Blogger Profile

Jeff Rose

Blog Info

Good Financial Cents
General Finance
Family, Investing
Start Year:

Blogger Bio

Net worth:
Carbondale, Illinois, United States
Life stage:
SIK (Single Income, Kids)
Financial Planner
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Latest Blog Posts

With the arrival of our second child, my wife and I have revisited how much life insurance we need. Then we had our third son, and she quit her job, so now we’re trying to determine the amount that we need on her to make us comfortable. We’re very fortunate in the sense that her... Continue Reading--> The post How Much Life Insurance Do You Need For Stay At Home Mom ...
Posted: Aug 05 2018 @ 2:00 PM
Lean in, millennials. This one’s for you. I know no one wants to think about dying, especially dying young, but you need to. Whether you’re 18 or rounding out the millennial bracket in your late 30s, it’s time to consider what financial state your parents, spouse, kids, or business would be in if you were... Continue Reading--> The post Life Insurance for Millennials appeared first on Good Financial Cents. ...
Posted: Jul 31 2018 @ 12:47 PM
Have you recently filed for bankruptcy? Are you feeling defeated and thinking there is no way you will ever be able to repair your credit? Recovering from a bankruptcy can be challenging both financially and emotionally, but it can be done. Witnessing both my parent’s file bankruptcy, I’ve seen first hand the struggles that ensue... Continue Reading--> The post How To Repair Credit After Bankruptcy appeared first on Good Financial Cents. ...
Posted: Jul 31 2018 @ 10:00 AM
Health conditions, along with age, are the main factors determining your eligibility for life insurance. Even more specifically, they’ll determine the premium rate you’ll pay for a policy. In the grand scheme of things, sleep apnea is often relatively low on the risk level scale. But it mostly depends on the degree of sleep apnea... Continue Reading--> The post Simpler Life Insurance for People with Sleep Apnea appeared first on Good ...
Posted: Jul 31 2018 @ 9:49 AM
On two wheels or four, you have the same goal: to get where you’re going. But, oh, what a difference between a car and a motorcycle! On a bike you’re more than just a passive viewer behind a windshield, you’re part of the landscape. Your motorcycle insurance should also be distinct even though it shares... Continue Reading--> The post Buy The Best Motorcycle Insurance For You appeared first on Good Financial ...
Posted: Jul 30 2018 @ 5:00 PM
In previous generations, struggles with depression and anxiety were rarely discussed. But today, more and more people are opening up about their mental health. Every day, a new celebrity discusses their mental health issues. And businesses and organizations are beginning to build programs and benefits to help their employees’ mental and emotional stability. Because there’s... Continue Reading--> The post Affordable Life Insurance for People With Depression appeared first on Good Financial ...
Posted: Jul 30 2018 @ 4:07 PM
One of the sad truths about our society is that there are those who financially prey on others. Among the most tragic of cases are those involving the financial abuse of the elderly. It’s hard to deal with these situations because many seniors prefer to remain in charge of their finances throughout life. As a... Continue Reading--> The post How To Detect And Report Financial Elder Abuse appeared first on Good ...
Posted: Jul 30 2018 @ 2:00 PM
It’s probably not unusual for people with high net worth to assume they don’t need life insurance. After all, when you have a certain amount of money, you might consider yourself essentially self-insured. But self-insurance is no insurance. That can be true even for high net worth individuals. People with high net worth usually also... Continue Reading--> The post Should High Net Worth People Buy Life Insurance or Self-Insure? appeared first ...
Posted: Jul 30 2018 @ 1:04 PM
Your credit score is an important component of your financial health, yet not everyone knows how their score looks or how it’s determined. Fortunately, you can get access to your credit score — and all the details used to determine it— online with websites like Credit Karma or Credit Sesame. You don’t even have to... Continue Reading--> The post FreeCreditReport.com Review | How To Get A FREE Credit Report From Experian ...
Posted: Jul 30 2018 @ 12:02 PM
Let’s start with the basics, your FICO score. It’s a number created by the Fair Isaac Corporation.  Your FICO score is a combined number which helps credit companies and lenders know how much risk you are and how well you’ve handled loans in the past. FICO scores range anywhere from 300 to 850. Typically, any... Continue Reading--> The post Fico 8 Credit Score – Credit Scoring Might Get Harder appeared first ...
Posted: Jul 29 2018 @ 2:00 PM


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