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G Ruga

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Paying for Private School
General Finance
Frugality/Saving, Parenting/Family
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Blogger Bio

Maryland, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

How To Budget:  A Typical Family Most finance gurus recommend a detail zero based budget where every dollar gets a job as it comes in. That is brilliant and works to get you and keep you out of debt and to plan for longer term saving goals. This didn’t work  for us to pay for […] The post How to Budget for Private School (Hint: Normal Budgeting Techniques Don’t Work) appeared ...
Posted: Jun 06 2019 @ 10:39 AM
It is time for a new stove in the paying for private school household. Our 30 year GE Spectra Electric Oven is awesome – it cooks food inside the house without lighting it on fire with the push of the button. But it’s a smokey mess and a health hazard. We would probably be fine […] The post Change your perspective on what is awesome appeared first on Paying for private ...
Posted: Mar 28 2019 @ 6:51 PM
It is here Black Friday is in just a few days! One can save thousands by acting fast!  One day sales only! Plan ahead! Quick! Move! Urgent! You Might Miss Out! We Might Miss Out! Save hundreds by spending thousands. Sure, your credit card balance will rise but hey, look at all the new fancy […] The post Our Annual Black Friday Shopping Guide. Get ready!!!! appeared first on Paying for ...
Posted: Nov 21 2018 @ 6:12 PM
We recently purchased a super fancy set of revolutionary Nest Protect smoke and carbon monoxide detector. These things talk to each other and alert us to the specific location of the room the problem is occurring in. Fantastic! We replaced the existing 30 year old hard wired smoke detector alarms with the Nest Protects. These things will even […] The post Free installation with any purchase! appeared first on Paying for private school. ...
Posted: Nov 01 2018 @ 3:52 PM
A hard working young family member recently went off to college. Before doing so there was a choice to make. Should they go to the fancy college and stack up $300,000 in student loans. Or go another, excellent school – but with a less known name – and get a decent education  free and clear […] The post A tale of two colleges appeared first on Paying for private school. ...
Posted: Oct 14 2018 @ 11:29 PM
Life 100 years ago  One hundred years ago most people worked 60 hours a week and there was one car for every 50 people.  And  then they came home to dark homes – many did not have electricity. And the first appliance just turned a hundred a few years ago. There has been remarkable advancements […] The post Use the innovation cycle to save stacks of cash appeared first on Paying ...
Posted: Oct 01 2018 @ 11:50 AM
Want a tip for buying a great car at a discount? Go contrarian – buy out of style cars Here is what we did;  we purchased an older car but with relatively few miles for it’s age but was out of favor at the time we purchased it. This has varied over time depending on […] The post One day only special! Half-priced cars! appeared first on Paying for private school. ...
Posted: Sep 07 2018 @ 11:34 PM
Scrimping and Saving I realize most folks are frugal so they can escape the rat race and the idea of living frugally and then spending it all on tuition fees seems somewhat counter intuitive to many people. Our thinking is that we are paying for a school that aligns with our values and educates our […] The post Don’t quit! appeared first on Paying for private school. ...
Posted: Sep 01 2018 @ 10:42 PM
After tossing our third $80 cordless battery powered dust buster I wondered if there is more efficient and less costly technology alternative. There is and it demonstrates the value of yesterdays advanced technology.  Back in the ancient days of house cleaning there was a device called a corded hand held dust buster. In their decades […] The post Get rich through advanced technology. appeared first on Paying for private school. ...
Posted: Aug 25 2018 @ 12:28 PM
What is the actual price of a movie? Consider these four costs before  you decide to hit  “play”.   Watching a movie has four major components. These are the fixed  cost,  the one time cost, the opportunity cost and the second order effect costs.  Let’s briefly visit each.  You of course cut cable a long time ago […] The post The true cost of watching a movie appeared first on Paying for private ...
Posted: Aug 15 2018 @ 7:34 PM


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