Blogger Profile


Blog Info

Save. Spend. Splurge.
General Finance
Minimalism, Style
Start Year:

Blogger Bio

Net worth:
Montréal, Quebec, Canada
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

This is not a specific question, but a general one that seems to be not really discussed or talked about. I received two messages: Situation #1 So I do wonder…. IF you and your fam were just scraping by or living on credit cards, would you change your approach to work? I ask bc someone in my family is in that boat… the husband doesn’t think he should work for ...
Posted: May 27 2020 @ 1:00 AM
FYI … FIRE = Financial Independence / Retire Early It’s a movement that has taken root in the past 10 years, kicked off by this book: Your money or your life which I absolutely recommend as a starter money book. To be honest with you, I have never really followed this FIRE movement. It all smells a bit cult-ish to me, and I never considered myself part of it, because ...
Posted: May 26 2020 @ 1:00 AM
Someone asked for specific numbers of the time when I was starting out, and to be honest with you, I didn’t track any of the first few years very well because I was just learning. I had no clue what a budget was, expenses, etc. I also had an issue at one point with hard drive backups, and lost all my previous years’ budgets which made me very VERY sad. ...
Posted: May 25 2020 @ 1:00 AM
I’d like to introduce you to someone who is sharing a success story – you can read all of my other ones here. I offer career & money coaching here. If I can’t help you, I will say so upfront especially if it is not in my area of expertise (e.g. real estate investments), I don’t want to waste anyone’s time or money. This is 100% in her words: —– ...
Posted: May 24 2020 @ 1:00 AM
1. Dressed I completely agree with this article about how dressing up is making me feel better. It changes my mood, I feel less depressed and I have all the time in the world to play around with ideas! By the way.. speaking of dressing up, my favourite dress is on sale right now for $133 in the most gorgeous blue. I am very VERY tempted. 2. Planned Out ...
Posted: May 23 2020 @ 1:00 AM
I forget sometimes that things I take for granted that I know, I may have never written about, so this is how I calculate my yearly dividend income from my portfolio. Please note: I also buy dividend stocks throughout the year, and reinvest dividends to buy more stock, so you have to really keep up on the portfolio changes to make sure you have the accurate information. You’d think ...
Posted: May 22 2020 @ 1:00 AM
DAY ONE 7:05 a.m. — I wake up before Little Bun and am SO HAPPY. HE SLEPT IN. I can feel that it is 7 a.m. I feel much better. 7:11 a.m. — I snuggle him after his milk and then he plays with blocks quietly on the floor while waiting for Daddy to wake up. I am trying to get things organized, and I message my sibling to watch ...
Posted: May 21 2020 @ 1:00 AM
Introducing the newest member to my designer bag collection. This bag cost $2980 CAD when I paid for it, but I got it for free because I used my Poshmark credits to pay for it. So $0 out of pocket. Guess this is my $1M net worth present to myself! I felt really odd buying (and spending so much of my balance) on something, but this can commemorate the ...
Posted: May 20 2020 @ 1:00 AM
Everyone wants to know the secret sauce to quadrupling your income, and quite honestly, I don’t have it. I can only tell you how I did it, but it by no means applies to everyone in every situation. You need to take a look at your industry, your job, your skills, and the market. If there is no demand, you can’t do it, point blank. Or if you’re in a ...
Posted: May 19 2020 @ 1:00 AM
Just recently I was talking to some people on Instagram and they asked me why I did municipal value as my home assessment instead of market value. I suppose that it is because I don’t see it as a fixed amount, written on a paper or in a balance and seems so subjective, so I never wanted to use it. But they convinced me, because municipal values can have caps ...
Posted: May 18 2020 @ 1:00 AM


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