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Melanie Lockert

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Dear Debt
Money, Hustling
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Los Angeles, California, United States
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Latest Blog Posts

Hello debt fighters! Here’s a powerful dear debt letter from Lisa. Lisa is a 55-year-old mom and blogger who works in communications for a nonprofit in Washington, DC. Her goal is to be completely debt free by 2025. — Dear Debt, I’m writing this with tears in my eyes, because suddenly I’m remembering the good […] Related Posts: Dear Debt, I’m Not Mad Dear Debt, I Can Survive You Dear Debt, I’m Wiser Now Dear ...
Posted: Jan 14 2019 @ 2:37 PM
Hey debt fighters! It’s me, Melanie. Happy New Year! It’s been a while and I’ve missed you. I’m back to share a new dear debt letter that I wrote. Wherever you’re at in your journey, let’s keep cheering each other on. Dear Debt, When we said goodbye three years ago, I thought it was forever. […] Related Posts: The Danger in All-or-Nothing Debt Repayment One Year Later Do I Have Post Traumatic Debt Disorder? Tell ...
Posted: Jan 07 2019 @ 7:00 AM
Imagine escaping winter and enjoying drinks on a rooftop with a gorgeous pool and even more stunning view of the city skyline. Imagine meeting 60 other women just like you, who want to change their finances, but more importantly, change their life. Imagine learning from money experts on what to actually do with your money […] Related Posts: 5 Gifts for the Money Nerds in Your Life Lola Retreat: All About Women + ...
Posted: Dec 17 2018 @ 7:00 AM
The holiday season is here and time is ticking. There are still more gifts to buy, but what? Gifts can come in a variety of shapes and sizes, as well as price points and uses. If you have a money nerd in your life or someone that is looking to really transform their financial lives, […] Related Posts: Ready to Kick Your Assets Into Shape? Lola Retreat: All About Women + Money Do I ...
Posted: Dec 13 2018 @ 3:32 PM
Hello debt fighters! Today we have a dear debt letter from Michele. Michele Giletto teaches women how to move from routine religion to life-giving faith. Founder of Gathered In Grace Prayer Ministry, Michele is called to lead women to experience their own personal relationship with God. A full-time healthcare director, Michele is happily raising her two teen-aged children and […] Related Posts: Dear Debt, I’m Breaking the Curse Dear Debt, You Will Not Steal My Future Dear Debt, ...
Posted: Dec 12 2018 @ 7:00 AM
Hello debt fighters and dreamers! Today’s dear debt letter comes from Beth. Beth is a 65-year-old retired teacher from Youngstown, Ohio, aspiring to pay off her debt by 2020 (if not sooner). She is a widow that learned money doesn’t last forever. — Dear Debt, I’m done playing victim to you! You have controlled my […] Related Posts: Dear Debt, I Don’t Miss You, But I Need You Back Dear Debt, I Should ...
Posted: Dec 06 2018 @ 7:00 AM
Hello debt fighters and dreamers! Today’s dear debt letter comes from Vercountess Hendricks, a 51-year-old still paying back student loan debt. Her goal is to be able to retire and not be saddled with student loan debt, credits cards, signature loans, car payments, and mortgage payments. Her goal is to retire within 5 to 7 years without being chased […] Related Posts: Dear Debt, I’ve Moved On Dear Debt, You Can’t Come Between Us Anymore Dear Debt, I ...
Posted: Dec 04 2018 @ 2:19 PM
This blog post is part of the 3rd Annual Suicide Prevention Awareness Month blog tour. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. “It’s so hard to exist. Everything hurts. I am suffocating in my own sadness.” That was a sentence I wrote in […] Related Posts: Dealing with Suicidal Thoughts — You’re… Suicide Prevention Debt is Not a Death Sentence The Suicide’s Daughter Life ...
Posted: Sep 30 2018 @ 9:28 PM
For months this has been on my to-do list to write. And I kept putting it off. Other things took precedence. Then things slowed down, simmered and came to a cool pace. But I still felt like I couldn’t write this. Last year, 2017, was the worst year of my life — the dissolution of […] Related Posts: Dealing with Suicidal Thoughts — You’re… One Year Later Do I Have Post Traumatic Debt Disorder? Why ...
Posted: Sep 18 2018 @ 6:52 PM
Hey debt fighters! Today’s dear debt letter is juicy 🙂 The letter comes from Jen, a mom with two intense passions: save money and save the planet. These devotions naturally led her to create Green Baby Deals, which can be found at greenbabydeals.com. — Dear Debt, I was cheating on you. I had money, lots of it, […] Related Posts: Dear Debt, I Should Have Known Better Dear Debt, I Don’t Miss You, But I ...
Posted: Aug 31 2018 @ 7:00 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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