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Mrs. Frugalwoods

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Money, Early Retirement
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Blogger Bio

Vermont, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Next month, Mr. Frugalwoods and I celebrate TEN years of wedded bliss! Our marriage is, in many ways, the backbone of our frugality and journey to financial independence. Over the years, I’ve written about the role that our partnership plays in our financial decisions and the importance of being on the same financial page with your partner. But today, I want to discuss the lighter, fluffier side of getting married: ...
Posted: May 24 2018 @ 7:00 AM
April 2018 Remember how I said last month that the snow was receding? Well, it must’ve overheard my hubris and felt the need to prove me wrong. April was, uh, pretty snowy. Although our winters are indeed long up here in Vermont, this winter took it to the extreme and overstayed its welcome. The snow would melt, tempting us with a glimpse of bare earth, only to jealously cover the nascent grass ...
Posted: May 16 2018 @ 7:00 AM
We’re headed to Arkansas in this month’s Reader Case Study for a discussion with Emily and John, a young couple with a two-year-old and two dogs. Unfortunately, it’s a cancer diagnosis that prompted Emily to request a Case Study, but I’m optimistic that the Frugalwoods community can offer this young couple support, advice, and insight. Case Studies are financial and life dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods ...
Posted: May 11 2018 @ 7:00 AM
Well, if you’ve ever wanted to feel good about your spending vis-a-vis my spending, then THIS is your month!!! April was absurdly expensive around here. ABSURD, I tell you. As I shared the other week, Mr. Frugalwoods and I finally broke down and bought a used truck in April, and since we paid cash for the full amount of the truck, that accounts for the vast majority of our spending. I ...
Posted: May 09 2018 @ 7:00 AM
Parenting often feels like walking through water with all of my clothes on. Everything is damp, I’m moving more slowly than I ever thought possible, I’m more exhausted than I ever have been, and I just can’t seem to get anywhere, let alone to my destination. Come to think of it, I’ve completely forgotten what my destination even was to begin with. I’ve gone hours before having the chance to ...
Posted: Apr 30 2018 @ 7:00 AM
Although I’m having trouble believing it, seeing as I’m looking out over a landscape of snow (and actually we’re in the middle of an ice storm at the moment… ) summer is coming! For the first time since way back when I was in school, summer has an actual meaning this year. Now that our oldest daughter is almost 2-and-a-half, she has a fairly packed schedule during the year. She ...
Posted: Apr 27 2018 @ 7:00 AM
We finally did it. We didn’t want to do it, we delayed it, we put it off, we even bought a Subaru instead. But the realities of rural living caught up with us and we finally capitulated to the fact that… we needed to buy a truck. And so, this month, we did. I don’t have anything against trucks except that they’re so BIG and non-fuel efficient and, well, truck-like, ...
Posted: Apr 19 2018 @ 7:00 AM
March makes very clear that we had a baby! Our co-payment for Littlewoods’ birth as well as a few doctor’s appointments and her birth certificates are all reflected in March’s spending. While we frugalize nearly every aspect of child-rearing–from sourcing all used clothing, furniture, and baby accoutrements to creating simple, inexpensive holiday celebrations–there are some immutable costs of having a baby (such as buying copies of their birth certificates!). I ...
Posted: Apr 13 2018 @ 7:00 AM
It’s back to the Big Apple for this month’s Reader Case Study for a conversation with Lauren, a psychologist in Manhattan with a love of dogs and the arts. She has questions about planning for possibly adopting a child and potentially buying a condo in NYC. Case Studies are financial and life dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!), reads ...
Posted: Apr 11 2018 @ 7:00 AM
March 2018 Early March, with its balmier temperatures and reluctantly melting snow, set our minds towards spring. We foolishly began to discuss impending blooms and said reckless things like, “maybe we’ve had our last snow of the season.” Overhearing our misguided words, March retaliated in an effort to prove how wrong we were and dumped a righteous amount of snow. It snowed daily, weekly, heavily. With gusto and vigor, the landscape was ...
Posted: Apr 05 2018 @ 7:00 AM


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