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Millennial Revolution
Early Retirement
Millennial, Travel
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Toronto, Ontario, Canada
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Latest Blog Posts

Play for full effect. This year marks our third straight year of near-continuous world travel, and some of the most common questions we get when we come by home to see friends and family are “don’t you ever get tired of travelling?” or “don’t you miss having roots?” or my favorite “don’t we miss having stability?” And when we get those questions, the answer is always no, no, and a ...
Posted: Aug 13 2018 @ 10:00 AM
We were sitting on the balcony of our friend’s apartment in Hanover, just chilling out and chatting when a massive ball of blinking lights appeared in the night sky. As the four of us watched, mesmerized, a mask appeared, which morphed into a skull, only to quickly dissolve and reform into a waving German flag. “What the Hell is that?” “Are those fireflies? Christmas lights? Shooting stars?” Personally, being the ...
Posted: Aug 10 2018 @ 12:00 PM
“Writing this book almost killed me. It was like giving birth.” – Ramit Sethi “I’d cry. I’d whine to Mr. Frugalwoods… I re-wrote the first chapter no less than 17 times.” – FrugalWoods “Did I enjoy writing the book? Um, let’s just say, I’m happy to have written a book.”– JLCollins “Get ready for the roller-coaster ride of your life! Writing a blog is nothing like writing a book.” – ...
Posted: Aug 06 2018 @ 10:00 AM
Hey all, It’s Friday, so here we go again: another reader case! After Monday’s article on retiring with a locked-in pension, I thought it would be fun/instructive to show how to do an analysis with an actual reader having this exact problem. Hi Firecracker/Wanderer, Love you guys and are so inspired by what you’re doing! I would TOTALLY appreciate your advice regarding our financial situation so here goes… I’m currently ...
Posted: Aug 03 2018 @ 10:00 AM
For some odd reason, we’ve gotten a recent flood of emails asking us about how to pull off this whole FIRE thing if they have some kind of locked-in retirement account (eg. pension), so I thought I’d use today’s article to address this. What is a Locked-In Account? A Locked-In account is the catch-all term for any retirement account that has an age limit on when you can withdraw. Note ...
Posted: Jul 30 2018 @ 10:00 AM
“Bring me your finest hamburger, my good sir!” Sitting in a Hamburg restaurant, we thought we’d order one of their specialties for lunch. But our waiter gave us a blank stare. “Ahh…” he stammers. “We don’t have…hamburgers.” Now it’s my turn to give a blank stare. “This IS Hamburg right?” “Yes.” “So, aren’t you famous for hamburgers?” His eyebrow is raised so high, I’m afraid it’s going to pop off ...
Posted: Jul 27 2018 @ 11:10 AM
“Why are you still travelling? Isn’t it boring by now?” “Ditch your portfolio and become a real-estate investor like me! I own 3 condos and I’m buying another one.” “You’re missing out on all the housing gains! Everyone knows houses go up forever!” “Just wait until your have kids! You’ll never travel again and you’ll HAVE to buy a house.” “Why aren’t you having kids? Do you really want to ...
Posted: Jul 23 2018 @ 10:00 AM
Hey all! It’s Friday, and you know what that means: Reader Case time! But before we begin, if you’re going to write into us asking us to analyze your finances, please follow the guidelines here. It’s to ensure that when we get to your reader case, we have enough information to actually come up with a meaningful response. As much as we’d like to help everyone, the days where we had ...
Posted: Jul 20 2018 @ 10:00 AM
For some reason lately I’ve been getting a bunch of emails asking me what I think of a particular Target Date Fund, so I thought this would make a good article. But before we get into what I think of these things (hint: It’s in the title of this article), let’s first talk about what these things are. What is a Target Date Fund? Target Date funds are also known ...
Posted: Jul 16 2018 @ 10:00 AM
  In the U.S and Canada, unless you’re trading sex for money, there’s no need to get naked in public. But in Germany, nudity doesn’t automatically illicit eroticism—it depends on the context. And in a sauna, it’s just practical. We were told that bathing suits are not allowed—for health reasons, believe it or not—so if you want to experience a German sauna, you’ll have to bare it all. Don’t worry ...
Posted: Jul 13 2018 @ 11:24 AM


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