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Mr. EZ

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Easy Does It FI
Early Retirement
Early retirement, life philosophy
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Texas, United States
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Latest Blog Posts

The “effective savings rate” is a key metric for anyone planning or executing a plan for early retirement. Before starting down the path of early retirement, for example, many folks will first consider “How much am I currently saving'” and “What trade-offs might I have to make in my daily life to increase that savings … Continue reading "The Essence of the Early Retiree’s Savings Rate" The post The Essence of ...
Posted: Nov 13 2017 @ 6:30 AM
This week brings a public service announcement. With the Shiller PE ratio currently over 31, what does this mean for your retirement' While Bianco has a more conservative view of extreme (and many other economists are also quick to debate Shiller’s metric), the Shiller PE is actually at a fairly extreme level. Only in 3% … Continue reading "How Extreme is the Market’s Current CAPE" The post How Extreme is the ...
Posted: Nov 06 2017 @ 10:43 AM
Recently, I attended FinCon17 in Dallas. If you read Easy Does It FI regularly, you saw my pre-game analysis and thoughts leading up to the event. Overall, the conference was amazing, and I highly recommend it for anyone who might want to retire early (or retire at all). There were lots of great panels with … Continue reading "5 Lessons from the Fincon17 FIRE Panel" The post 5 Lessons from the ...
Posted: Oct 31 2017 @ 6:49 AM
  Lofty Goals Much of any financial independence early retirement blog will (rightfully) spend a great deal of time covering early retirement. The best authors will cover their plans in great, technical detail, running tons of sensitivities and stress tests (“what if the market this'”, “what if healthcare that'”). They will also diary their emotions … Continue reading "A Lesson in Early Retirement from the Newly Retired" The post A Lesson ...
Posted: Oct 16 2017 @ 3:17 AM
Preparations for my first Fincon With the start date of my first Fincon only weeks away, I can’t help but reassess this decision. Is this still a good idea' Will my time and money be wellspent' When the organizers first announced Dallas as the Fincon17 venue, I started getting excited. All the greatest minds in … Continue reading "Fincon17 or “How I Learned to Stop Worrying and Love the Bomb”" The ...
Posted: Oct 09 2017 @ 7:05 AM
  It’s days like this that I fear I am a flight risk. My boss had a mild freakout yesterday when he finally realized I wasn’t joking about early retirement. The whole thing started when a coworker, let’s say “Tom”, came by to tell the boss he needed to leave the group. Although low oil … Continue reading "Baffling Office Conversations 3 – Flight Risk" The post Baffling Office Conversations 3 ...
Posted: Sep 03 2016 @ 3:11 AM
A short while back, I wrote a post on how grocery stores offer a money-saving option when going out for dinner. Since that post, I’ve discovered more great ways to use the grocery store! Grocery Antic 1. Self-Checkouts for Change Thee are lots of ways to make transactions these days. Traditionalists prefer cash. Some even … Continue reading "More Grocery Store Antics" The post More Grocery Store Antics appeared first on ...
Posted: Aug 10 2015 @ 1:58 AM
Starting Off: The Brewery A few days ago, I was on my side hustle at the brewery. Having mastered the job of pouring beer at the bar, I asked for some broadening. One such opportunity was to help the founder run his Saturday tour. Excited to network and learn more about the brewery, I jumped … Continue reading "Financial Independence: You Need a Mission Statement!" The post Financial Independence: You Need ...
Posted: Jul 26 2015 @ 9:26 AM
I was really hoping not to post two “baffling conversations” consecutively, but with the recent holiday, this post really makes more sense to get out earlier. Also,now that I’ve started blogging about the ridiculousness of work around me, I’m finding the craziness and misalignment of values stands out more. Just this week, I can recall … Continue reading "Baffling Conversations: The Holiday High" The post Baffling Conversations: The Holiday High appeared ...
Posted: Jul 18 2015 @ 6:06 PM
As someone who has not yet pulled the trigger on early retirement (for a number of reasons, but that’s another post), I get the benefit of going to an office everyday. An office is a weird, singular place for a number of reasons. As an adult, where else could you spend so much of your … Continue reading "Baffling Office Conversations: A Motorcycle Accident" The post Baffling Office Conversations: A Motorcycle ...
Posted: Jul 11 2015 @ 9:05 PM


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