web
counter

Blogger Profile


Mrs. ETT

Blog Info

Name:
Enough Time To...
Category:
General Finance
Tags:
Budgeting, Early Retirement/FIRE
Start Year:
2016

Blogger Bio

Location:
Sydney, New South Wales, Australia
Age:
40s
Race:
White
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
Profession:
IT / Information System Coordinator
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)


Latest Blog Posts

Hi everyone! It’s been longer than I planned, and even this post is a life update rather than anything financial. My poor blog feels like the friend you keep meaning to speak to, but the longer that passes, the harder it is to reach out and say hi (or is that just me?) The Business I started the business in a rush of enthusiasm, before quickly realising what we already knew—I ...
Posted: Jun 24 2018 @ 4:00 PM
When I first looked at how to reduce our spending, I started with food. Unlike council rates, I could control how much we spent and it provided an easy win. But did you know that focusing on reducing food waste can provide wider economic, environmental and social benefits too? “It is estimated that Australian households throw away almost $4,000 worth of unused food each year.” – Hon Michaelia Cash and Hon Zed ...
Posted: Apr 22 2018 @ 4:00 PM
For the first time since I started, I have nothing prepared for this week’s post. Note I say “prepared”—I have plenty of topics lined up that I want to write about, yet I haven’t committed to any of them. My online friends will also have noticed that I’ve not been commenting on blogs, nor Tweeting. What’s Going On? I’ve spoken about my job in the past. In 2016, I was ...
Posted: Apr 14 2018 @ 4:00 PM
In 2017, we spent $64,000 on everyday expenses. In 2018 we have the goal to be able to live off one wage, or $60,000. To generate that using passive income and the 4% rule, we’ll still need $1,500,000 invested! Every dollar less we spend is another dollar we don’t have to save up for in retirement. Daily Spending Rate March. Sigh. I knew the health insurance was coming, so I ...
Posted: Apr 06 2018 @ 4:00 PM
Last week, I recovered $54.48 of money that I, as the registered owner of a vehicle in NSW, had been overcharged. I was one of 4.2 million people eligible after a change to the CTP Green Slip scheme. If you live in NSW and were the registered owner of a car before 30th November 2017, chances are you may get a CTP Green Slip refund too. What is a CTP ...
Posted: Mar 29 2018 @ 3:00 PM
I tracked my time in February. This came about because I was feeling overwhelmed after returning to work. I had no time to do what I wanted! Last week, I explained how I prepared the time tracking data for analysis. This week is the fun part—digging in to what it can tell me about myself. If you’d like to dig into my data for yourself, you can play with the ...
Posted: Mar 21 2018 @ 3:00 PM
A month ago, I was feeling completely overwhelmed. We had returned to work after 2 weeks off, which triggered my feelings. Imagine it’s 26 degrees inside, and you step outside to a 28 degree day. It’s a bit warmer, but you adjust quickly. That is my normal working routine. Compare that to stepping outside into 47 degrees. You feel the full force of the sun boring into your scalp, trying ...
Posted: Mar 13 2018 @ 2:00 PM
In 2017, we spent $64,000 on everyday expenses. In 2018 we have the goal to be able to live off one wage, or $60,000. To generate that using passive income and the 4% rule, we’ll still need $1,500,000 invested! Every dollar less we spend is another dollar we don’t have to save up for in retirement. Daily Spending Rate I’ve been in avoidance mode all month, because it felt spendy from ...
Posted: Mar 05 2018 @ 2:00 PM
In Part 1, I researched four main components of Crowd-Sourced Equity Funding—The Company, The Intermediary, The Investor and The Offer. Today I run through the process of equity crowdfunding, from inception to closure. Equity Crowdfunding Step 1 A company decides it would like to raise some crowdsourced funds. It has made sure it meets the requirements, so chooses an intermediary to host its offer. As of February 2017, only 7 ...
Posted: Feb 25 2018 @ 2:00 PM
Recently, Noble Oak reached out to me for a review of their new life insurance calculator tool. While this is a solicited post, all opinions below are my own. I was not paid for this post, and there are no affiliate links. Last year, I reviewed our level of life insurance, and took action based upon what I found. Unfortunately, Mr. ETT didn’t follow through at the time, so this ...
Posted: Feb 20 2018 @ 2:00 PM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.