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Happy Frugaler

Blog Info

Happy Frugaler
Early Retirement
Financial independence, Minimalism, budgeting, goal setting, real estate, frugality, financial planning, leverage
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Net worth:
Vancouver, British Columbia, Canada
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

I recently read that Wealth is Knowledge and I consistently read the Farnam Street Blog each week. If you are trying to grow your knowledge, and net worth, and not reading this blog, you need to make a change. In fact, I recently signed up for, and am now taking, the Art of Focus, which is […] ...
Posted: Jan 22 2018 @ 4:17 AM
It’s been 3 quarters since I updated my blog – horrible, and I promise to be better in 2018, but I will be blogging about something different. Last year, I anticipated that our net worth would not grow materially, and suggested that we would hit $2.1 million, which was based on an expectation that most […] ...
Posted: Jan 22 2018 @ 3:30 AM
We have had an incremental increase in our net worth (+$30,000) resulting from a lift in the value of one of our future income properties. Without further ado: We marked up the value of our second presale unit given the increasing heat in the Vancouver condominium market. Ms. Frugaler had additional room in her RRSP […] ...
Posted: Apr 30 2017 @ 6:30 PM
Wow, what an interesting 2016 it has been. Starting the year, our net worth was $940,000 and earlier that year, I had set a target of being a millionaire by the end of 2016 [Never underestimate the power of smart goals]. Fortunately, we were blessed in 2016 with a hot real estate market and I had a large […] ...
Posted: Jan 08 2017 @ 6:56 PM
Well, it has been a good quarter with our net worth tracking at $1.67 million. Not much to say on this one. Our investments are ticking on at a great return and there has been some further investment. The overall growth in assets has continued to expand significantly with debt plateauing: What is relevant for this […] ...
Posted: Oct 10 2016 @ 5:53 PM
You may recall my net worth increased greatly when we managed to sell our home well above what we were tracking it at.  Unfortunately, all good things come to an end and last month the British Columbia government introduced an increased property transfer tax to cool the market. While nobody knows what the impact will […] ...
Posted: Aug 22 2016 @ 1:16 AM
To say it has been a crazy year for our net worth would be an understatement: In March we were excited to achieve the Million Dollar net worth level. On May 21, 2016 I updated that we had sold our home for well above what we had been carrying it in our net worth, which […] ...
Posted: Jul 17 2016 @ 8:29 PM
In our March net worth update, we indicated our net worth was $1,081,000.  I indicated that our home was estimated at a value of $1,250,000 and felt that may be slightly high.  Since that valuation, we listed our home for $1.35 million and sold for $1.6 million. Assuming closing costs of $75,000, we estimate we […] ...
Posted: May 21 2016 @ 1:16 AM
Do I feel like I sandbagged? Yes, yes I do. That said, do I feel like the real estate market where I live has been crazy the last 12, 18, 24…months, yes it has and I would not have predicted it to continue and thus, sandbagging may be extreme. Do I feel a little like […] ...
Posted: Apr 04 2016 @ 11:34 PM
More and more lately, I’m tired. Exhausted actually, and somewhat concerned for my health (Sacrifice – What would you be willing to do?). It got me thinking today, why do I want to retire at 45 and take a step back? Many people wonder what I will do, how I’ll live life and say “I’m […] ...
Posted: Mar 13 2016 @ 5:47 PM


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