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Ms. Montana

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Montana Money Adventures
General Finance
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Flathead Valley, Montana, United States
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Latest Blog Posts

2018 was a wild and crazy ride for us. I always felt like our life was rather fun filled and packed with adventure before we became financially independent. We lived abroad for four years. We traveled to 27 countries and seen 42 states. We bought and renovated three homes in five years. And the kids. […] The post The Wild and Crazy 2018 appeared first on . ...
Posted: Jan 08 2019 @ 5:14 PM
Setting yourself up for an incredible year or custom designing your life is a bit like installing a kitchen. I remember the first kitchen Adam and I renovated. He did NOT want to do it. It seemed complicated and overwhelming. I assured him that installing a kitchen didn’t require an advanced degree. Therefore it must […] The post How to Design Your Best Year Ever appeared first on . ...
Posted: Jan 04 2019 @ 7:59 PM
Financial freedom grows along a spectrum and financial independence is one point in the journey. I like to focus on growing financial freedom. Because it’s something we can all do. At each step in the journey. You pay off some debt, your financial freedom grows. You start investing, your financial freedom grows. You grow the […] The post Growing Financial Freedom appeared first on . ...
Posted: Dec 13 2018 @ 3:24 PM
Holidays can be the most joyful time….and the most stressful. I think we all would like to lean towards more joy and less stress. I’ve always had holiday anxiety. Ever since I was a kid. My mom did everything right to create a perfect holiday experience and I sat in my room on the edge […] The post Holidays You Want to Have appeared first on . ...
Posted: Dec 05 2018 @ 2:09 PM
My passion for ice cream is no secret. There’s a local place I adore. Often I get a single scoop in a waffle cone. But sometimes I feel like there has been a large shortage of ice cream in my life and I will order a double. And it’s delicious. While I enjoy every second […] The post The Mini-Retirement is Over appeared first on . ...
Posted: Nov 15 2018 @ 5:40 PM
We did a 10-week family trip this year with our 5 kids. We went to 11 National Parks, museums, Disney, State parks, and zoos. It was amazing on so many levels. It was inspiring, restful, adventurous and fun. In the end, our out of pocket expense was $1850.  Trip Planning Myth #1: Perfect is the […] The post How to Plan and Budget for an Epic Trip appeared first on . ...
Posted: Oct 31 2018 @ 4:17 PM
Last week I attended a conference of 2200 people involved in personal finance and media called Fincon. I was slotted to speak alongside four other familiar faces in the FIRE (Financial Independence Retire Early) community. JD Roth (Get Rich Slowly), Pete (Mr. Money Mustache), Carl (1500days) and Leif (Physician on FIRE). We were given an […] The post Can You have FIRE and Faith? appeared first on . ...
Posted: Oct 10 2018 @ 1:56 PM
Joel and Mackynze from 5amJoel were in Montana for a month, so we hung out a few times! I’m a huge fan of mini-retirements and Joel is taking an amazing one. We chatted about finding work after a mini-retirement. What happens if your boss finds out your financially independent? Why Joel gets up at 5 am […] The post Finding Work After A Mini-Retirement appeared first on . ...
Posted: Sep 18 2018 @ 11:28 AM
The numbers on my small laptop screen were difficult to see. The bright, equatorial sun streaming through my window caused a glare. So, I closed the blinds. Yes. Finally, I could see my bank account come into focus. Then I smiled. Another month, another set of automatic rent deposits from my tenants. Our Ecuadorian mini-retirement […] The post Is It Still Possible to Make Money with Real Estate? appeared first on ...
Posted: Sep 11 2018 @ 5:58 PM
Three years ago, Adam and I crafted a new plan. We were about to adopt three kids and we were expecting a baby in a few months. I looked at our investments, our rental income and his military pension and said, “It’s good enough.” Now work was optional. I didn’t know what the next year […] The post Build a Life You’ll Never Retire From appeared first on . ...
Posted: Sep 06 2018 @ 10:56 AM


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