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Poorer Than You
Frugality/Saving, Earning More/Hustling
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Net worth:
Fairfax, Virginia, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

I’ve been a long-time renter, and for years I kept hearing the phrase “renting is throwing your money away,” I resisted really hearing it. I didn’t want it to be true. I ran the numbers and some calculator told me that renting was a better deal than buying in my situation, so I felt pretty […] The post Renting Is Just Throwing Your Money Away appeared first on Poorer Than You. ...
Posted: Apr 01 2018 @ 2:27 AM
Whether you’re saving for a new car, to buy a house, to start a business, to become debt free, for retirement, or for anything else, you could almost certainly use a little more cash toward your savings goal. America Saves Week is a national effort to set a savings goal, make a savings plan, and […] The post What Are You Saving For' Win up to $850 With the #ImSavingForSweepstakes! appeared ...
Posted: Feb 26 2018 @ 1:01 AM
My personal finance story was recently profiled in the article “Financial Struggles During College Taught Stephanie About Saving” in Debt.com’s Very Personal Finance series. I really enjoyed being interviewed by Brian Bienkowski for this piece. He was very interested in what happened early on in my money journey, so it was a trip down memory […] The post Profiled in a Debt.com “Very Personal Finance” Story appeared first on Poorer Than ...
Posted: Feb 09 2018 @ 5:52 PM
Your tax forms are rolling in! Including one for the health insurance premiums from your Affordable Care Act marketplace plan: the 1095-A form. You look it over. Names and social security numbers for you and your dependents look good (hopefully). The amount you paid in premiums is correct. But – what’s this' Your 1095-A Column […] The post What to Do If Your Obamacare 1095-A Column B is Zero appeared first ...
Posted: Feb 05 2018 @ 7:01 AM
This is the year! If I can max out all of my tax advantaged retirement-type accounts, then I’ll start paying extra to my student loans. The problem: I’ve already been sending “extra” money to my student loans with MOHELA (my student loan servicer) each month, and they weren’t applying that “extra” payment to the loan […] The post Pay Your Student Loans Off Faster by Sending All Your Extra Payments to ...
Posted: Jan 29 2018 @ 12:00 PM
Welcome to the start of 2018! I’ve chosen to kick off this new year with a wicked head cold… apparently. I had a nice holiday visit with my family back in Western New York, and while they all picked up some sort of stomach bug, the baby and I completely escaped whatever that was, only […] The post Net Worth Update: December 2017 appeared first on Poorer Than You. ...
Posted: Jan 03 2018 @ 8:00 PM
*cricket chirp* *cricket chirp* Yup, it’s been pretty quiet around here lately. The work available to me picked up a lot in the month of April, and so I scrambled to catch it all in my little hat. That meant putting writing blog posts on hold, and focusing deeply on things that would directly make […] The post Net Worth Update: April 2017 appeared first on Poorer Than You. ...
Posted: May 02 2017 @ 3:14 AM
Happy April! Hope you enjoyed my big, wonderful April Fools’ Day joke on Saturday. Oh, and if you thought you were a smarty pants and didn’t download the ebook because you picked up on the fact that it was an April Fools’ prank' Then you got pranked as much as anyone else! Because there is […] The post Net Worth Update: March 2017 appeared first on Poorer Than You. ...
Posted: Apr 03 2017 @ 8:15 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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