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Blogger Profile


Joe Udo

Blog Info

Name:
Retire by 40
Category:
Early Retirement
Tags:
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:
2010

Blogger Bio

Net worth:
Location:
Portland, Oregon, United States
Age:
40s
Race:
Asian
Gender:
Male
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

I’m going to catch hell for this one, but being a stay-at-home dad is easy peasy lemon squeezy. Some people say I’m not really retired because being a stay at home parent is hard. Other stay at home parents don’t call themselves retired, right? Well, I gotta say, being a stay at home dad is […] The post Being a Stay-At-Home Dad Is Easy appeared first on Retire by 40. ...
Posted: May 24 2018 @ 4:10 AM
Is housing affordability a problem where you live? It’s a big problem in Portland. Our homeless population is growing and becoming increasingly visible. Portland is not alone, though. Many West Coast cities are experiencing an explosion in homelessness. A lot of this has to do with housing affordability. The West Coast has done very well […] The post Is housing affordability a problem where you live? appeared first on Retire by ...
Posted: May 21 2018 @ 4:10 AM
Have you ever been in so much financial trouble that you thought – this is rock bottom? Personal finance is not easy and most of us have been through a few tough situations. I think that’s how people discover personal finance blogs. They get in trouble financially and want to turn things around. When you’re […] The post What Was Your Lowest Point Financially? appeared first on Retire by 40. ...
Posted: May 17 2018 @ 4:10 AM
Earlier this month, Mrs. RB40 (my wife) came home from work in a huff and gave everyone a hard time. Turns out, her boss is leaving soon and her job will most likely change. She really enjoys her current job so this upcoming change unsettled her. Luckily, we already achieved financial independence so she has […] The post Should I Work Longer to Increase My Pension? appeared first on Retire by ...
Posted: May 14 2018 @ 4:10 AM
It’s been a long while since I wrote about coffee so here is an update. In 2012, I was a financially independent millionaire and I refused to buy overpriced coffee. I didn’t need to because my old workplace offered free coffee as overtime pay for their overworked engineers. Great deal for the company! Now, I’m […] The post Why I Still Don’t Buy Overpriced Coffee appeared first on Retire by 40. ...
Posted: May 10 2018 @ 4:10 AM
Are you planning to leave a legacy to your children? I haven’t thought of it that much because this is a deeply unpleasant subject. It ranks up there with long term care and life insurance. Nobody wants to think about what happens when you get old and die. Normally, I prefer to write about the […] The post What Legacy Are You Leaving to Your Children? appeared first on Retire by ...
Posted: May 07 2018 @ 4:10 AM
I’m a huge fan of Financial Independence. It’s the pinnacle of personal finance achievement and everyone should at least learn about the concept. Of course, it’s even better to pursue financial independence and then achieving it. We reached financial independence in 2012 and I retired from my engineering career soon after. My life improved so […] The post The Downside of Financial Independence appeared first on Retire by 40. ...
Posted: May 03 2018 @ 4:10 AM
I’m a huge fan of Financial Independence. It’s the pinnacle of personal finance achievement and everyone should at least learn about the concept. Of course, it’s even better to pursue financial independence and then achieving it. We reached financial independence in 2012 and I retired from my engineering career soon after. My life improved so […] The post The Downside of Financial Independence appeared first on Retire by 40. ...
Posted: May 03 2018 @ 4:10 AM
Hey everyone, how was your month of April? It flew by for us. The weather finally improved in Portland and activities picked up for us. RB40Jr started spring soccer and he enjoyed it for the most part. The soccer spring season is pretty relaxed. They play a game every week with no practices. I’m the […] The post April 2018 Goals and Financial Update appeared first on Retire by 40. ...
Posted: Apr 30 2018 @ 4:10 AM
Hey everyone, how was your month of April? It flew by for us. The weather finally improved in Portland and activities picked up for us. RB40Jr started spring soccer and he enjoyed it for the most part. The soccer spring season is pretty relaxed. They play a game every week with no practices. I’m the […] The post April 2018 Goals and Financial Update appeared first on Retire by 40. ...
Posted: Apr 30 2018 @ 4:10 AM

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