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Millennial Revolution
Early Retirement
Millennial, Travel
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Toronto, Ontario, Canada
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Latest Blog Posts

One of the most memorable experiences, that I haven’t shared with you yet from FinCon last year was that I was filmed for a movie! The “Playing with FIRE” documentary is the brainchild of Scott Rieckens, an Emmy-nominated filmmaker, who after listening to Mr.Money Moustache on the Tim Ferris podcast, had a “Harajuku Moment” where he describes his earth-shattering revelation that FIRE (Financial Independence Retire Early) is the change in ...
Posted: Mar 19 2018 @ 9:00 AM
It’s Friday and that means it’s time for another reader case! This family of 5 hails from the frozen white North and have just had their Muskoka dreams dashed. How will they get out of it' Let’s find out: “We are a family of 5 plus an au pair that helps with our childcare for our three young children. I am a pediatric critical care nurse and my husband works ...
Posted: Mar 16 2018 @ 11:30 AM
Since FIRECracker started a food fight on Monday by calling out the Toronto Home Boners, today’s article will be about… …the real estate we own in Toronto. Wait, back up a minute. Say what' What I am ofcourse referring to is Real Estate Investment Trusts. What Is That' A Real Estate Income Trust (or REIT) is basically a corporation that owns and manages investment properties all around the country. Those ...
Posted: Mar 14 2018 @ 9:00 AM
So saw this scary headline the other day. Toronto’s housing market is tanking, Business Insider. Now, as much as people think I’m jumping up and down at the demise of our housing market, let me make one thing clear: I do NOT want a US-style housing crash in Canada. The US housing crash was a cataclysmic black swan event that brought down financial institutions, cratered the stock market, and brought about ...
Posted: Mar 12 2018 @ 9:00 AM
Okay, I have to be honest with you. It took me a freakishly long time to write this post. I wrote it, deleted it, wrote it and deleted it again. Even as I write these words for the 21st time, I’m still not quite whether this post is a good idea. But after contemplating about it for way too long, I decided screw it, I’m just going to post it. ...
Posted: Mar 09 2018 @ 10:00 AM
When you pull the trigger and retire, the biggest danger you need to worry about is a sudden market crash right in your first few years that forces you to sell assets at the exact wrong time. This is known as sequence of return risk, and we’ve written in the past about our method of hedging this risk: Building a Yield Shield and keeping a Cash Cushion. Today we’re going ...
Posted: Mar 07 2018 @ 10:00 AM
Opportunities are like poker chips. You never know you’re going to get another one. And when you can cash one out for something really big. When we started writing, we had no idea that writing would lead to this blog, and this blog would lead to a Hollywood actress reading it, which in turn would lead to Penguin publishing deal. We also had no idea that through Chautauqua, we’d meet ...
Posted: Feb 26 2018 @ 11:00 AM
Most people, myself included, don’t remember exactly how the Berlin Wall came down. We attribute it to some sort of heroic uprising, or maybe with the inevitable era of democracy that swept through the west, the Communists had no choice but to retreat. This is what I assumed before we went to Berlin. Turns out we were completely wrong. As we found out through one of the most engaging walking ...
Posted: Feb 23 2018 @ 10:00 AM
Recently we were in Jolly Old England with our friends Alan and Katie. As FIRECracker mentioned in her previous Chautauqua post, we flew 4000 miles to freeze our butts off in the UK for our Chautauqua reunion and it was 100% worth it! Even though we hadn’t seen our Chautauquan family since last August, we picked up exactly where we left off. And after a memorable week spent with our favourite ...
Posted: Feb 21 2018 @ 10:00 AM
We’ve been sitting on a bit of exciting news for a few weeks now, mostly because we were still deep in contract negotiations up until a few days ago, but now that we’ve officially signed the papers, we are proud to announce: We just signed a book deal with Penguin Random House! Specifically, we’re at the same imprint (TarcherPerigee) as… Nomadic Matt’s “How To Travel The World on $50 a ...
Posted: Feb 19 2018 @ 11:45 AM


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