40. ...
Posted: Jul 02 2018 @ 4:10 AM
We’re back from Iceland, the land of $20 hamburgers. The scenery is spectacular, but it sure ain’t cheap. That’s why I concluded the best time to visit Iceland is when you’re young and don’t mind roughing it a bit. If I were young and poorer, I’d rent a small camper van, drive everywhere, and live […] The post 10 Days with Kids in Incredible Iceland appeared first on Retire by 40. ...
Posted: Jun 25 2018 @ 4:10 AM
Do you remember summer breaks when you were young? I barely remember them anymore. (I’m 44.) They all ran into each other, but I still recall that awesome feeling when school let out. Summer was full of possibilities and I had endless time to do whatever I wanted. That’s the taste of freedom for kids […] The post I’m Bringing Back Summer Breaks appeared first on Retire by 40. ...
Posted: Jun 18 2018 @ 4:10 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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