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Millennial Revolution
Early Retirement
Millennial, Travel
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Toronto, Ontario, Canada
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Latest Blog Posts

It’s Friday, so you know what that means: Time for another Reader Case! Today’s reader case is from a reader case alumni: MontrealDilemma. Way back when, MD’s employer asked him to move to Toronto, and was wondering what to do with his condo: Sell it or rent it? We mathed-shit-up and realized that after costs, the rent he’d be getting would have sucked compared to investing, so we advised MD ...
Posted: May 25 2018 @ 10:00 AM
Have you ever come back from vacation, checked your bank accounts and credit card statements, only to cringe at how much you’ve forked over in foreign transaction and ATM fees? I mean, a $5 ATM charge here and there didn’t seem so bad when handing over your hard-earned money for that once-in-a-life-time gondola ride in Venice or that oh-so-divine meal in Paris, but man does it feel shitty to realize ...
Posted: May 21 2018 @ 10:00 AM
“Shitshitshit”, I thought, squeezing my eyes shut as my right foot slipped slide out from under me. My hands broke my fall, landing hard on a bed of black volcanic rocks. But before I had time to let out a breath of relief, a gust of wind slammed into me, nearly pushing me off the 2-feet-wide gravel path, which inclined at a 45 degree angle down a steep mountain, with ...
Posted: May 18 2018 @ 10:00 AM
On Friday’s round-up, we featured the inspiring stories of people who have written in, been featured on this blog in a Reader Case, and have actually followed that advice in real life. As a result, they are now kicking ass, taking names, and regularly coming to the end of every month wondering where all this extra money they’ve saved came from. So as a contrast to that, I thought it ...
Posted: May 14 2018 @ 10:00 AM
Due to popular demand, we’ve having a “Where Are They Now” post today! We’ve reached out to Reader Case alumni to see what they’re up to. Did they do any of the things we suggested? Did their lives improve in any way? Did anything we say matter? Our goal, here at Millennial Revolution, is to build a community where we can inspire and cheer each other on towards financial independence. Let’s see ...
Posted: May 11 2018 @ 10:00 AM
Every time we go back to visit family, I always find it fascinating to watch Wanderer’s 4 year old nephew play. Because when you get down to it, a child playing is the purest form of intrinsic motivation. When he gives me a picture, he holds his tiny crayon masterpiece in his sticky hands, beaming with pride. He doesn’t care that the stick figures are lopsided and doesn’t look anything ...
Posted: May 07 2018 @ 10:00 AM
We discovered Las Palmas completely by accident. After freezing our butts off in London and meeting fellow Chautauquans for our family reunion, Wanderer wanted to find a warm place to park our butts until Europe becomes warm enough to travel around. After travelling the world for 3 years, we’ve lost a bit of our Canadian-ness and are giant wimps now. As it turns out the most southern point in Europe ...
Posted: May 04 2018 @ 10:00 AM
I thought I was done talking about this, but due to the high level of interest in this series, I’m going to do one more article on this, as well as create a series that you can access from the menu bar. Just hover over “Series” and you’ll see a link to the Yield Shield articles. So to recap, we’ve covered the Four Pillars of the Yield Shield, which are: ...
Posted: Apr 30 2018 @ 10:00 AM
Hey all! It’s Friday, so time for another reader case! “I’m 39 years old and I’m on the road to FI, or perhaps I have just reached it, thanks to your and Wanderer’s great help. I followed along on the Investment Workshop, and my Questrade account is humming along nicely, along with a recent rebalancing for the Yield Shield. I own a condo in downtown Toronto that I am considering ...
Posted: Apr 27 2018 @ 10:00 AM
“I’m terrified of early retirement. What if I get lazy and lose my edge?” This is a question a reader asked me when we met at a coffee shop a few months ago. We were supposed to have a quick 30-minute conversation, but by the time I checked my watch, daylight had turned to dusk, the place had emptied out, and the barista was standing at the exit, glaring at ...
Posted: Apr 23 2018 @ 10:00 AM


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